GUVEN
Open bankruptcySummary
A bankruptcy procedure is open for GUVEN according to publications in the Belgian State Gazette. The 2024 annual accounts show equity of €929 and a net result of -€68,367.
Are you a creditor?
Open bankruptcy
Source: Belgian Official Gazette
If this company owes you money, you are not paid automatically: you file your claim yourself, within the deadline the judgment sets.
The procedure
- Court
- Enterprise Court of Antwerp, Hasselt division
- Declared bankrupt
- 26 June 2025
- Supervising judge
- Kristof Emmers
- Official Gazette
- 03-07-2025 (pdf) ↗search the document for 2025/129372
Curators
- Christophe HermansElisabethwal 4 Bus 2, 3700 Tongeren-Borgloonchristophe.hermans@hermanswirix.be
- Pieter WirixElisabethwal 4 Bus 2, 3700 Tongeren-Borg- Loonpieter.wirix@hermanswirix.be
What to do now
- Do not deliver on credit any more without an agreement with the curator.
- Gather your documents: invoices, purchase orders, contract, delivery notes and reminders.
- File your proof of claim in RegSol (regsol.be), yourself with eID or itsme, or through your lawyer. State principal, interest and costs separately, and any preferential right you hold.
- Delivered under retention of title? Reclaim your goods before the first report on the verification of claims.
- Ask your accountant about the VAT on the unpaid invoices: in a bankruptcy it can be recovered under conditions.
- Follow the file in RegSol: the verification report (admitted or disputed) and the curator's reports appear there.
Deadlines: the judgment sets the last day to file your claim, by law at most thirty days after the judgment, and the day of the first verification report. Both dates are in the publication in the Official Gazette and in RegSol; Checked does not read them yet. A late claim is sometimes still possible, but not without consequences.
File a claim in RegSol ↗
Watch
Follow this bankruptcy: you are alerted when it is closed or reversed.
General information, not legal advice. If in doubt, the curator, your lawyer or your accountant can help. Full guide for creditors
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year -€68,367
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 36380 sector peers (2024).
NBB · sector comparisonPosition among 36380 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
122 d early
2022
122 d early
2021
122 d late
2020
61 d late
2019
91 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average on the deadline day; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
Who ran this company, and where was it based, on a date before the end?Company as of a date Are there other customers at risk in your own list?Debtor check How is the Other construction installation sector doing?Sector figures
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Turnover
€115,876▼ 62.5%
2019 · €309,294
EBIT margin
6.0%▼ 6.0pp
2019 · 12.0%
Net result
-€68,367▼ 1,188%
2023 · -€5,309
Working capital
€929▼ 98.7%
2023 · €69,296
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€115,876▼ 62.5%
Operating result€6,977▼ 81.2%-€13,407€9,163-€8,050-€68,555▼ 752%
Net result€14,184▼ 51.3%-€13,246€8,728-€5,309-€68,367▼ 1,188%
EBIT margin6.0%▼ 6.0pp
Equity€79,123▲ 21.8%€65,877▼ 16.7%€74,605▲ 13.2%€69,296▼ 7.1%€929▼ 98.7%
Total assets€96,224▲ 12.3%€79,085▼ 17.8%€79,769▲ 0.9%€79,102▼ 0.8%€7,187▼ 90.9%
Debt€17,101▼ 17.5%€13,209▼ 22.8%€5,164▼ 60.9%€9,806▲ 89.9%€6,258▼ 36.2%
Working capital€79,123▲ 21.8%€65,877▼ 16.7%€74,605▲ 13.2%€69,296▼ 7.1%€929▼ 98.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Why a figure moved sharply
- 2020 Turnover -63% on 2019. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €68,555 in 2024 against €8,050 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €7,187
Equity
€929 ▼ 98.7%
Debt
€6,258 ▼ 36.2%
Debt's share of the balance-sheet total rises from 12.4% to 87.1%. Equity and debt are lower.
