Checked.be · Company dossierhttps://checked.be/en/c/guzman-0749838704 · as of 14-10-2026
Guzman
Active
Private limited company · founded 2020 · active for 6 yearsGraanmarkt(Kor) 8, 8500 Kortrijk, BelgiumKBO/BCE: BE 0749.838.704
Summary
The computed 12-month bankruptcy probability of Guzman is 14.2% (high). For Guzman, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show negative equity (-€24,377) and a net result of -€29,354. Equity is shrinking by about 218% per year across the filed financial years. Its solvency ranks better than 15% of 16,339 sector peers (NACE 56, financial year 2022). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€55,864total assets 2022
Equity
-€24,377
Loss
-€29,354
Turnover not published (micro format)
Financial health
Bankruptcy probabilitywithin 12 months
14.2%
2022 figures too old to score
Structure
Accounts 805 days overdue0 of 3 deeds read
Signalsraises risk3 financial years not filed after the legal deadline; latest accounts 153 days late; 3 of the last 3 lateFigures for financial year 2022 (filed 09-01-2024)Loss of €29,354, the second in a row (financial year 2022)Size: total assets €55,864Two or more financial years not filedFiled more than 90 days lateShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2022 · tick = 2021
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency0-85
equity -43.6% of total assets
Liquidity58-23
short-term debt 21.9% · cash 12.7%
Profitability0=
return on assets -52.5%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
14.2%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 7 comparable companies go bankrupt within 12 months (an estimate).
Sector median 1.8% (23,715 companies, NACE 56, micro)
Last 24 months11-2024: 9.9%lowest value12-2024: 10.9%▲ +1.0 percentage point vs 11-202401-2025: 13.6%▲ +2.7 percentage points vs 12-202402-2025: 13.6%● unchanged vs 01-202503-2025: 13.7%▲ +0.1 percentage points vs 02-202504-2025: 12.7%▼ -1.0 percentage point vs 03-202505-2025: 12.7%● unchanged vs 04-202506-2025: 12.5%▼ -0.2 percentage points vs 05-202507-2025: 12.5%● unchanged vs 06-202508-2025: 14.5%▲ +2.0 percentage points vs 07-202509-2025: 14.5%● unchanged vs 08-202510-2025: 14.5%● unchanged vs 09-202511-2025: 14.5%● unchanged vs 10-202512-2025: 14.5%● unchanged vs 11-202501-2026: 14.5%● unchanged vs 12-202502-2026: 14.9%▲ +0.4 percentage points vs 01-2026highest value03-2026: 14.9%● unchanged vs 02-2026highest value04-2026: 14.9%● unchanged vs 03-202605-2026: 14.9%● unchanged vs 04-202606-2026: 14.9%● unchanged vs 05-202607-2026: 14.9%● unchanged vs 06-202608-2026: 14.2%▼ -0.7 percentage points vs 07-202609-2026: 14.2%● unchanged vs 08-202610-2026: 14.2%● unchanged vs 09-2026
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2023 year end31-07-2024 deadline14-10-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 31-12-2023, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 149 days after the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2022 · micro…
Weakest financial yearnet -€29,354
Annual accounts filedfinancial year 2021 · micro…
Key points
Risk: Accounts not fileddeadline was 31-07-2024805 days lateView
Risk: Negative equityfinancial year 2022: debts exceed assets-€24,377View
Caution: Among the weakest 10% on net resultsector median €2,818 · 16,322 companies-€29,354View
Caution: 2 loss-making years in a rowloss financial year 2022-€29,354View