Skip to content

GVH PSY

Active
Private limited companyfounded 20251 yr activeStalingradlaan 10, 1000 Brussel, BelgiumKBO/BCE: BE 1020.004.092
Summary

The computed 12-month bankruptcy probability of GVH PSY is 2.9% (moderate). The 2025 annual accounts show equity of €31,601 and a net result of €26,601. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.9% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 4.59; short-term debt: 21.8% and cash: 100% of total assets), and 21.8% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.2%
Return on assets
65.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
24 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 February 2025, GVH PSY was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Turnover
€69,510
EBIT margin
47.9%
Net result
€26,601
Working capital
€31,601

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition
Equity and liabilities €40,409
Equity €31,601
Debt €8,808
Debt finances 21.8% of the balance-sheet total.
Key figures and ratios
2025 value
Current ratio
4.59
Debt to equity
0.28
ROE
84.2%
ROA
65.8%
Debt ≤ 1 year
€8,808
Income taxes
€6,666

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 2.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 25 lines
Balance sheet Code2025
Assets
Total assets20/58€40,409
Current assets29/58€40,409
Cash at bank and in hand54/58€40,409
Equity and liabilities
Total equity and liabilities10/49€40,409
Equity10/15€31,601
Contributions10/11€5,000
Profit (loss) carried forward14€26,601
Amounts payable17/49€8,808
Amounts payable within one year42/48€8,808
Trade debts44€641
Suppliers440/4€641
Taxes, remuneration and social security45€8,166
Taxes450/3€6,666
Remuneration and social security454/9€1,500
Income statement Code2025
Turnover70€69,510
Goods, raw materials, services and sundry goods60/61€39,865
Gross operating margin9900€33,270
Operating profit (loss)9901€33,270
Financial charges65/66B€2
Recurring financial charges65€2
Profit (loss) for the period before taxes9903€33,268
Income taxes67/77€6,666
Profit (loss) for the period9904€26,601
Profit (loss) for the period to be appropriated9905€26,601
Appropriation of the result
Profit (loss) to be appropriated9906€26,601

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Turnover70€69,510
Goods, raw materials, services and sundry goods60/61€39,865
Gross operating margin9900€33,270
Operating profit (loss)9901€33,270
Financial charges65/66B€2
Recurring financial charges65€2
Profit (loss) for the period before taxes9903€33,268
Income taxes67/77€6,666
Profit (loss) for the period9904€26,601
Profit (loss) for the period to be appropriated9905€26,601
Line2025
Assets
Total assets20/58€40,409
Current assets29/58€40,409
Cash at bank and in hand54/58€40,409
Equity and liabilities
Total equity and liabilities10/49€40,409
Equity10/15€31,601
Contributions10/11€5,000
Profit (loss) carried forward14€26,601
Amounts payable17/49€8,808
Amounts payable within one year42/48€8,808
Trade debts44€641
Suppliers440/4€641
Taxes, remuneration and social security45€8,166
Taxes450/3€6,666
Remuneration and social security454/9€1,500
Line2025
Profit (loss) for the period9904€26,601
Operating cash flow (approximation)€26,601

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
07-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
324 m²
Building footprint
215 m²
Volume, LiDAR
3,060 m³
2 parcels, Brussels · tallest building 21.1 m, ±6 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
GVH PSY
Willem de Zwijgerstraat 45, 1000 BrusselPsychology services
since 20252.371.916.551
2 parcels
Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21809K0136/02A003 Brussels 173 m² 1 · 106 m² 21.1 m · 6 fl.
21806F0152/00E002 Brussels 151 m² 1 · 109 m² 18.3 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded14-02-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.