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GW-CONSTRUCT

Active Private limited companyfounded 2012active for 14 yearsCoghenlaan 129, 1180 UccleKBO/BCE: BE 0847.099.713

Overview

Lifetime

13 annual accounts with figures on one time axis
peak €66,309 (2016)
€19,399▲ €96,973
lowest -€80,817 (2024)
€13,429▲ €94,247
peak €116,088 (2020)
-€1,977▲ €13,429
€24,909▼ 36.1%
Board1 name since 2012
1 director
Documentsfilings and deeds
25-08-202625 days late
2025micro format
Gross margin from -€77,574 to €19,399Back to profit: €13,429Equity from -€15,407 to -€1,977Debts from €38,992 to €24,909

Key points

from the 2025 annual accounts

Equity

-€1,977
202020212022202320242025

Debts exceed assets in financial year 2025.

Result

€13,429 €13,429
-€80,8002024€13,4002025

Back in profit in 2025, after a loss of €80,817 in 2024.

Turnover

≈ €260,000 estimated

The accounts state no turnover.

Debts

€24,909 109% of the balance sheet
Suppliers 44%Taxes and wages 2%Other 54%

Filings

13 annual accounts since 2013
AprilJune31 JulyOctober201520202025

Ten of the last ten came late. The 2024 accounts came latest: 61 days after the end of the period.

Position in the sector

-8.6%

Lower solvency than 91% of companies in specialised construction. Sector median 46.8% · 37,211 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,633 companies had the same profile as GW-CONSTRUCT has now. Each dot stands for 10 companies, two years later.

91.8%
were still trading
4.8%
stopped another way
2.9%
went bankrupt
  • Micro
  • 10 to 20 years old
  • negative equity
  • a profit of 5% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,633 companies, not a prediction for GW-CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 03-07-2012
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0847099713
Change of role: , from manager to director Director discharge: · General meeting of 04-12-2023 · Gazette deed
Incorporation published on 05-07-2012 · Gazette deed
First establishment Coghenlaan 129, Uccle
All 24 events

Comparable companies

same main activity, similar in size and age
Company
GW-CONSTRUCT Uccle €22,932 €19,399 -8.6% -
SOLAM CONSTRUCT Schaerbeek €26,758 €29,349 45.1% -
L&L DESING Anderlecht €26,054 €15,963 47.7% -
IOAN CONSTRUCT Schaerbeek €22,928 €19,273 72.1% -
TG CONSTRUCT Berchem-Sainte-Agathe €31,708 €18,857 55.7% -
ALL BAT & DAK Jette €35,970 €16,586 99.8% -
GTP Peinture Forest €36,023 €16,025 98.7% -

These companies have the same main activity as GW-CONSTRUCT: other specialised construction activities (NACE 43990). They are comparable in size and age: total assets between €22,900 and €36,000, founded between 2013 and 2016.

Official details

Source: KBO
Status
Active since 03-07-2012Normal situation
Activity
Other specialised construction activitiesNACE 43990
Establishment unit
2.211.948.7051180 Uccle, since 03-07-2012
Financial year end
31 December
Peppol
Reachable since 31-12-2025
Company details

Annual accounts 2025

€19,399
€13,429
-€1,977▲ 87.2%
€22,932▼ 2.8%
Filing
Filed on 25-08-2026
Financials

Insights on GW-CONSTRUCT

GW-CONSTRUCT files the micro format. That format states no turnover. The gross margin fell from €34,727 in 2013 to €19,399 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 25-08-2026, 25 days late
€19,399
▲ €96,973
€16,465
▲ €96,930
€18,827
▲ €96,930
€15,792
▲ €94,247
-8.6%
▲ 56.7 percentage points
0.88
▲ 0.36

The turnover shown is an estimate from the gross margin.

Turnover ≈ €260,000. Estimated: probably between €150,000 and €550,000.

Money flows

no detail for 2025

Balance sheet

balance sheet total €22,932 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

-8.6%

Higher than 8% of 37,211 companies in 2025.

0.88

Higher than 17% of 36,505 companies in 2025.

58.6%

Higher than 95% of 36,740 companies in 2025.

