GUZIK
ActiveSummary
GUZIK has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €233,891 and a net result of €55,391. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 78% of 28184 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+91
Solvency99▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19,000 at 30 days acceptable
Liquidity ample (current ratio 3.44 against 4.91 in 2024; short-term debt: 20.8% and cash: 23% of total assets), and 26.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.5%
Return on assets
17.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
25 d late
2023
5 d early
2022
26 d early
2021
87 d late
2020
92 d late
2019
123 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 37 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€233,891▲ 31.0%
2024 · €178,500
Total assets
€318,179▲ 37.4%
2024 · €231,588
Net result
€55,391
2024 · -€56,709
Working capital
€161,768▲ 23.7%
2024 · €130,762
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€28,703€121,130▲ 322%€83,135▼ 31.4%-€52,058€76,146
Net result€23,815€92,201▲ 287%€67,591▼ 26.7%-€56,709€55,391
Equity€75,417▲ 46.2%€167,618▲ 122%€235,209▲ 40.3%€178,500▼ 24.1%€233,891▲ 31.0%
Total assets€127,963▼ 6.2%€225,093▲ 75.9%€275,781▲ 22.5%€231,588▼ 16.0%€318,179▲ 37.4%
Debt€52,546▼ 38.0%€57,475▲ 9.4%€40,572▼ 29.4%€53,088▲ 30.8%€84,287▲ 58.8%
Working capital€57,672▲ 93.3%€152,391▲ 164%€221,906▲ 45.6%€130,762▼ 41.1%€161,768▲ 23.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €76,146 after a loss of €52,058 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €318,179
Fixed assets
€90,184 ▲ 33.9%
Current assets
€227,995 ▲ 38.8%
Equity and liabilities €318,179
Equity
€233,891 ▲ 31.0%
Debt
€84,287 ▲ 58.8%
Debt's share of the balance-sheet total rises from 22.9% to 26.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€93,454▲
2024 · -€39,786
Cash flow
€72,700▲
2024 · -€44,436
Current ratio
3.44▼
2024 · 4.91
Debt to equity
0.36▲
2024 · 0.30
ROE
23.7%▲
2024 · -31.8%
ROA
17.4%▲
2024 · -24.5%
Interest coverage
21.71▲
2024 · -16.47
Debt ≤ 1 year
€66,226▲
2024 · €33,471
Debt > 1 year
€18,061▼
2024 · €19,617
Income taxes
€16,613▲
2024 · €2,809
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,672 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.6%
went bankrupt
3.9%
stopped otherwise
95%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,672 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €8,523 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,522 | €13,583 | €16,115 | €12,273 | €17,308 | ▲ 41.0% |
| Other operating charges640/8 | €8,800 | €5,523 | €6,580 | €5,127 | €6,033 | ▲ 17.7% |
| Gross operating margin9900 | €51,025 | €140,236 | €105,830 | -€34,658 | €99,487 | ▲ 387% |
| Operating profit (loss)9901 | €28,703 | €121,130 | €83,135 | -€52,058 | €76,146 | ▲ 246% |
| Financial income75/76B | €301 | €192 | €13 | €574 | €163 | ▼ 71.6% |
| Recurring financial income75 | €301 | €192 | €13 | €574 | €163 | ▼ 71.6% |
| Financial charges65/66B | €1,774 | €1,133 | €989 | €2,416 | €4,305 | ▲ 78.2% |
| Recurring financial charges65 | €1,774 | €1,133 | €989 | €2,416 | €4,305 | ▲ 78.2% |
| Profit (loss) for the period before taxes9903 | €27,230 | €120,189 | €82,159 | -€53,900 | €72,004 | ▲ 234% |
| Income taxes67/77 | €3,415 | €27,988 | €14,568 | €2,809 | €16,613 | ▲ 491% |
| Profit (loss) for the period9904 | €23,815 | €92,201 | €67,591 | -€56,709 | €55,391 | ▲ 198% |
| Profit (loss) for the period to be appropriated9905 | €23,815 | €92,201 | €67,591 | -€56,709 | €55,391 | ▲ 198% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €127,963 | €225,093 | €275,781 | €231,588 | €318,179 | ▲ 37.4% |
| Fixed assets21/28 | €30,037 | €20,018 | €13,303 | €67,355 | €90,184 | ▲ 33.9% |
| Tangible fixed assets22/27 | €29,883 | €19,864 | €13,149 | €67,201 | €90,030 | ▲ 34.0% |
| Land and buildings22 | - | - | - | - | €30,559 | - |
| Plant, machinery and equipment23 | - | €3,441 | €2,550 | €1,660 | €2,079 | ▲ 25.2% |
| Furniture and vehicles24 | €8,362 | €5,663 | €10,599 | €65,541 | €57,393 | ▼ 12.4% |
| Leasing and similar rights25 | €21,521 | €10,760 | - | - | - | - |
| Financial fixed assets28 | €154 | €154 | €154 | €154 | €154 | = |
