Equity
€1.7m ▲ 1.9%
GUY VAN TORNHOUT has made a profit without a break since 2019.
GUY VAN TORNHOUT
Lifetime
19 annual accounts with figures on one time axis, 31 filings since 1995peak €846,412 (2017)
€732,793▲ 11.7%
lowest -€26,231 (2018)
€71,535▲ 26.8%
peak €1.7m (2025)
€1.7m▲ 1.9%
€854,267▼ 3.8%
peak 9.4 FTE (2019)
7.5 FTE▲ 15.4%
Board4 names since 2020
3 directorsCharlot VAN TORNHOUT and 2 others
Documentsfilings and deeds
26-02-202626 days late
2025abbreviated format
Result from €56,429 to €71,535Staff from 6.5 FTE to 7.5 FTE
Key points
from the 2025 annual accountsTurnover
≈ €4.9m estimated
The abbreviated format states no turnover.
Staff
7 employees on 30-06-2025
In 2025, 2 people joined and 1 left.
Filings
31 annual accounts since 1995
Six of the last ten came late. The 2020 accounts came latest: 54 days after the end of the period.
At the same address
5 companies
Position in the sector
€1.7m
More equity than 93% of companies in retail trade. Sector median €235,861 · 12,863 companies.
Checked score
83
Excellent
Financially stronger than 56% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,271 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.5%
01-2025: 0.8%▲ +0.3 percentage points vs 12-2024
02-2025: 1.1%▲ +0.3 percentage points vs 01-2025highest value
03-2025: 0.4%▼ -0.7 percentage points vs 02-2025lowest value
04-2025: 0.4%● unchanged vs 03-2025lowest value
05-2025: 0.4%● unchanged vs 04-2025lowest value
06-2025: 0.4%● unchanged vs 05-2025lowest value
07-2025: 0.4%● unchanged vs 06-2025lowest value
08-2025: 0.4%● unchanged vs 07-2025lowest value
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.5%▲ +0.1 percentage points vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.6%▲ +0.1 percentage points vs 12-2025
02-2026: 1.0%▲ +0.4 percentage points vs 01-2026
03-2026: 0.4%▼ -0.6 percentage points vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.5%▲ +0.1 percentage points vs 08-2026
10-2026: 0.5%● unchanged vs 09-2026
11-2026: 0.5%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: 7.5 FTE, total assets €2.7m
Liquidity: current ratio 1.67, cash €51,577
lowers risk
Founded in 1993
Equity €1.7m (63.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 76% of them on solvency, 49% on liquidity, 54% on profitability and 45% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,041 companies had the same profile as GUY VAN TORNHOUT has now. Each dot stands for 43 companies, two years later.
94.4%
were still trading
4.9%
stopped another way
0.5%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of GUY VAN TORNHOUT itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,041 companies, not a prediction for GUY VAN TORNHOUT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €140,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.67 (1.62 in 2024), above the usual 1.5. Short-term debt is 15.4% and cash 1.9% of total assets. 36.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 26 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-02-2026, 26 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
26 days late
2024
3 days late
2023
on the day
2022
24 days early
2021
2 days late
2020
54 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0451498673
1 director appointed
Changes of role: Charlot VAN TORNHOUT and G & C INTERNATIONAL · Permanent representative: Guy Van Tornhout · Appointment: Guy Van Tornhout · General meeting of 04-04-2024 · Gazette deed
Registered office moved from Ghent to Sint-Martens-Latem
New registered office: Kortrijksesteenweg 90 E, 9830 Sint-Martens-Latem · Previous registered office: Kortrijksesteenweg 1098, 9051 Gent · Board meeting of 06-03-2020 · Gazette deed
Resignation: Guy Van Tornhout (director)
Director discharge: Guy Van Tornhout · General meeting of 30-12-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| GUY VAN TORNHOUT Sint-Martens-Latem | €2.7m | €0.7m | 63.7% | 7.5 |
| PELUKA Waregem | €2.5m | €0.6m | 57.8% | 8.6 |
| COMPUTER CHECKPOINT Ghent | €3.0m | €0.7m | 53.7% | 10.6 |
| CONDROMAT Modave | €3.5m | €0.9m | 19.7% | 7 |
| O.A.D.S. Hannut | €2.2m | €0.8m | 43.5% | 9 |
| OFFICE FURNITURE SUPPLIES Ath | €2.7m | €0.8m | 26.9% | 12.3 |
| MMS SOLUTIONS Kortenaken | €2.5m | €1.3m | 42.8% | 9 |
These companies have the same main activity as GUY VAN TORNHOUT: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €2.2m and €3.5m, founded between 1987 and 1997.
Official details
Source: KBO- Status
- Active since 25-11-1993Normal situation
- Activity
- Retail sale of information and communication equipmentNACE 47400and 5 others
- Establishment unit
- 2.064.999.1489830 Sint-Martens-Latem, since 05-01-1994
- Financial year end
- 30 June
- Peppol
- Reachable since 22-12-2025
Annual accounts to 30-06-2025
- €2.7m▼ 0.1%
- Employeeson 30-06-2025
- 7▲ 16.7%
- Filing
- Filed on 26-02-2026
Insights on GUY VAN TORNHOUT
GUY VAN TORNHOUT files the abbreviated format. That format states no turnover. The gross margin rose from €301,860 in 2007 to €732,793 in 2025.
The balance sheet grew most from 2021 to 2022 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about GUY VAN TORNHOUT
- What is the company number of GUY VAN TORNHOUT?
- The company number of GUY VAN TORNHOUT is 0451.498.673. The VAT number is the same number with BE in front: BE 0451.498.673.
- Where is GUY VAN TORNHOUT based?
- The registered office is at Kortrijksesteenweg 90, 9830 Sint-Martens-Latem.Company details
- What does GUY VAN TORNHOUT do?
- According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
- What is the legal form of GUY VAN TORNHOUT?
- GUY VAN TORNHOUT is a private limited company (BV).
- When was GUY VAN TORNHOUT founded?
- GUY VAN TORNHOUT was founded on 25-11-1993.
- Is GUY VAN TORNHOUT still active?
- Yes, GUY VAN TORNHOUT is an active enterprise in the KBO register.
- How many employees does GUY VAN TORNHOUT have?
- GUY VAN TORNHOUT had an average of 7.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of GUY VAN TORNHOUT?
- The turnover in financial year 2025 is ≈ €4.9m. This figure is estimated from the gross margin of €732,793 and 214 comparable companies (NACE 47). It probably lies between €2.7m and €7.8m.
- Is GUY VAN TORNHOUT profitable?
- In financial year 2025, GUY VAN TORNHOUT made a profit of €71,535.
- Where can I find the annual accounts of GUY VAN TORNHOUT?
- GUY VAN TORNHOUT filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GUY VAN TORNHOUT due?
- GUY VAN TORNHOUT must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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