GVL Consult has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €314k and a net result of €45k. Equity is growing by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 79% of 8663 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
48 d early
2023
30 d early
2022
53 d early
2021
25 d early
2020
24 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€314k▲ 16.5%
2024 · €270k
2018: €58k
2019: €64k
2020: €107k
2021: €162k
2022: €189k
2023: €235k
2024: €270k
2018 → 2025
Total assets
€375k▲ 9.0%
2024 · €344k
2018: €337k
2019: €285k
2020: €304k
2021: €358k
2022: €353k
2023: €341k
2024: €344k
2018 → 2025
Net result
€45k▲ 4.5%
2024 · €43k
2018: €4k
2019: €26k
2020: €43k
2021: €54k
2022: €27k
2023: €47k
2024: €43k
2018 → 2025
Working capital
€46k▲ 2,975%
2024 · €1k
2018: €-83k
2019: €-95k
2020: €-47k
2021: €-44k
2022: €-22k
2023: €-7k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€162k-€189k▲ 16.9%€235k▲ 24.6%€270k▲ 14.5%€314k▲ 16.5%
Operating result€82k-€42k▼ 49.1%€72k▲ 70.9%€64k▼ 10.2%€66k▲ 3.2%
Net result€54k-€27k▼ 49.5%€47k▲ 70.1%€43k▼ 8.3%€45k▲ 4.5%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €375k
Fixed assets
€269k▼ 4.1%
Current assets
€106k▲ 66.3%
Equity and liabilities €375k
Equity
€314k▲ 16.5%
Provisions
€0▼ 100%
Debt
€61k▼ 10.3%
The debt ratio falls from 19.6% to 16.2%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
83.8%▲
2024 · 78.4%
ROE
14.2%▼
2024 · 15.8%
ROA
11.9%▼
2024 · 12.4%
Debt
€61k▼
2024 · €67k
Debt ≤ 1 year
€60k▼
2024 · €62k
Debt > 1 year
€0▼
2024 · €5k
Income taxes
€22k▲
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€344k€375k▲
Fixed assets21/28€280k€269k▼
Tangible fixed assets22/27€15k€4k▼
Furniture and vehicles24€15k€4k▼
Financial fixed assets28€265k€265k=
Current assets29/58€64k€106k▲
Amounts receivable within one year40/41€46k€78k▲
Trade receivables40€17k€35k▲
Other amounts receivable41€28k€43k▲
Cash at bank and in hand54/58€17k€27k▲
Deferred charges and accrued income490/1€2k€927▼
Equity and liabilities
Total equity and liabilities10/49€344k€375k▲
Equity10/15€270k€314k▲
Contributions10/11€12k€12k=
Reserves13€257k€302k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€257k€302k▲
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€7k€0▼
Provisions for liabilities and charges160/5€7k€0▼
Environmental obligations163€7k€0▼
Amounts payable17/49€67k€61k▼
Amounts payable after more than one year17€5k€0▼
Financial debts170/4€5k€0▼
Amounts payable within one year42/48€62k€60k▼
Current portion of amounts payable after more than one year42€10k€5k▼
Trade debts44€3k€25k▲
Suppliers440/4€3k€25k▲
Taxes, remuneration and social security45€28k€24k▼
Taxes450/3€28k€24k▼
Other amounts payable47/48€22k€7k▼
Accrued charges and deferred income492/3€150€150=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€11k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€78k€79k▲
Operating profit (loss)9901€64k€66k▲
Financial income75/76B€132€669▲
Recurring financial income75€132€669▲
Financial charges65/66B€957€680▼
Recurring financial charges65€957€680▼
Profit (loss) for the period before taxes9903€63k€66k▲
Income taxes67/77€21k€22k▲
Profit (loss) for the period9904€43k€45k▲
Profit (loss) for the period to be appropriated9905€43k€45k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€45k▲
Transfer from equity791/2€9k€0▼
Transfer to equity691/2€43k€45k▲
To other reserves6921€43k€45k▲
Profit to be distributed694/7€9k€0▼
Return on contributions (dividend)694€9k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €235k ▲24.6%
6 profitable years in a row build equity to €235k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €54k ▲24.8%
Operating result €82k, net result €54k, both a record.
31-12
Financial
Equity above €150kEq €162k ▲50.5%
4 profitable years in a row build equity to €162k.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €107k ▲67.9%
3 profitable years in a row build equity to €107k.
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Ignatiusstraat(KAL) 579120 Beveren-Kruibeke-ZwijndrechtGround area
1,111 m²
Building footprint
262 m²
Parcel 46010B0111/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
GVL Consult
since 20122.214.130.908
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46010B0111/00C000 | Flanders | 1,111 m² | 1 · 262 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 37,869 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-11-2012
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.