| Current assets29/58 | €97,926 | €205,075 | €262,478 | €164,233 | €227,995 | ▲ 38.8% |
| Amounts receivable within one year40/41 | €67,853 | €114,015 | €180,181 | €134,892 | €154,262 | ▲ 14.4% |
| Trade receivables40 | €52,358 | €100,201 | €168,198 | €105,965 | €124,687 | ▲ 17.7% |
| Other amounts receivable41 | €15,495 | €13,814 | €11,983 | €28,928 | €29,575 | ▲ 2.2% |
| Cash at bank and in hand54/58 | €27,885 | €90,375 | €81,622 | €28,538 | €73,113 | ▲ 156% |
| Deferred charges and accrued income490/1 | €2,188 | €685 | €675 | €803 | €619 | ▼ 22.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €127,963 | €225,093 | €275,781 | €231,588 | €318,179 | ▲ 37.4% |
| Equity10/15 | €75,417 | €167,618 | €235,209 | €178,500 | €233,891 | ▲ 31.0% |
| Contributions10/11 | €6,375 | €6,375 | €6,375 | €6,375 | €6,375 | = |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €67,182 | €159,383 | €226,974 | €170,265 | €225,656 | ▲ 32.5% |
| Amounts payable17/49 | €52,546 | €57,475 | €40,572 | €53,088 | €84,287 | ▲ 58.8% |
| Amounts payable after more than one year17 | €12,292 | €4,791 | - | €19,617 | €18,061 | ▼ 7.9% |
| Financial debts170/4 | €12,292 | €4,791 | - | €19,617 | €18,061 | ▼ 7.9% |
| Amounts payable within one year42/48 | €40,254 | €52,684 | €40,572 | €33,471 | €66,226 | ▲ 97.9% |
| Current portion of amounts payable after more than one year42 | €10,247 | €9,845 | €6,359 | €14,617 | €23,488 | ▲ 60.7% |
| Trade debts44 | €22,530 | €27,734 | €17,394 | €13,103 | €24,309 | ▲ 85.5% |
| Suppliers440/4 | €22,530 | €27,734 | €17,394 | €13,103 | €24,309 | ▲ 85.5% |
| Taxes, remuneration and social security45 | €2,000 | €14,272 | €16,819 | - | €13,116 | - |
| Taxes450/3 | - | €13,272 | €16,819 | - | €11,616 | - |
| Remuneration and social security454/9 | €2,000 | €1,000 | - | - | €1,500 | - |
| Other amounts payable47/48 | €5,477 | €833 | - | €5,750 | €5,313 | ▼ 7.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,815 | €92,201 | €67,591 | -€56,709 | €55,391 | ▲ 198% |
| + Depreciation and write-downs630 | €13,522 | €13,583 | €16,115 | €12,273 | €17,308 | ▲ 41.0% |
| Operating cash flow (approximation) | €37,337 | €105,784 | €83,706 | -€44,436 | €72,700 | ▲ 264% |
| Investment in fixed assets (approximation) | - | -€3,564 | -€9,400 | -€66,325 | -€40,137 | ▲ 39.5% |
| Change in cash | - | €62,490 | -€8,753 | -€53,084 | €44,576 | ▲ 184% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €55,391
Net result €55,391 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €233,891 ▲31%
Equity rises from €178,500 to €233,891.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200,000Eq €235,209 ▲40.3%
3 profitable years in a row build equity to €235,209.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €92,201 ▲287%
Operating result €121,130, net result €92,201, both a record.
31-12
Financial
Equity above €150,000Eq €167,618 ▲122%
2 profitable years in a row build equity to €167,618.
26-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 87 days late
2021
31-12
Financial
Back to profitnet €23,815
Net result €23,815 after one loss-making year.
31-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 92 days late
Show earlier events
2020
31-12
Financial
Weakest financial yearnet -€57,288
Net result drops to -€57,288, the lowest in the series; recovery starts the following year.
01-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 123 days late
2019
31-12
Financial
Equity above €100,000Eq €108,890 ▲84.7%
2 profitable years in a row build equity to €108,890.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2015
Ground area
566 m²
Building footprint
188 m²
Volume, LiDAR
2,617 m³
Parcel 23095C0181/00Y009, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Nachtegaallaan 19, 1731 Asse
since 20152.262.864.894
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23095C0181/00Y009 | Flanders | 566 m² | 1 · 188 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 15,521 companies in sector 43990 we hold annual accounts for 7,420. 5,674 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
43990Other specialised construction activities
43110Demolition
E-invoicing
Reachable via Peppol
Peppol ID
0208:0629686881
Registered
05-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.