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GVG Personal Training & Coaching

Active
Private limited companyfounded 2018active for 8 yearsGrote Markt 32, 2260 Westerlo, BelgiumKBO/BCE: BE 0707.613.020

From the official registers: KBO 7 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

GVG Personal Training & Coaching has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€61,547) and a net result of €2,808. Equity has been shrinking by about 20% per year since 2019. Its solvency ranks better than 12% of 2,598 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

KBO
Status
Active since 02-10-2018 Normal situation
Legal form
Private limited company
Registered office
Grote Markt 32, 2260 Westerlo
Activity
Sports and recreation education NACE 85510and 1 other
Establishment unit
2.280.392.004 2260 Westerlo, since 02-10-2018
Financial year end
31 December
Peppol
Reachable since 31-10-2023

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€26,399
▲ 180%
Turnover
≈ €110,000
estimated
Profit
€2,808
Equity
-€61,547
▲ 4.4%
Total assets
€211,393
▼ 4.7%
2025 accounts filed 9 days before the deadline
Filed on 22-07-2026at the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€61,547Liquidity: current ratio 0.21, cash €2,042, halvedlowers riskSize: total assets €211,393Sector: Education (NACE 85)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 28% of micro companies in education (NACE 85)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 0=
equity -29.1% of total assets
Liquidity 31-4
short-term debt 42.7% · cash 1.0%
Profitability 69+46
return on assets 1.3%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,820 companies, NACE 85, micro)
Last 24 months 11-2024: 0.4%lowest value 12-2024: 0.4%● unchanged vs 11-2024lowest value 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.1 percentage points vs 07-2025highest value 09-2025: 0.5%● unchanged vs 08-2025highest value 10-2025: 0.5%● unchanged vs 09-2025highest value 11-2025: 0.5%● unchanged vs 10-2025highest value 12-2025: 0.5%● unchanged vs 11-2025highest value 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.4%▼ -0.1 percentage points vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.21 (0.13 in 2024), below 1. Short-term debt is 42.7% and cash 1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 6% of them on solvency, 15% on liquidity, 40% on profitability and 52% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €211,393
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€61,547
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · Liquidity: current ratio 0.21, cash €2,042, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 2598 sector peers (2025).
NBB · sector comparison
Position among 2598 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
9 days early
2024
1 day early
2023
7 days early
2022
20 days early
2021
5 days early
2020
2 days early
2019
8 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€61,547 View
  • Caution: Less equity than 95% of companies in educationsector median €32,733 · 2,603 companies -€61,547 View
  • Positive: Always filed on timeaccounts within the deadline every year 7 years View

Documents

Annual accounts at the NBB

All 7 annual accounts

Articles and registers

Key facts about GVG Personal Training & Coaching

What is the company number of GVG Personal Training & Coaching?
The company number of GVG Personal Training & Coaching is 0707.613.020. The VAT number is the same number with BE in front: BE 0707.613.020.
Where is GVG Personal Training & Coaching based?
The registered office is at Grote Markt 32, 2260 Westerlo.Company details
What does GVG Personal Training & Coaching do?
According to the KBO register, the main activity is sports and recreation education (NACE 85510).
What is the legal form of GVG Personal Training & Coaching?
The legal form of GVG Personal Training & Coaching is Private limited company (BV).
When was GVG Personal Training & Coaching founded?
GVG Personal Training & Coaching was founded on 02-10-2018.
Is GVG Personal Training & Coaching still active?
Yes, GVG Personal Training & Coaching is an active enterprise in the KBO register.
What is the turnover of GVG Personal Training & Coaching?
The turnover in financial year 2025 is ≈ €110,000. This figure is estimated from the gross margin of €26,399 and 2,949 comparable companies of the same size. It probably lies between €64,000 and €190,000. It is a rough estimate.Financials
Is GVG Personal Training & Coaching profitable?
In financial year 2025, GVG Personal Training & Coaching made a profit of €2,808.
Where can I find the annual accounts of GVG Personal Training & Coaching?
GVG Personal Training & Coaching filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of GVG Personal Training & Coaching due?
GVG Personal Training & Coaching must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Comparable companies

These companies have the same main activity as GVG Personal Training & Coaching: sports and recreation education (NACE 85510). They are comparable in size and age: total assets between €119,000 and €238,000, founded between 2014 and 2021.

CompanyTotal assetsGross margin
GVG Personal Training & Coaching Westerlo€211,393€26,399
YAMA HEALTH Edegem€238,062€19,895
Upgrade Mol€231,034€45,472
FRAUKE MOLEN Buggenhout€229,040€14,759
Kinoptima 2.0 Stabroek€118,611€33,642
Be Motivated Antwerpen€211,292€30,796
CLASSIC PILATES Antwerpen€163,950€30,781
Full comparison

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