GW-CONSTRUCT Middle half of the sector 80% of the sector Micro accounts in specialised construction (NACE 43)

Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013
Balance sheet: assets
20/58 22,93223,586107,409151,090139,063201,044180,120222,385199,477165,038104,132119,757140,582
21/28 9923,3555,7171,2049,63030,24347,27768,50788,20157,20771,28188,312109,126
21 00004,77514,32523,87533,42542,97552,52562,07571,62581,175
22/27 9923,3555,7171,2044,85515,91823,40235,08245,2264,6829,20616,68727,951
23 0004453,1865,0539511,8174,3711,61801,9975,762
24 9923,3555,7177601,67010,86522,45133,26540,8553,0639,20614,69122,189
29/58 21,93920,231101,692149,886129,433170,800132,843153,878111,276107,83232,85131,44531,456
40/41 12,45010,58676,48494,00392,044136,582103,03942,39027,60831,68728,95529,23125,223
40 12,45010,58676,48494,00392,044136,05990,86414,3045,80321,79024,65828,51319,455
41 0000052212,17528,08621,8059,8974,2977195,768
54/58 9,4899,64523,37454,08015,38912,21927,659111,48883,66876,1442,3962,2146,233
490/1 -01,8341,80322,00022,0002,144--01,500--
Balance sheet: equity and liabilities
10/49 22,93223,586107,409151,090139,063201,044180,120222,385199,477165,038104,132119,757140,582
10/15 -1,977-15,40753,45374,61273,922116,088114,480113,763111,310103,24456,88753,97699,738
10/11 100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000100,000
100 ------100,000100,000100,000100,000100,000100,000100,000
11 ----100,000--------
1109/19 ----100,000--------
13 10,00010,00010,00010,00010,00010,00010,00010,0008,000----
130/1 10,00010,00010,00010,00010,00010,000-------
130 ------10,00010,0008,000----
1311 10,00010,00010,00010,00010,00010,000-------
14 -111,977-125,407-56,547-35,388-36,0786,0884,4803,7633,3103,244-43,113-46,024-262
17/49 24,90938,99253,95576,47865,14184,95565,640108,62288,16761,79447,24565,78240,844
17 ----06,09016,33026,32536,08004,54110,38816,005
170/4 ----06,09016,33026,32536,08004,54110,38816,005
42/48 24,90938,99253,95576,47865,14178,86649,31082,29752,08761,79442,70455,39424,839
42 ---06,09010,2419,9959,7559,5214,5415,8475,6175,396
44 11,0027,62013,79812,79512,54346,7189,80717,9358,49421,1487,49129,95814,401
440/4 11,0027,62013,79812,79512,54346,7189,80717,9358,49421,1487,49129,95814,401
45 53210,7446,0755,5564,07849710,53210,5321,6341,5441,0002,2640
450/3 53210,7446,0755,5564,07849710,53210,5321,6341,5441,0002,2640
47/48 13,37520,62834,08358,12742,43021,41118,97644,07632,43934,56128,36717,5545,041
Income statement
70 -----------184,737376,753
9900 19,399-77,574-54,92110,770-15,44027,33827,68153,83433,36466,30923,092-23,52434,727
60/61 -----------208,261342,026
630 2,3622,3622,5758,42624,22524,37523,61823,61922,57716,49017,83219,46530,968
640/8 5725305643197877174043855373184963621,302
9901 16,465-80,465-58,0602,025-40,4512,2473,66029,83110,25049,5014,764-43,3512,458
75/76B 381214-701989011256
75 381214-701989011256
65/66B 3,4165665987909561,1081,0161,2711,7441,2601,8532,4362,726
65 3,4165665987909561,1081,0161,2711,7441,2601,8532,4362,726
9903 13,429-80,817-58,6591,242-41,4061,1582,65228,5708,50648,2422,911-45,762-262
67/77 ---552760-4501,9359,1184391,885---
9904 13,429-80,817-58,659689-42,1661,60871719,4528,06746,3572,911-45,762-262
9905 13,429-80,817-58,659689-42,1661,60871719,4528,06746,3572,911-45,762-262
Appropriation of the result
9906 -111,977-137,364-94,047-35,388-36,0786,0884,48022,76311,3103,244-43,113-46,024-262
14P -125,407-56,547-35,388-36,0786,088--------
691/2 -------2,0008,000----
6920 -------2,0008,000----
794 -11,95737,500----------
694/7 -------17,000-----
694 -------17,000-----
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 11 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 25-08-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank

2025 annual accounts filed 25 days after the deadline. Filed on 25 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00421386.

