GVC Consulting
ActiveGVC Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122k and a net result of €57k. Equity is growing by ~83.7% per year across the filed fiscal years. Its solvency ranks better than 61% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency92▼-8
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 4.07 in 2024; short-term debt: 18.4% and cash: 24.2% of total assets), and 33.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.7%
Return on assets
31.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-10-2025, 95 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
95 d early
2024
118 d early
2023
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€122k▲ 88.4%
2024 · €65k
2023: €14k
2024: €65k
2023 → 2025
Total assets
€183k▲ 120%
2024 · €83k
2023: €28k
2024: €83k
2023 → 2025
Net result
€57k▲ 9.8%
2024 · €52k
2023: €13k
2024: €52k
2023 → 2025
Working capital
€84k▲ 49.8%
2024 · €56k
2023: €8k
2024: €56k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€14k-€65k▲ 374%€122k▲ 88.4%
Operating result€17k-€68k▲ 307%€74k▲ 8.8%
Net result€13k-€52k▲ 312%€57k▲ 9.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €183k
Fixed assets
€65k▲ 678%
Current assets
€118k▲ 58.0%
Equity and liabilities €183k
Equity
€122k▲ 88.4%
Debt
€61k▲ 232%
The debt ratio rises from 22.1% to 33.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€81k▲
2024 · €72k
Cash flow
€64k▲
2024 · €56k
Solvency
66.7%▼
2024 · 77.9%
Current ratio
3.51▼
2024 · 4.07
Quick ratio
3.51▼
2024 · 4.07
Debt / equity
0.50▲
2024 · 0.28
ROE
46.9%▼
2024 · 80.5%
ROA
31.3%▼
2024 · 62.7%
Interest coverage
42.37▲
2024 · 32.05
Debt
€61k▲
2024 · €18k
Debt ≤ 1 year
€34k▲
2024 · €18k
Debt > 1 year
€27k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€83k€183k▲
Fixed assets21/28€8k€65k▲
Tangible fixed assets22/27€8k€65k▲
Furniture and vehicles24€8k€65k▲
Current assets29/58€75k€118k▲
Amounts receivable within one year40/41€53k€70k▲
Trade receivables40€11k€15k▲
Other amounts receivable41€43k€55k▲
Cash at bank and in hand54/58€18k€44k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€83k€183k▲
Equity10/15€65k€122k▲
Contributions10/11€1k€1k=
Reserves13€64k€121k▲
Distributable reserves133€64k€121k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€18k€61k▲
Amounts payable after more than one year17-€27k
Financial debts170/4-€27k
Amounts payable within one year42/48€18k€34k▲
Current portion of amounts payable after more than one year42-€10k
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€17k€22k▲
Taxes450/3€17k€22k▲
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€7k▲
Other operating charges640/8€1k€5k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€73k€88k▲
Operating profit (loss)9901€68k€74k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€66k€72k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€52k€57k▲
Profit (loss) for the period to be appropriated9905€52k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€52k€57k▲
Transfer to equity691/2€51k€57k▲
To other reserves6921€51k€57k▲
Profit to be distributed694/7€1k€0▼
Return on contributions (dividend)694€1k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2023net €57k ▲9.8%
Operating result €74k, net result €57k, both a record.
30-06
Financial
Equity above €100kEq €122k ▲88.4%
3 profitable years in a row build equity to €122k.
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 4.07
Current ratio from 1.56 to 4.07.
2023
09-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Heiststeenweg 702580 PutteGround area
175 m²
Building footprint
109 m²
Parcel 12001B0072/00T002, Flanders. Linked by address, not a title deed.
1 establishment unit
GVC Consulting
since 20222.338.349.306
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001B0072/00T002 | Flanders | 175 m² | 1 · 109 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 225 EUR awarded · 195 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 120 EUR | 0 EUR |
| 2024 | 1 | 105 EUR | 105 EUR |
| 2023 | 1 | 0 EUR | 90 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,175 companies in sector 69201 we hold annual accounts for 7,639. 6,533 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2022
Fiscal year end30-06
Activities, NACEBEL
69201Certified accountants and tax accountants
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.