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GUYMA INVEST

Active
Public limited companyfounded 1989active for 36 yearsLangstraat 96, 2260 Westerlo, BelgiumKBO/BCE: BE 0439.393.865
Summary

GUYMA INVEST has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €119,510 and a net result of €10,329. Equity has been growing by about 9.9% per year since 2018. The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 13-12-1989 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.046.673.175 2260 Westerlo, since 18-01-1990
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€58,997
▼ 7.8%
Turnover
≈ €180,000
estimated
Profit
€10,329
▼ 22.2%
Equity
€119,510
▲ 9.5%
Total assets
€575,431
▼ 4.6%
Score breakdownraises riskLiquidity: current ratio 0.00, cash €0, halvedNo main activity registeredlowers riskSize: total assets €575,431Founded in 1989Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 40% of micro companies without a NACE code
Financial strength · tick: 2024
Average
Solvency 46+3
equity 20.8% of total assets
Liquidity 27=
short-term debt 47.1% · cash 0.0%
Profitability 71=
return on assets 1.8%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.1%▼ -0.1 percentage points vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.2%▲ +0.1 percentage points vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value 11-2026: 0.3%● unchanged vs 10-2026highest value
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.0 (0.01 in 2024), below 1. Short-term debt is 47.1% and cash 0% of total assets. 79.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 28% of them on solvency, 15% on liquidity, 51% on profitability and 67% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €575,431
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.00, cash €0, halved
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · No main activity registered
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
48 days early
2023
111 days early
2022
40 days early
2021
38 days early
2020
1 day early
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 32 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €10,329 6 years View

Recent changes

  1. · Gazette deed Reappointments: Dorien Hermans, Guido Hermans and Maria Vermeulen
  2. · Gazette deed Reappointments: Hermans Guido, Vermeulen Maria and Hermans Dorien
  3. · Gazette deed Incorporation
All 17 events

Key facts about GUYMA INVEST

What is the company number of GUYMA INVEST?
The company number of GUYMA INVEST is 0439.393.865. The VAT number is the same number with BE in front: BE 0439.393.865.
Where is GUYMA INVEST based?
The registered office is at Langstraat 96, 2260 Westerlo.Company details
What is the legal form of GUYMA INVEST?
GUYMA INVEST is a public limited company (NV).
When was GUYMA INVEST founded?
GUYMA INVEST was founded on 13-12-1989.
Is GUYMA INVEST still active?
Yes, GUYMA INVEST is an active enterprise in the KBO register.
What is the turnover of GUYMA INVEST?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €58,997 and 2,663 comparable companies of the same size. It probably lies between €120,000 and €310,000. It is a rough estimate.Financials
Is GUYMA INVEST profitable?
In financial year 2025, GUYMA INVEST made a profit of €10,329.
Where can I find the annual accounts of GUYMA INVEST?
GUYMA INVEST filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GUYMA INVEST due?
GUYMA INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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