guva consult
Activeguva consult has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €98k and a net result of €46k. Its solvency ranks better than 78% of 31510 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+7
Growth78
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 4.95 against 1.72 in 2024), and 18.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.7%
Return on assets
38.6%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€98k▲ 89.3%
2024 · €52k
2024: €52k
2024 → 2025
Total assets
€120k▲ 43.6%
2024 · €84k
2024: €84k
2024 → 2025
Net result
€46k▲ 10.7%
2024 · €42k
2024: €42k
2024 → 2025
Working capital
€86k▲ 278%
2024 · €23k
2024: €23k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€52k-€98k▲ 89.3%
Operating result€53k-€59k▲ 10.9%
Net result€42k-€46k▲ 10.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 11% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€12k▼ 58.9%
Current assets
€108k▲ 98.0%
Equity and liabilities €120k
Equity
€98k▲ 89.3%
Debt
€22k▼ 31.1%
The debt ratio falls from 38.0% to 18.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€76k▲
2024 · €64k
Cash flow
€63k▲
2024 · €52k
Solvency
81.7%▲
2024 · 62.0%
Current ratio
4.95▲
2024 · 1.72
Quick ratio
4.95▲
2024 · 1.72
Debt / equity
0.22▼
2024 · 0.61
ROE
47.2%▼
2024 · 80.7%
ROA
38.6%▼
2024 · 50.0%
Interest coverage
784.35▲
2024 · 132.12
Debt
€22k▼
2024 · €32k
Debt ≤ 1 year
€22k▼
2024 · €32k
Income taxes
€13k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€84k€120k▲
Fixed assets21/28€29k€12k▼
Tangible fixed assets22/27€29k€12k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€24k€9k▼
Current assets29/58€55k€108k▲
Amounts receivable within one year40/41€15k-
Trade receivables40€15k-
Current investments50/53-€34k
Cash at bank and in hand54/58€40k€74k▲
Deferred charges and accrued income490/1€56€173▲
Equity and liabilities
Total equity and liabilities10/49€84k€120k▲
Equity10/15€52k€98k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€42k€88k▲
Amounts payable17/49€32k€22k▼
Amounts payable within one year42/48€32k€22k▼
Current portion of amounts payable after more than one year42€7k-
Trade debts44€8k€2k▼
Suppliers440/4€8k€2k▼
Taxes, remuneration and social security45€17k€20k▲
Taxes450/3€17k€20k▲
Other amounts payable47/48€55€55=
Accrued charges and deferred income492/3-€45
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€17k▲
Other operating charges640/8€370€475▲
Gross operating margin9900€64k€76k▲
Operating profit (loss)9901€53k€59k▲
Financial income75/76B-€128
Recurring financial income75-€128
Financial charges65/66B€482€97▼
Recurring financial charges65€482€97▼
Profit (loss) for the period before taxes9903€53k€59k▲
Income taxes67/77€11k€13k▲
Profit (loss) for the period9904€42k€46k▲
Profit (loss) for the period to be appropriated9905€42k€46k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€88k▲
Profit (loss) brought forward from the previous period14P-€42k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 4.95
Current ratio from 1.72 to 4.95; short-term debt falls from €32k to €22k.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alken · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grendelweg 13570 AlkenGround area
1,627 m²
Building footprint
202 m²
Volume, LiDAR
1,129 m³
Parcel 73302G0109/00A002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
guva consult
since 20242.356.656.669
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73302G0109/00A002 | Flanders | 1,627 m² | 1 · 202 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,446 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-03-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.