Guyan
ActiveSummary
Guyan has been active since 1984 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €202k and a net result of €34k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 49% of 435 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▼-3
Solvency77▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity short (current ratio 0.05 against 0.03 in 2024; short-term debt: 24.4% and cash: 0.3% of total assets), and 47.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Education (NACE 85)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.5%
Return on assets
8.9%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
14 d early
2023
7 d early
2022
7 d early
2021
34 d early
2020
25 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€34k▼ 8.2%
2024 · €37k
2018: €26k
2019: €20k▼ -21.0% vs 2018
2020: €15k▼ -25.4% vs 2019
2021: €9k▼ -39.4% vs 2020lowest in 8 years
2022: €18k▲ +95.3% vs 2021
2023: €32k▲ +75.6% vs 2022
2024: €37k▲ +18.6% vs 2023highest in 8 years
2025: €34k▼ -8.2% vs 2024
2018 → 2025
Working capital
€-89k▼ 40.7%
2024 · €-63k
2018: €-61khighest in 8 years
2019: €-68k▼ -10.9% vs 2018
2020: €-85k▼ -25.4% vs 2019
2021: €-89k▼ -4.7% vs 2020
2022: €-119k▼ -33.3% vs 2021lowest in 8 years
2023: €-71k▲ +40.5% vs 2022
2024: €-63k▲ +10.3% vs 2023
2025: €-89k▼ -40.7% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€150k-€98k▼ 34.6%€130k▲ 32.1%€167k▲ 28.8%€202k▲ 20.5%
2021: €150k
2022: €98k▼ -34.6% vs 2021lowest in 5 years
2023: €130k▲ +32.1% vs 2022
2024: €167k▲ +28.8% vs 2023
2025: €202k▲ +20.5% vs 2024highest in 5 years
Operating result€20k-€30k▲ 52.0%€43k▲ 41.9%€52k▲ 21.5%€49k▼ 5.7%
2021: €20klowest in 5 years
2022: €30k▲ +52.0% vs 2021
2023: €43k▲ +41.9% vs 2022
2024: €52k▲ +21.5% vs 2023highest in 5 years
2025: €49k▼ -5.7% vs 2024
Net result€9k-€18k▲ 95.3%€32k▲ 75.6%€37k▲ 18.6%€34k▼ 8.2%
2021: €9klowest in 5 years
2022: €18k▲ +95.3% vs 2021
2023: €32k▲ +75.6% vs 2022
2024: €37k▲ +18.6% vs 2023highest in 5 years
2025: €34k▼ -8.2% vs 2024
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €385k
Fixed assets
€380k ▲ 12.9%
Current assets
€4k ▲ 119%
Equity and liabilities €385k
Equity
€202k ▲ 20.5%
Debt
€183k ▲ 6.8%
Debt's share of the balance-sheet total falls from 50.5% to 47.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€86k▼
2024 · €87k
Cash flow
€71k▼
2024 · €72k
Current ratio
0.05▲
2024 · 0.03
Debt to equity
0.91▼
2024 · 1.02
ROE
17.0%▼
2024 · 22.4%
ROA
8.9%▼
2024 · 11.1%
Interest coverage
25.04▼
2024 · 38.64
Debt ≤ 1 year
€94k▲
2024 · €65k
Debt > 1 year
€89k▼
2024 · €106k
Income taxes
€12k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€339k€385k▲
Fixed assets21/28€337k€380k▲
Tangible fixed assets22/27€337k€380k▲
Land and buildings22€226k€249k▲
Plant, machinery and equipment23€98k€114k▲
Furniture and vehicles24€2k€579▼
Other tangible fixed assets26€11k€17k▲
Current assets29/58€2k€4k▲
Cash at bank and in hand54/58€607€1k▲
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€339k€385k▲
Equity10/15€167k€202k▲
Contributions10/11€76k€76k=
Capital10€76k€76k=
Issued capital100€76k€76k=
Reserves13€91k€126k▲
Non-distributable reserves130/1€8k€8k=
Legal reserve130€8k€8k=
Tax-exempt reserves132€1k€1k=
Distributable reserves133€82k€117k▲
Amounts payable17/49€171k€183k▲
Amounts payable after more than one year17€106k€89k▼
Financial debts170/4€106k€89k▼
Amounts payable within one year42/48€65k€94k▲
Current portion of amounts payable after more than one year42€18k€17k▼
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€5k€18k▲
Suppliers440/4€5k€18k▲
Taxes, remuneration and social security45€14k€4k▼
Taxes450/3€14k€4k▼
Other amounts payable47/48€28k€53k▲
Accrued charges and deferred income492/3€0€372▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€34k€37k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€89k€88k▼
Operating profit (loss)9901€52k€49k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€50k€46k▼
Income taxes67/77€13k€12k▼
Profit (loss) for the period9904€37k€34k▼
Profit (loss) for the period to be appropriated9905€37k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€34k▼
Transfer from equity791/2€8k€0▼
Transfer to equity691/2€45k€34k▼
To the legal reserve6920€8k€0▼
To other reserves6921€37k€34k▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €33k | €35k | €34k | €34k | €37k | ▲ 7.1% |
| Other operating charges640/8 | €1k | €1k | €2k | €2k | €1k | ▼ 18.3% |
| Gross operating margin9900 | €55k | €67k | €79k | €89k | €88k | ▼ 1.0% |
| Operating profit (loss)9901 | €20k | €30k | €43k | €52k | €49k | ▼ 5.7% |
| Financial income75/76B | - | - | €3 | €0 | - | - |
| Recurring financial income75 | - | - | €3 | €0 | - | - |
| Financial charges65/66B | €7k | €6k | €3k | €2k | €3k | ▲ 53.3% |
| Recurring financial charges65 | €7k | €6k | €3k | €2k | €3k | ▲ 53.3% |