Key figures and ratios
Current ratio
1.15▼
2023 · 8.07
ROA
-951.2%▼
2023 · -6.7%
Debt ≤ 1 year
€6,258▼
2023 · €9,806
Staff costs
€34,290▼
2023 · €35,169
Equity ratios withheld: equity of €929 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €115,876 | - | - | - | - | - |
| Non-recurring operating income76A | - | €6,520 | - | - | - | - |
| Remuneration, social security and pensions62 | - | €60,196 | €18,916 | €35,169 | €34,290 | ▼ 2.5% |
| Other operating charges640/8 | - | €124 | €62 | €637 | €62 | ▼ 90.3% |
| Gross operating margin9900 | €39,700 | €46,912 | €28,141 | €27,756 | -€34,203 | ▼ 223% |
| Operating profit (loss)9901 | €6,977 | -€13,407 | €9,163 | -€8,050 | -€68,555 | ▼ 752% |
| Financial income75/76B | - | €4,436 | - | €3,631 | €508 | ▼ 86.0% |
| Recurring financial income75 | €6,893 | €4,436 | - | €3,631 | €508 | ▼ 86.0% |
| Financial charges65/66B | - | €388 | €435 | €890 | €321 | ▼ 63.9% |
| Recurring financial charges65 | €800 | €388 | €435 | €890 | €321 | ▼ 63.9% |
| Profit (loss) for the period before taxes9903 | €13,069 | -€9,359 | €8,728 | -€5,309 | -€68,367 | ▼ 1,188% |
| Income taxes67/77 | -€1,115 | €3,887 | - | - | - | - |
| Profit (loss) for the period9904 | €14,184 | -€13,246 | €8,728 | -€5,309 | -€68,367 | ▼ 1,188% |
| Profit (loss) for the period to be appropriated9905 | €14,184 | -€13,246 | €8,728 | -€5,309 | -€68,367 | ▼ 1,188% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96,224 | €79,085 | €79,769 | €79,102 | €7,187 | ▼ 90.9% |
| Current assets29/58 | €96,224 | €79,085 | €79,769 | €79,102 | €7,187 | ▼ 90.9% |
| Amounts receivable within one year40/41 | €94,276 | €77,799 | €78,968 | €77,075 | €7,039 | ▼ 90.9% |
| Trade receivables40 | - | €10,150 | €10,280 | €8,391 | €954 | ▼ 88.6% |
| Other amounts receivable41 | - | €67,649 | €68,688 | €68,684 | €6,085 | ▼ 91.1% |
| Cash at bank and in hand54/58 | €1,826 | €234 | €801 | €2,028 | €148 | ▼ 92.7% |
| Deferred charges and accrued income490/1 | - | €1,053 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96,224 | €79,085 | €79,769 | €79,102 | €7,187 | ▼ 90.9% |
| Equity10/15 | €79,123 | €65,877 | €74,605 | €69,296 | €929 | ▼ 98.7% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €60,523 | €47,277 | €56,005 | €56,005 | €56,005 | = |
| Non-distributable reserves130/1 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | €45,417 | €54,145 | €54,145 | €54,145 | = |
| Profit (loss) carried forward14 | - | - | - | -€5,309 | -€73,676 | ▼ 1,288% |
| Amounts payable17/49 | €17,101 | €13,209 | €5,164 | €9,806 | €6,258 | ▼ 36.2% |
| Amounts payable within one year42/48 | €17,101 | €13,209 | €5,164 | €9,806 | €6,258 | ▼ 36.2% |
| Trade debts44 | €462 | €1,562 | €112 | €1,000 | €920 | ▼ 8.0% |
| Suppliers440/4 | - | €1,562 | €112 | €1,000 | €920 | ▼ 8.0% |
| Taxes, remuneration and social security45 | - | €11,647 | €5,051 | €8,806 | €3,289 | ▼ 62.7% |
| Taxes450/3 | - | €1,322 | €600 | €600 | €600 | = |
| Remuneration and social security454/9 | - | €10,324 | €4,451 | €8,206 | €2,689 | ▼ 67.2% |
| Other amounts payable47/48 | - | - | - | - | €2,050 | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,184 | -€13,246 | €8,728 | -€5,309 | -€68,367 | ▼ 1,188% |
| Operating cash flow (approximation) | €14,184 | -€13,246 | €8,728 | -€5,309 | -€68,367 | ▼ 1,188% |
| Change in cash | - | -€1,592 | €567 | €1,227 | -€1,880 | ▼ 253% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
03-07
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Hasselt · event 26-06-2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€68,367
Net result drops to -€68,367, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €8,728
Net result €8,728 after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 15.45
Current ratio from 5.99 to 15.45; short-term debt falls from €13,209 to €5,164.
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial
Highest result since 2018net €29,105 ▲175%
Operating result €37,115, net result €29,105, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.13
Current ratio from 1.52 to 4.13; short-term debt falls from €68,402 to €20,717.
Show earlier events
31-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 92 days late
2018
27-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 149 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 143 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 12 acts read
About the unread acts
We know of 12 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
12 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2010
Ground area
586 m²
Building footprint
199 m²
Volume, LiDAR
1,386 m³
Parcel 71065A0003/00G033, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GUVEN
since 20102.193.680.833
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065A0003/00G033 | Flanders | 586 m² | 1 · 199 m² | 8.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | CHRISTOPHE HERMANS ELISABETHWAL 4 BUS 2,
3700 TONGEREN-BORGLOON |
26-06-2025 → present |
| Curator | PIETER WIRIX ELISABETHWAL 4 BUS 2, 3700 TONGEREN-BORG-
LOON |
26-06-2025 → present |
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Of 4,093 companies in sector 43240 we hold annual accounts for 1,634. 140 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-11-2010
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
43130Specialised construction activities
47551Retail sale of household furniture
47553Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
47789Other retail sale of new goods
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.