Guy VAN DER VEKEN
ActiveGuy VAN DER VEKEN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €26k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 54% of 31527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▲+23
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 2.83 against 1.32 in 2024), and 39.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.8%
Return on assets
18.6%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-03-2026, 56 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
56 d early
2024
35 d early
2023
47 d early
2022
46 d early
2021
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 44.0%
2024 · €59k
2021: €59k
2022: €113k
2023: €161k
2024: €59k
2021 → 2025
Total assets
€140k▲ 9.7%
2024 · €127k
2021: €85k
2022: €132k
2023: €191k
2024: €127k
2021 → 2025
Net result
€26k▼ 39.2%
2024 · €43k
2021: €54k
2022: €55k
2023: €48k
2024: €43k
2021 → 2025
Working capital
€47k▲ 114%
2024 · €22k
2021: €52k
2022: €45k
2023: €109k
2024: €22k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€59k-€113k▲ 93.5%€161k▲ 42.4%€59k▼ 63.4%€85k▲ 44.0%
Operating result€68k-€70k▲ 2.6%€61k▼ 12.8%€55k▼ 9.7%€40k▼ 28.0%
Net result€54k-€55k▲ 2.3%€48k▼ 12.3%€43k▼ 11.1%€26k▼ 39.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 28% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €140k
Fixed assets
€66k▲ 80.2%
Current assets
€73k▼ 19.1%
Equity and liabilities €140k
Equity
€85k▲ 44.0%
Debt
€55k▼ 20.0%
The debt ratio falls from 53.7% to 39.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€50k▼
2024 · €71k
Cash flow
€36k▼
2024 · €59k
Solvency
60.8%▲
2024 · 46.3%
Current ratio
2.83▲
2024 · 1.32
Quick ratio
2.83▲
2024 · 1.32
Debt / equity
0.64▼
2024 · 1.16
ROE
30.5%▼
2024 · 72.3%
ROA
18.6%▼
2024 · 33.5%
Interest coverage
59.20▼
2024 · 1425.40
Debt
€55k▼
2024 · €68k
Debt ≤ 1 year
€26k▼
2024 · €68k
Debt > 1 year
€29k
Income taxes
€13k▲
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€127k€140k▲
Fixed assets21/28€37k€66k▲
Tangible fixed assets22/27€37k€66k▲
Furniture and vehicles24€37k€66k▲
Current assets29/58€91k€73k▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€14k€15k▲
Other amounts receivable41€1k€2k▲
Cash at bank and in hand54/58€71k€51k▼
Deferred charges and accrued income490/1€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€127k€140k▲
Equity10/15€59k€85k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€54k€80k▲
Amounts payable17/49€68k€55k▼
Amounts payable after more than one year17-€29k
Financial debts170/4-€29k
Amounts payable within one year42/48€68k€26k▼
Current portion of amounts payable after more than one year42-€8k
Trade debts44€1k€509▼
Suppliers440/4€1k€509▼
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Other amounts payable47/48€64k€11k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€10k▼
Other operating charges640/8€1k€4k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€73k€58k▼
Operating profit (loss)9901€55k€40k▼
Financial income75/76B€29€1▼
Recurring financial income75€29€1▼
Financial charges65/66B€50€844▲
Recurring financial charges65€50€844▲
Profit (loss) for the period before taxes9903€55k€39k▼
Income taxes67/77€13k€13k▲
Profit (loss) for the period9904€43k€26k▼
Profit (loss) for the period to be appropriated9905€43k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€199k€80k▼
Profit (loss) brought forward from the previous period14P€156k€54k▼
Profit to be distributed694/7€145k€0▼
Return on contributions (dividend)694€145k€0▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €26k ▼39.2%
Net result drops to €26k, the lowest in the series.
30-09
Financial
Liquidity doublescurrent ratio 2.83
Current ratio from 1.32 to 2.83; short-term debt falls from €68k to €26k.
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150kEq €161k ▲42.4%
3 profitable years in a row build equity to €161k.
15-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2021net €55k ▲2.3%
Operating result €70k, net result €55k, both a record.
30-09
Financial
Equity above €100kEq €113k ▲93.5%
2 profitable years in a row build equity to €113k.
02-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pontweg 29310 AalstGround area
151 m²
Building footprint
182 m²
Parcel 41026B0569/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Guy VAN DER VEKEN
since 20192.297.894.861
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41026B0569/00C000 | Flanders | 150 m² | 1 · 182 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,672 companies in sector 70100 we hold annual accounts for 3,479. 2,224 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-12-2019
Fiscal year end30-09
Activities, NACEBEL
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:guy.van.der.veken@telenet.be