Financial year Type Filed Reference Document
31-12-2025 micro format 25-08-2026 2026-00421386 PDF
31-12-2024 micro format 30-09-2025 2025-00516915 PDF
31-12-2023 micro format 30-08-2024 2024-00411250 PDF
31-12-2022 micro format 31-08-2023 2023-00384121 PDF
31-12-2021 micro format 24-08-2022 2022-20309935 PDF
31-12-2020 micro format 25-08-2021 2021-53700534 PDF
31-12-2019 micro format 19-08-2020 2020-42400028 PDF
31-12-2018 full format 30-08-2019 2019-63300252 PDF
31-12-2017 full format 31-08-2018 2018-59500543 PDF
31-12-2016 full format 18-08-2017 2017-44400593 PDF
31-12-2015 full format 22-12-2016 2016-71000498 PDF
31-12-2014 full format 22-08-2015 2015-46100459 PDF
31-12-2013 full format 28-08-2014 2014-52900198 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013
18,827-78,103-55,48610,451-16,22626,62227,27853,45032,82865,99122,596-23,88633,426
15,792-78,455-56,0849,116-17,94125,98424,33543,07130,64462,84720,743-26,29730,706
007,08703,6127,3412,3895,45656,3572,415801924140,094
-155-13,729-30,70638,6913,170-15,441-83,82927,8207,52473,748182-4,019-
-2,970-18,76147,73773,40864,29291,93583,53371,58159,18946,037-9,853-23,9496,617
------------23.5%0.7%
-8.6%-65.3%49.8%49.4%53.2%57.7%63.6%51.2%55.8%62.6%54.6%45.1%70.9%
0.880.521.881.961.992.172.691.872.141.750.770.571.27
--1.011.030.880.730.570.950.790.600.831.220.41
---109.7%0.9%-57.0%1.4%0.6%17.1%7.2%44.9%5.1%-84.8%-0.3%
58.6%-342.7%-54.6%0.5%-30.3%0.8%0.4%8.7%4.0%28.1%2.8%-38.2%-0.2%
5.51-138.09-92.7713.23-16.98--------
-----------56 days19 days
-----------53 days15 days

EBIT margin: not included in this filing.

Debt to equity is not shown because equity is negative. Debt divided by negative equity means nothing.

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets€0€0€7,087€0€3,612
Intangible fixed assets€0€0€0€0€0
€2,362€2,362€2,575€8,426€24,225

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on GW-CONSTRUCT

The operating result for 2025 is a profit of €16,465, after a loss of €80,465 in 2024. It is the highest result since 2018.

Equity is negative. Debt (€24,909) exceeds the balance-sheet total (€22,932).

Board & ownership

Board

1 director, last change in 2023
Director (not named in the articles)
since 03-07-2012 term without a fixed end
earlier manager, until 19-12-2023
listed in the 2025 annual accounts, filed on 25-08-2026

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), from 03-07-2012 to date
    • Manager, until 19-12-2023

See the board, name and registered office on a given date →

Control

Capital

Contribution
€100,000
Shares
1,000
Contribution per share
€100
Equity per share
-€1.98 in 2025
Source
2025 annual accounts

Articles of association

deed of 19-12-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Assemblée qui nomme fixe nombre durée et en cas pluralité pouvoirs, assemblée peut mettre fin mandat administrateur nommé ou non dans…”

Network & group

No group

GW-CONSTRUCT has no parent and no holdings in its annual accounts. is the only director. GW-CONSTRUCT shares no director with another company.

At the same address

Coghenlaan 129, 1180 Uccle · 1 other company
Wojtkowski, Grzegorz (sole trader)
establishment since 12-04-2007
founded in 2007
0888.886.224

