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GWEJO

Active
Zone art. de la Rivièrette(SG) 38 ·7330 Saint-Ghislain, Belgium
KBO/BCE: BE 0794.562.236
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Age3 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of GWEJO is 0.5% (low). The 2024 annual accounts show equity of €50k and a net result of €31k. Its solvency ranks better than 43% of 12464 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Signals

1 signal · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide
Deadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 13 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-09-2025, 42 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
How we compute the deadline
The year end is derived from 2 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 11-09-2025 42 d late 2025-00488975
31-12-2023 31-07-2024 23-08-2024 23 d late 2024-00407234

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€31k+69.3%
Working capital€9k-39.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 11-09-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20k€30kOperating result 2023: €25k€25kNet result 2023: €18k€18kOperating result 2024: €22k€22kNet result 2024: €31k€31k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 53.7% 60.6%
better than 43% of 12464 sector peers
Net result €31k €31k
better than 50% of 12466 sector peers
Equity €50k €63k
better than 43% of 12472 sector peers
Gross operating margin €26k €52k
better than 30% of 12452 sector peers
Total assets €94k €124k
better than 39% of 12465 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€25k
-0.1% 23-24
Net profit
€31k
+69.3% 23-24
Cash flow
€35k
+82.6% 23-24
Total assets
€94k
+216.9% 23-24
Equity
€50k
+160.5% 23-24
Working capital
€9k
-39.3% 23-24
Income taxes
€5k
-15.5% 23-24
Debt
€43k
+323.1% 23-24
Debt ≤ 1y
€34k
+229.1% 23-24
Debt > 1y
€10k
- 23-24
Current ratio
1.26
-47.9% 23-24
Quick ratio
1.26
-47.9% 23-24
Solvency
53.7%
-17.8% 23-24
Debt / equity
0.86
+62.4% 23-24
ROE
61.6%
-35.0% 23-24
ROA
33.1%
-46.6% 23-24
Interest coverage
50.79
-65.1% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€25k
Net profit€31k
Cash flow€35k
Staff costs-
Income taxes€5k
Dividends-
Total assets€94k
Equity€50k
Debt€43k
of which ≤ 1y€34k
of which > 1y€10k
Working capital€9k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.26
Quick ratio1.26
Working capital ratio9.5%
Solvency53.7%
Debt / equity0.86
Long-term debt ratio0.19
Interest coverage50.79
Gross margin-
Net margin-
ROA33.1%
ROE61.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€94k
Fixed assets 21/28€51k
Tangible fixed assets 22/27€51k
Current assets 29/58€43k
Amounts receivable within one year 40/41€664
Cash & bank 54/58€41k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€94k
Equity 10/15€50k
Contributions / capital 10/11€1k
Reserves 13€49k
Amounts payable 17/49€43k
Amounts payable after one year 17€10k
Amounts payable within one year 42/48€34k
Trade debts payable within one year 44€10k
Income statement
Gross operating margin 9900€26k
Operating result 9901€22k
Financial income 75€15k
Financial charges 65€498
Result before taxes 9903€36k
Income taxes 67/77€5k
Net result for the period 9904€31k
Result to be appropriated 9905€31k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
96 / 100 Excellent
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Zone art. de la Rivièrette(SG) 387330 Saint-Ghislain

Establishment units

1 location
GWEJO
Zone art. de la Rivièrette(SG) 38, 7330 Saint-GhislainOverige dienstverlenende activiteiten op het gebied van informatie, n.e. g.
since 20232.342.233.264
Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Publications

Lifecycle & Insolvency Signals

No insolvency signals in the Belgian State Gazette

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes
Health96Profitability100Solvency80Growth78Stability94
90 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 96
Profitability 100
Solvency 80
Growth 78
Stability 94

Ask AI about this company

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AI due-diligence brief

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Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Comparable size, same sector
We hold annual accounts for 15,318 of the 81,985 companies in this sector. 12,656 of them are within a factor 10 of this company's equity.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220
Primary activity highlighted.
Names & trade names
Legal nameFR GWEJO
Registered office
Zone art. de la Rivièrette(SG) 38
7330 Saint-Ghislain, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.