Financials
- Fiscal year
- 2025
- Total assets
- €3.5m
- Loss
- -€265,075
- Solvency
- 14.5%
Total assets▼ 7.3%
Net result
20182025
GVA Advisory
ActiveSummary
The computed 12-month bankruptcy probability of GVA Advisory is 2.0% (moderate). The 2025 annual accounts show equity of €505,329 and a net result of -€265,075. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 11293 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Retail sale of other cultural and recreation goods
NACE 47690NACE 47787
1 site
How big
€3.5mtotal assets 2025
- Equity
- €505,329
- Loss
- -€265,075
Who decides
- Holdings
- 1
Accounts 9 d early2 of 7 deeds read
Why 53- Liquidity: current ratio 163.44, cash €31, halved- 1 of the last 3 late- Loss of €265,075 (FY 2025)+ Size: total assets €3.5mShow the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 36% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
39-6
equity 14.5% of total assets
Liquidity
50=
short-term debt 0.3% · cash 0.0%
Profitability
59+31
return on assets -7.6%
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 163.44, cash €31, halved raises the probability
- 1 of the last 3 late raises the probability
- Size: total assets €3.5m lowers the probability for this profile
- Loss of €265,075 (FY 2025) raises the probability
Credit up to €25,000 at 30 days acceptable
short-term debt: 0.3% and cash: 0% of total assets, and 85.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 28%, liquidity 62%, profitability 41%, growth against the median 11%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 11293 sector peers (2025).
NBB · sector comparisonPosition among 11293 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
9 d early
2024
70 d late
2023
21 d late
2022
23 d late
2021
4 d early
2020
30 d early
2019
52 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Capital & shares · RestructuringMerger · Shareholding · Power…
- Annual accounts filedfiscal year 2025 · abbreviated…
- Resignations & appointments · RestructuringMerger · Incorporation · Name…
Key points
By topic
Network & group
- Subsidiaries
- 1
- Mergers and contributions
- 1
1 subsidiary
Timeline
- Events
- 15
- Since
- 2019
- Next accounts
- by 31-07-2027
- 08-09-2026Capital & shares · Restructuring
- 22-07-2026Annual accounts filed
- 22-06-2026Resignations & appointments · Restructuring
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail sale of other cultural and recreation goodsNACE 47690
- Founded
- 10-07-2017
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 3
See the provisions in the deeds
Go to Articles of associationGo further with this company
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