GVP CONSULT
ActiveGVP CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99k and a net result of €4k. Equity is growing by ~22.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▼-23
Solvency100▲+10
Growth52=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 7.23 against 2.87 in 2023; short-term debt: 13.3% and cash: 15.9% of total assets), and 13.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-08-2025, 2 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
2 d late
2023
36 d early
2022
44 d early
2021
4 d late
2020
36 d early
2019
12 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€99k▲ 4.3%
2023 · €95k
2018: €32k
2019: €37k
2020: €51k
2021: €89k
2022: €107k
2023: €95k
2018 → 2024
Total assets
€114k▼ 21.3%
2023 · €145k
2018: €57k
2019: €57k
2020: €60k
2021: €110k
2022: €121k
2023: €145k
2018 → 2024
Net result
€4k▼ 77.8%
2023 · €18k
2018: €19k
2019: €4k
2020: €15k
2021: €38k
2022: €18k
2023: €18k
2018 → 2024
Working capital
€95k▲ 1.1%
2023 · €94k
2018: €32k
2019: €38k
2020: €51k
2021: €95k
2022: €107k
2023: €94k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€51k-€89k▲ 73.3%€107k▲ 20.1%€95k▼ 11.0%€99k▲ 4.3%
Operating result€21k-€52k▲ 145%€29k▼ 44.6%€28k▼ 3.6%€12k▼ 57.9%
Net result€15k-€38k▲ 157%€18k▼ 52.4%€18k▲ 2.2%€4k▼ 77.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 58% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €114k
Fixed assets
€4k▲ 265%
Current assets
€110k▼ 23.5%
Equity and liabilities €114k
Equity
€99k▲ 4.3%
Debt
€15k▼ 69.6%
The debt ratio falls from 34.6% to 13.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▼
2023 · €28k
Cash flow
€5k▼
2023 · €18k
Solvency
86.7%▲
2023 · 65.4%
Current ratio
7.23▲
2023 · 2.87
Quick ratio
7.23▲
2023 · 2.87
Debt / equity
0.15▼
2023 · 0.53
ROE
4.1%▼
2023 · 19.2%
ROA
3.6%▼
2023 · 12.6%
Interest coverage
4.51▼
2023 · 14.46
Debt
€15k▼
2023 · €50k
Debt ≤ 1 year
€15k▼
2023 · €50k
Income taxes
€5k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€145k€114k▼
Fixed assets21/28€1k€4k▲
Tangible fixed assets22/27€1k€4k▲
Plant, machinery and equipment23-€820
Furniture and vehicles24€1k€3k▲
Current assets29/58€144k€110k▼
Amounts receivable within one year40/41€102k€92k▼
Trade receivables40€52k€48k▼
Other amounts receivable41€50k€44k▼
Cash at bank and in hand54/58€42k€18k▼
Equity and liabilities
Total equity and liabilities10/49€145k€114k▼
Equity10/15€95k€99k▲
Contributions10/11€480€480=
Reserves13€45k€49k▲
Distributable reserves133€45k€49k▲
Profit (loss) carried forward14€49k€49k▲
Amounts payable17/49€50k€15k▼
Amounts payable within one year42/48€50k€15k▼
Current portion of amounts payable after more than one year42€3k€3k▼
Financial debts43-€2k
Credit institutions430/8-€2k
Trade debts44€12k€4k▼
Suppliers440/4€12k€4k▼
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€3k▼
Remuneration and social security454/9-€3k
Other amounts payable47/48€26k-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38€686▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€29k€14k▼
Operating profit (loss)9901€28k€12k▼
Financial income75/76B€2k€28▼
Recurring financial income75€61€28▼
Non-recurring financial income76B€2k-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€28k€9k▼
Income taxes67/77€10k€5k▼
Profit (loss) for the period9904€18k€4k▼
Profit (loss) for the period to be appropriated9905€18k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€67k€53k▼
Profit (loss) brought forward from the previous period14P€49k€49k▲
Transfer from equity791/2€30k-
Transfer to equity691/2€18k€4k▼
To other reserves6921€18k€4k▼
Profit to be distributed694/7€30k-
Return on contributions (dividend)694€30k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 2 days late
2024
31-12
Financial
Weakest financial yearnet €4k ▼77.8%
Net result drops to €4k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 7.23
Current ratio from 2.87 to 7.23; short-term debt falls from €50k to €15k.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €107k ▲20.1%
5 profitable years in a row build equity to €107k.
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
31-12
Financial
Highest result since 2018net €38k ▲157%
Operating result €52k, net result €38k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity doublescurrent ratio 7.10
Current ratio from 2.90 to 7.10; short-term debt falls from €20k to €8k.
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 733500 HasseltGround area
416 m²
Building footprint
211 m²
Volume, LiDAR
1,298 m³
Parcel 71326F0031/00Y002, Flanders · tallest building 9.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GVP CONSULT
since 20162.256.197.234
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71326F0031/00Y002 | Flanders | 416 m² | 1 · 211 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 201 EUR awarded · 40 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 161 EUR | 0 EUR |
| 2022 | 1 | 40 EUR | 40 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
Maxime Dessy
BE 0787.309.804
Schaarbeek · Eq €99k
Tax Managing
BE 0631.937.875
Zonhoven · Eq €99k
ERDVARK
BE 1009.667.753
Oud-Heverlee · Eq €99k
AB²W
BE 0835.903.735
Zandhoven · Eq €99k
SB COMPTA By Sandra Bomani
BE 0753.591.416
Soumagne · Eq €99k
Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,481 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded25-08-2016
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.