GYMO
ActiveSummary
GYMO has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,662 and a net result of €6,941. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 95% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9,000 at 30 days acceptable
Liquidity ample (current ratio 14.68 against 14.88 in 2024; short-term debt: 3.9% and cash: 56.8% of total assets), and 3.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.1%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
21 d early
2023
61 d early
2022
11 d early
2021
37 d early
2020
36 d early
2019
28 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 27 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€99,662▲ 7.5%
2024 · €92,721
Total assets
€103,674▲ 7.8%
2024 · €96,128
Net result
€6,941▲ 18.5%
2024 · €5,858
Working capital
€54,900▲ 16.1%
2024 · €47,286
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€12,690▲ 86.0%€9,426▼ 25.7%€10,592▲ 12.4%€8,945▼ 15.5%€10,560▲ 18.1%
Net result€8,559within the sector's middle half▲ 34.3%€6,160within the sector's middle half▼ 28.0%€6,826within the sector's middle half▲ 10.8%€5,858within the sector's middle half▼ 14.2%€6,941within the sector's middle half▲ 18.5%
Equity€73,877within the sector's middle half▲ 13.1%€80,037within the sector's middle half▲ 8.3%€86,863within the sector's middle half▲ 8.5%€92,721within the sector's middle half▲ 6.7%€99,662within the sector's middle half▲ 7.5%
Total assets€80,814below the sector's middle half▲ 18.0%€92,510below the sector's middle half▲ 14.5%€93,664below the sector's middle half▲ 1.2%€96,128below the sector's middle half▲ 2.6%€103,674below the sector's middle half▲ 7.8%
Debt€6,936▲ 120%€12,473▲ 79.8%€6,802▼ 45.5%€3,407▼ 49.9%€4,013▲ 17.8%
Working capital€29,402within the sector's middle half▲ 40.5%€35,408within the sector's middle half▲ 20.4%€41,802within the sector's middle half▲ 18.1%€47,286within the sector's middle half▲ 13.1%€54,900within the sector's middle half▲ 16.1%
Solvency91.4%above the sector's middle half▼ 4.0pp86.5%above the sector's middle half▼ 4.9pp92.7%above the sector's middle half▲ 6.2pp96.5%above the sector's middle half▲ 3.7pp96.1%above the sector's middle half▼ 0.3pp
Current ratio5.41above the sector's middle half▼ 4.894.11above the sector's middle half▼ 1.307.28above the sector's middle half▲ 3.1714.88above the sector's middle half▲ 7.6014.68above the sector's middle half▼ 0.19
Return on assets (ROA)10.6%above the sector's middle half▲ 1.3pp6.7%within the sector's middle half▼ 3.9pp7.3%within the sector's middle half▲ 0.6pp6.1%within the sector's middle half▼ 1.2pp6.7%within the sector's middle half▲ 0.6pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 18% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103,674
Fixed assets
€44,761 ▼ 1.5%
Current assets
€58,913 ▲ 16.2%
Equity and liabilities €103,674
Equity
€99,662 ▲ 7.5%
Debt
€4,013 ▲ 17.8%
Debt's share of the balance-sheet total rises from 3.5% to 3.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€11,234▲
2024 · €9,465
Cash flow
€7,615▲
2024 · €6,377
Debt to equity
0.04▲
2024 · 0.04
ROE
7.0%▲
2024 · 6.3%
Interest coverage
54.07▲
2024 · 45.55
Debt ≤ 1 year
€4,013▲
2024 · €3,407
Income taxes
€3,426▲
2024 · €2,897
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,349 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,349 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €542 | €489 | €508 | €520 | €674 | ▲ 29.7% |
| Other operating charges640/8 | €2,090 | €2,136 | €2,337 | €2,422 | €2,498 | ▲ 3.1% |
| Gross operating margin9900 | €15,322 | €12,050 | €13,436 | €11,887 | €13,732 | ▲ 15.5% |
| Operating profit (loss)9901 | €12,690 | €9,426 | €10,592 | €8,945 | €10,560 | ▲ 18.1% |
| Financial income75/76B | - | €6 | €15 | €17 | €15 | ▼ 13.3% |
| Recurring financial income75 | - | €6 | €15 | €17 | €15 | ▼ 13.3% |
| Financial charges65/66B | €189 | €212 | €205 | €208 | €208 | = |
