GVB HOLDING
ActiveGVB HOLDING has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.55M and a net result of €1.44M. Equity is growing by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 3184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+19
Solvency100=
Growth67=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.01 in 2024; short-term debt: 3.4% and cash: 0.1% of total assets), and 3.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.6%
Return on assets
89.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
126 d early
2023
58 d early
2022
47 d early
2021
25 d early
2020
39 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€184k▼ 0.3%
2024 · €185k
2018: €146k
2019: €149k
2020: €150k
2021: €155k
2022: €159k
2023: €176k
2024: €185k
2018 → 2025
EBIT margin
48.7%▼ 0.3pp
2024 · 49.1%
2018: 34.7%
2019: 34.9%
2020: -8.7%
2021: 33.5%
2022: 85.2%
2023: 47.2%
2024: 49.1%
2018 → 2025
Net result
€1.44M▼ 33.9%
2024 · €2.17M
2018: €1.41M
2019: €1.01M
2020: €1.57M
2021: €1.52M
2022: €689k
2023: €1.71M
2024: €2.17M
2018 → 2025
Working capital
€-52k▲ 72.2%
2024 · €-187k
2018: €-1.33M
2019: €-1.24M
2020: €-1.07M
2021: €-1.04M
2022: €-993k
2023: €-917k
2024: €-187k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€155k-€159k▲ 2.4%€176k▲ 10.6%€185k▲ 5.1%€184k▼ 0.3%
Equity€734k-€800k▲ 8.9%€812k▲ 1.6%€1.49M▲ 82.9%€1.55M▲ 4.1%
Operating result€52k-€135k▲ 161%€83k▼ 38.7%€91k▲ 9.2%€90k▼ 1.0%
Net result€1.52M-€689k▼ 54.7%€1.71M▲ 148%€2.17M▲ 26.9%€1.44M▼ 33.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€1.60M▼ 4.4%
Current assets
€3k▲ 108%
Equity and liabilities €1.60M
Equity
€1.55M▲ 4.1%
Debt
€55k▼ 70.8%
The debt ratio falls from 11.2% to 3.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€164k▲
2024 · €163k
Cash flow
€1.51M▼
2024 · €2.25M
Solvency
96.6%▲
2024 · 88.8%
Current ratio
0.06▲
2024 · 0.01
Quick ratio
0.06▲
2024 · 0.01
Debt / equity
0.04▼
2024 · 0.13
ROE
92.9%▼
2024 · 146.3%
ROA
89.7%▼
2024 · 129.8%
Interest coverage
27.89▲
2024 · 2.57
Debt
€55k▼
2024 · €188k
Debt ≤ 1 year
€55k▼
2024 · €188k
Income taxes
€22k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.67M€1.60M▼
Fixed assets21/28€1.67M€1.60M▼
Tangible fixed assets22/27€1.22M€1.15M▼
Land and buildings22€1.22M€1.15M▼
Financial fixed assets28€451k€451k=
Affiliated companies280/1€451k€451k=
Participating interests280€451k€451k=
Current assets29/58€2k€3k▲
Amounts receivable within one year40/41€811€823▲
Other amounts receivable41€811€823▲
Cash at bank and in hand54/58€696€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.67M€1.60M▼
Equity10/15€1.49M€1.55M▲
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Reserves13€10k€10k=
Non-distributable reserves130/1€10k€10k=
Legal reserve130€10k€10k=
Profit (loss) carried forward14€1.38M€1.44M▲
Amounts payable17/49€188k€55k▼
Amounts payable within one year42/48€188k€55k▼
Trade debts44€17k€99▼
Suppliers440/4€17k€99▼
Taxes, remuneration and social security45€7k€22k▲
Taxes450/3€7k€22k▲
Other amounts payable47/48€164k€33k▼
Income statement
Code20242025
Operating income70/76A€185k€184k▼
Turnover70€185k€184k▼
Operating charges60/66A€94k€94k▲
Services and other goods61€8k€6k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€73k€74k▲
Other operating charges640/8€13k€14k▲
Operating profit (loss)9901€91k€90k▼
Financial income75/76B€2.15M€1.38M▼
Recurring financial income75€2.15M€1.38M▼
Income from financial fixed assets750€2.15M€1.38M▼
Financial charges65/66B€64k€7k▼
Recurring financial charges65€64k€7k▼
Debt charges650€64k€6k▼
Other financial charges652/9€405€1k▲
Profit (loss) for the period before taxes9903€2.18M€1.46M▼
Income taxes67/77€7k€22k▲
Taxes670/3€7k€22k▲
Tax adjustments and reversals of tax provisions77€0-
Profit (loss) for the period9904€2.17M€1.44M▼
Profit (loss) for the period to be appropriated9905€2.17M€1.44M▼
Appropriation of the result
Profit (loss) to be appropriated9906€2.88M€2.81M▼
Profit (loss) brought forward from the previous period14P€702k€1.38M▲
Profit to be distributed694/7€1.50M€1.38M▼
Return on contributions (dividend)694€1.50M€1.38M▼
The notes to these accounts (19 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €2.17M ▲26.9%
Net result €2.17M, the highest in the series.
31-12
Financial
Equity above €1MEq €1.49M ▲82.9%
7 profitable years in a row build equity to €1.49M.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €689k ▼54.7%
Net result drops to €689k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vosveld 132110 WijnegemGround area
3,066 m²
Building footprint
1,338 m²
Volume, LiDAR
8,925 m³
Parcel 11050A0058/00B002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0058/00B002 | Flanders | 3,066 m² | 1 · 1,338 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 23,062 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-04-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.