| Profit (loss) for the period before taxes9903 | €13k | €24k | €41k | €50k | €46k | ▼ 8.4% |
| Income taxes67/77 | €4k | €6k | €9k | €13k | €12k | ▼ 8.7% |
| Profit (loss) for the period9904 | €9k | €18k | €32k | €37k | €34k | ▼ 8.2% |
| Profit (loss) for the period to be appropriated9905 | €9k | €18k | €32k | €37k | €34k | ▼ 8.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €406k | €385k | €331k | €339k | €385k | ▲ 13.6% |
| Fixed assets21/28 | €395k | €360k | €329k | €337k | €380k | ▲ 12.9% |
| Tangible fixed assets22/27 | €395k | €360k | €329k | €337k | €380k | ▲ 12.9% |
| Land and buildings22 | €244k | €229k | €214k | €226k | €249k | ▲ 10.1% |
| Plant, machinery and equipment23 | €144k | €127k | €112k | €98k | €114k | ▲ 17.1% |
| Furniture and vehicles24 | €7k | €4k | €3k | €2k | €579 | ▼ 67.0% |
| Other tangible fixed assets26 | - | - | - | €11k | €17k | ▲ 47.7% |
| Current assets29/58 | €10k | €25k | €2k | €2k | €4k | ▲ 119% |
| Amounts receivable within one year40/41 | €5k | €19k | €0 | - | - | - |
| Trade receivables40 | €2k | €0 | - | - | - | - |
| Other amounts receivable41 | €3k | €19k | €0 | - | - | - |
| Cash at bank and in hand54/58 | €5k | €5k | €860 | €607 | €1k | ▲ 88.3% |
| Deferred charges and accrued income490/1 | €1k | €1k | €1k | €1k | €3k | ▲ 131% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €406k | €385k | €331k | €339k | €385k | ▲ 13.6% |
| Equity10/15 | €150k | €98k | €130k | €167k | €202k | ▲ 20.5% |
| Contributions10/11 | €76k | €76k | €76k | €76k | €76k | = |
| Capital10 | €76k | €76k | €76k | €76k | €76k | = |
| Issued capital100 | €76k | €76k | €76k | €76k | €76k | = |
| Reserves13 | €74k | €22k | €54k | €91k | €126k | ▲ 37.6% |
| Non-distributable reserves130/1 | €297 | €297 | €297 | €8k | €8k | = |
| Legal reserve130 | €297 | €297 | €297 | €8k | €8k | = |
| Tax-exempt reserves132 | €1k | €1k | €1k | €1k | €1k | = |
| Distributable reserves133 | €73k | €21k | €52k | €82k | €117k | ▲ 41.8% |
| Profit (loss) carried forward14 | - | €0 | €0 | - | - | - |
| Amounts payable17/49 | €255k | €287k | €201k | €171k | €183k | ▲ 6.8% |
| Amounts payable after more than one year17 | €153k | €139k | €122k | €106k | €89k | ▼ 16.1% |
| Financial debts170/4 | €153k | €139k | €122k | €106k | €89k | ▼ 16.1% |
| Amounts payable within one year42/48 | €100k | €144k | €73k | €65k | €94k | ▲ 43.1% |
| Current portion of amounts payable after more than one year42 | €18k | €18k | €19k | €18k | €17k | ▼ 6.9% |
| Financial debts43 | - | - | - | - | €3k | - |
| Credit institutions430/8 | - | - | - | - | €3k | - |
| Trade debts44 | €3k | €34 | €564 | €5k | €18k | ▲ 242% |
| Suppliers440/4 | €3k | €34 | €564 | €5k | €18k | ▲ 242% |
| Taxes, remuneration and social security45 | €3k | €3k | €8k | €14k | €4k | ▼ 73.8% |
| Taxes450/3 | €3k | €3k | €8k | €14k | €4k | ▼ 73.8% |
| Other amounts payable47/48 | €75k | €123k | €46k | €28k | €53k | ▲ 86.4% |
| Accrued charges and deferred income492/3 | €3k | €4k | €6k | €0 | €372 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €9k | €18k | €32k | €37k | €34k | ▼ 8.2% |
| + Depreciation and write-downs630 | €33k | €35k | €34k | €34k | €37k | ▲ 7.1% |
| Operating cash flow (approximation) | €42k | €53k | €65k | €72k | €71k | ▼ 0.9% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €-42k | €-80k | ▼ 92.1% |
| Change in cash | - | €430 | €-4k | €-253 | €536 | ▲ 312% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Equity above €200kEq €202k ▲20.5%
8 profitable years in a row build equity to €202k.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €37k ▲18.6%
Operating result €52k, net result €37k, both a record.
31-12
Financial
Equity above €150kEq €167k ▲28.8%
7 profitable years in a row build equity to €167k.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €130k ▲32.1%
6 profitable years in a row build equity to €130k.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €9k ▼39.4%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €150k ▲6.5%
4 profitable years in a row build equity to €150k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ternat · 1 establishment unit since 1984
Ground area
2,878 m²
Building footprint
186 m²
Volume, LiDAR
950 m³
Parcel 23086A0018/00H000, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Assesteenweg 339, 1740 Ternat
since 19842.025.705.834
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23086A0018/00H000 | Flanders | 2,878 m² | 1 · 186 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,670 companies in sector 85599 we hold annual accounts for 1,330. 949 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded23-01-1984
Fiscal year end31-12
Activities, NACEBEL 2025
85599Other education
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.