Timeline

Timeline

24 events since 2012

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 25 days late
2025
Back to profit net €13,429 The net result is €13,429, after 2 loss-making years.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0847099713
Annual accounts 2024 filed PDFmicro format · 61 days late
2024
Weakest financial year net -€80,817 The net result drops to -€80,817, the lowest from 2013 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 30 days late
2023
Change of role: , from manager to directorDirector discharge: · General meeting of 04-12-20235 points ▸
  • General meeting, 04-12-2023
  • Director resignation, (manager)
  • Director appointment, (director (not named in the articles))
  • Director discharge,
  • Registered office clause, avenue Coghen 129, 1180 Uccle
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 31 days late
2022
Back to profit net €689 The net result is €689, after one loss-making year.
Annual accounts 2021 filed PDFmicro format · 24 days late
2021
Annual accounts 2020 filed PDFmicro format · 25 days late
2020
Annual accounts 2019 filed PDFmicro format · 19 days late
2019
Annual accounts 2018 filed PDFfull format · 30 days late
2018
Annual accounts 2017 filed PDFfull format · 31 days late
2017
Annual accounts 2016 filed PDFfull format · 18 days late
2016
Highest result from 2013 to 2025 net €46,357 ▲1,492% The operating result of €49,501 and the net result of €46,357 are both a record.
Liquidity more than doubled current ratio 1.75 The current ratio rises from 0.77 to 1.75.
Equity above €100,000 equity €103,244 ▲81.5% After 2 profitable years in a row, equity reaches €103,244.
Annual accounts 2015 filed PDFfull format · 144 days late
2015
Back to profit net €2,911 The net result is €2,911, after 2 loss-making years.
Annual accounts 2014 filed PDFfull format · 22 days late
2014
Annual accounts 2013 filed PDFfull format · 28 days late
2012
Incorporation PDFpublished on 05-07-2012
First establishment Coghenlaan 129, Uccle

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 3 July 2012, GW-CONSTRUCT was incorporated.1 Total assets went from €222,385 in 2018 to €22,932 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2018 and 2025

Company details

Identity

Enterprise number
0847.099.713
VAT number
BE 0847.099.713
Peppol ID
0208:0847099713
Other Peppol ID
9925:BE0847099713
Legal form
Private limited company
Status
Active, normal situation
Founded
03-07-2012
Financial year
ends on 31 December
Peppol
Reachable since 31-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
GW-CONSTRUCT in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 19-12-2023 (in French)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Région de Bruxelles-Capitale”
deed of 19-12-2023 (in French)

Activities

NACEBEL 2025
Codes under NACEBEL 2008
43999 Specialised construction activities main activity
43995 Specialised construction activities
PurposeThe purpose describes the activities the company may carry out under its articles.
“La société peut pourvoir à l’administration,à la supervision et au contrôle de toutes sociétés liées ou avec lesquelles il existe un lien de…”
4 activities
  1. La société peut pourvoir à l’administration,à la supervision et au contrôle de toutes sociétés liées ou avec lesquelles il existe un lien de participation et toutes autres,et consentir tous prêts ou garanties à celles-ci,sous quelque forme et pour quelque durée que ce soit
  2. Elle pourra ériger toutes constructions pour son compte ou pour compte de tiers,en tant que maître de l’ouvrage ou entrepreneur général,et effectuer,éventuellement aux biens immobiliers,des transformations et mise en valeur ainsi que l’étude et l’aménagement de lotissements y compris la construction de routes et égoûts,souscrire des engagements en tant que conseiller en construction(étude de génie civil et des divers équipements technique des immeubles);acheter tous matériaux,signer tous contrats d’entreprises qui seraient nécessaires;réaliser toutes opérations de change,commission et courtage,ainsi que la gérance d’immeubles
  3. L’entreprise générale en bâtiment et construction,maçonnerie,toiture,carrelage,plafonnage,cimentage,plomberie,électricité,air conditionné,nettoyage en général,nettoyage de sociétés industrielles et autres,l’entreprise,la conception et la réalisation de construction d’immeubles,la décoration intérieure et extérieure,la peinture,l’aménagement,le ravalement,la réparation et la rénovation,le rafraichissement d’intérieur et d’extérieur,l’acquisition,la vente de fournitures et de tous éléments se rapportant à la construction et à la rénovation d’immeuble d’habitation,de commerce,de bureau ou d’industrie
  4. L’achat,la vente,la représentation,le placement,le commerce en gros,demi-gros et au détail,l’import,l’export de tout matériel de cuisine,électroménager,hifi,installation électrique,éclairage,de tout matériel sanitaire et de tout matériel de chauffage
deed of 19-12-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Coghenlaan 129 registered office 1180 Uccle 03-07-2012 2.211.948.705

Buildings and parcels at the address

Ground area
160 m²
Buildings
118 m²
Volume, LiDAR
1,221 m³
Tallest building
13.3 m
Buildings to scale, each on its own parcel
118 m², 13.3 m 118 m², 13.3 m

Location

registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Parcels

Cadastral parcelArea Buildings Height / floors
21016B0196/00H002160 m² 1 · 118 m² 13.3 m · 4

Invoicing and payment

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0847.099.713