| Recurring financial charges65 | €189 | €212 | €205 | €208 | €208 | = |
| Profit (loss) for the period before taxes9903 | €12,501 | €9,220 | €10,402 | €8,755 | €10,367 | ▲ 18.4% |
| Income taxes67/77 | €3,942 | €3,060 | €3,576 | €2,897 | €3,426 | ▲ 18.3% |
| Profit (loss) for the period9904 | €8,559 | €6,160 | €6,826 | €5,858 | €6,941 | ▲ 18.5% |
| Profit (loss) for the period to be appropriated9905 | €8,559 | €6,160 | €6,826 | €5,858 | €6,941 | ▲ 18.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €80,814 | €92,510 | €93,664 | €96,128 | €103,674 | ▲ 7.8% |
| Fixed assets21/28 | €44,745 | €45,709 | €45,201 | €45,435 | €44,761 | ▼ 1.5% |
| Tangible fixed assets22/27 | €44,745 | €45,709 | €45,201 | €45,435 | €44,761 | ▼ 1.5% |
| Land and buildings22 | €44,527 | €45,624 | €45,201 | €44,778 | €44,355 | ▼ 0.9% |
| Plant, machinery and equipment23 | €219 | €84 | - | €657 | €407 | ▼ 38.1% |
| Current assets29/58 | €36,068 | €46,801 | €48,463 | €50,693 | €58,913 | ▲ 16.2% |
| Amounts receivable within one year40/41 | - | - | - | €103 | - | - |
| Other amounts receivable41 | - | - | - | €103 | - | - |
| Cash at bank and in hand54/58 | €36,068 | €46,801 | €48,463 | €50,590 | €58,913 | ▲ 16.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €80,814 | €92,510 | €93,664 | €96,128 | €103,674 | ▲ 7.8% |
| Equity10/15 | €73,877 | €80,037 | €86,863 | €92,721 | €99,662 | ▲ 7.5% |
| Contributions10/11 | €62,000 | €62,000 | €62,000 | €62,000 | €62,000 | = |
| Capital10 | €62,000 | €62,000 | €62,000 | - | - | - |
| Issued capital100 | €62,000 | €62,000 | €62,000 | - | - | - |
| Reserves13 | €11,877 | €18,037 | €24,863 | €30,721 | €37,662 | ▲ 22.6% |
| Non-distributable reserves130/1 | €267 | €267 | €609 | - | - | - |
| Legal reserve130 | €267 | €267 | €609 | - | - | - |
| Distributable reserves133 | €11,610 | €17,770 | €24,254 | €30,721 | €37,662 | ▲ 22.6% |
| Amounts payable17/49 | €6,936 | €12,473 | €6,802 | €3,407 | €4,013 | ▲ 17.8% |
| Amounts payable within one year42/48 | €6,666 | €11,393 | €6,662 | €3,407 | €4,013 | ▲ 17.8% |
| Trade debts44 | €43 | €1,574 | €85 | €54 | - | - |
| Suppliers440/4 | €43 | €1,574 | €85 | €54 | - | - |
| Taxes, remuneration and social security45 | €4,361 | €7,100 | €3,576 | €0 | €426 | - |
| Taxes450/3 | €4,361 | €7,100 | €3,576 | €0 | €426 | - |
| Other amounts payable47/48 | €2,263 | €2,720 | €3,000 | €3,353 | €3,586 | ▲ 6.9% |
| Accrued charges and deferred income492/3 | €270 | €1,080 | €140 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €8,559 | €6,160 | €6,826 | €5,858 | €6,941 | ▲ 18.5% |
| + Depreciation and write-downs630 | €542 | €489 | €508 | €520 | €674 | ▲ 29.7% |
| Operating cash flow (approximation) | €9,101 | €6,648 | €7,334 | €6,377 | €7,615 | ▲ 19.4% |
| Investment in fixed assets (approximation) | - | -€1,452 | €0 | -€754 | €0 | ▲ 100% |
| Change in cash | - | €10,733 | €1,662 | €2,127 | €8,323 | ▲ 291% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 14.88
Current ratio from 7.28 to 14.88; short-term debt falls from €6,662 to €3,407.
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €8,559 ▲34.3%
Operating result €12,690, net result €8,559, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas
Ground area
649 m²
Building footprint
156 m²
Volume, LiDAR
1,069 m³
Parcel 46021A0959/00H000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46021A0959/00H000 | Flanders | 649 m² | 1 · 156 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
6488975X3QE3F07ZAG76
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 5,312 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded29-06-1999
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68310Real estate agency activities
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466375703
Also
9925:BE0466375703
Registered
04-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.