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GUVA

Active
Private limited companyfounded 199927 yrs activeKerkomsesteenweg 142, 3370 Boutersem, BelgiumKBO/BCE: BE 0466.214.266
Summary

GUVA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€280,271) and a net result of -€19,922. Equity is shrinking by ~11.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.4% (low).

Checked score

Score 2026
Axes · tick = 2025
Profitability11▲+1
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.01 against 0.01 in 2025; short-term debt: 189.5% and cash: 0.1% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
-125.8%
Return on assets
-8.9%
Age of the figures
7 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
Equity per financial year
1920212223242526
2019 to 2026 · latest year -€280,271
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 26-08-2026, 35 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
35 d early
2025
34 d early
2024
34 d early
2023
31 d early
2022
on the day
2021
30 d early
2020
34 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 28 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today28-02-2027 close30-09-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GUVA was incorporated on 9 June 1999.1 Total assets fell from EUR 277,926 in 2019 to EUR 222,872 in 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2026

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Financials · fiscal year 2026, micro schema

Equity
-€280,271▼ 7.7%
2025 · -€260,349
Total assets
€222,872▼ 7.1%
2025 · €239,830
Net result
-€19,922▲ 9.3%
2025 · -€21,953
Working capital
-€419,765▼ 6.7%
2025 · -€393,344
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20222023202420252026
Operating result-€18,158▲ 40.4%-€16,563▲ 8.8%-€15,461▲ 6.7%-€13,569▲ 12.2%-€14,546▼ 7.2%
Net result-€21,471▲ 49.1%-€20,758▲ 3.3%-€24,094▼ 16.1%-€21,953▲ 8.9%-€19,922▲ 9.3%
Equity-€193,544▼ 12.5%-€214,302▼ 10.7%-€238,396▼ 11.2%-€260,349▼ 9.2%-€280,271▼ 7.7%
Total assets€289,106▼ 5.8%€270,919▼ 6.3%€254,272▼ 6.1%€239,830▼ 5.7%€222,872▼ 7.1%
Debt€482,651▲ 0.8%€485,221▲ 0.5%€492,668▲ 1.5%€500,179▲ 1.5%€503,143▲ 0.6%
Working capital-€315,073▼ 8.2%-€340,023▼ 7.9%-€365,738▼ 7.6%-€393,344▼ 7.5%-€419,765▼ 6.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2022: -€18,158-€18,158Net result 2022: -€21,471-€21,471Operating result 2023: -€16,563-€16,563Net result 2023: -€20,758-€20,758Operating result 2024: -€15,461-€15,461Net result 2024: -€24,094-€24,094Operating result 2025: -€13,569-€13,569Net result 2025: -€21,953-€21,953Operating result 2026: -€14,546-€14,546Net result 2026: -€19,922-€19,92220222023202420252026-€30,000-€20,000-€10,000€0Operating result 2024: -€15,461-€15,500Net result 2024: -€24,094-€24,100Operating result 2025: -€13,569-€13,600Net result 2025: -€21,953-€22,000Operating result 2026: -€14,546-€14,500Net result 2026: -€19,922-€19,900202420252026
The operating result stays negative: a loss of €14,546 in 2026 against €13,569 in 2025; the loss grows.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €222,872
Fixed assets €220,292 ▼ 7.0%
Current assets €2,580 ▼ 12.6%
Key figures and ratios
2026 value · change against 2025
EBITDA
€2,040▼
2025 · €3,017
Cash flow
-€3,336▲
2025 · -€5,367
Solvency
-125.8%▼
2025 · -108.6%
Current ratio
0.01▼
2025 · 0.01
Debt to equity
-1.80▲
2025 · -1.92
ROA
-8.9%▲
2025 · -9.2%
Interest coverage
0.38▲
2025 · 0.36
Debt ≤ 1 year
€422,345▲
2025 · €396,296
Debt > 1 year
€80,798▼
2025 · €103,883
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,799 companies that looked in July 2024 the way this one looks now, 1.9% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a small loss
1.9% went bankrupt
5.9% stopped otherwise
90% still going

A further 2.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,799 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 33 lines
Balance sheet Code20252026
Assets
Total assets20/58€239,830€222,872▼
Fixed assets21/28€236,878€220,292▼
Tangible fixed assets22/27€236,878€220,292▼
Land and buildings22€236,878€220,292▼
Current assets29/58€2,952€2,580▼
Amounts receivable within one year40/41€2,865€2,465▼
Other amounts receivable41€2,865€2,465▼
Cash at bank and in hand54/58€87€115▲
Equity and liabilities
Total equity and liabilities10/49€239,830€222,872▼
Equity10/15-€260,349-€280,271▼
Contributions10/11€18,592€18,592=
Reserves13€692€692=
Distributable reserves133€692€692=
Profit (loss) carried forward14-€279,633-€299,555▼
Amounts payable17/49€500,179€503,143▲
Amounts payable after more than one year17€103,883€80,798▼
Financial debts170/4€103,883€80,798▼
Amounts payable within one year42/48€396,296€422,345▲
Current portion of amounts payable after more than one year42€22,196€23,085▲
Trade debts44-€62
Suppliers440/4-€62
Other amounts payable47/48€374,100€399,198▲
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,586€16,586=
Other operating charges640/8€3,118€3,216▲
Gross operating margin9900€6,135€5,256▼
Operating profit (loss)9901-€13,569-€14,546▼
Financial charges65/66B€8,384€5,376▼
Recurring financial charges65€8,384€5,376▼
Profit (loss) for the period before taxes9903-€21,953-€19,922▲
Profit (loss) for the period9904-€21,953-€19,922▲
Profit (loss) for the period to be appropriated9905-€21,953-€19,922▲
Appropriation of the result
Profit (loss) to be appropriated9906-€279,633-€299,555▼
Profit (loss) brought forward from the previous period14P-€257,680-€279,633▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20222023202420252026Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,169€16,807€16,586€16,586€16,586=
Other operating charges640/8€7,204€2,768€3,042€3,118€3,216▲ 3.2%
Gross operating margin9900€8,214€3,012€4,167€6,135€5,256▼ 14.3%
Operating profit (loss)9901-€18,158-€16,563-€15,461-€13,569-€14,546▼ 7.2%
Financial charges65/66B€3,312€4,195€8,633€8,384€5,376▼ 35.9%
Recurring financial charges65€3,312€4,195€8,633€8,384€5,376▼ 35.9%
Profit (loss) for the period before taxes9903-€21,471-€20,758-€24,094-€21,953-€19,922▲ 9.3%
Profit (loss) for the period9904-€21,471-€20,758-€24,094-€21,953-€19,922▲ 9.3%
Profit (loss) for the period to be appropriated9905-€21,471-€20,758-€24,094-€21,953-€19,922▲ 9.3%
Line20222023202420252026Change
Assets
Total assets20/58€289,106€270,919€254,272€239,830€222,872▼ 7.1%
Fixed assets21/28€286,857€270,050€253,464€236,878€220,292▼ 7.0%
Tangible fixed assets22/27€286,857€270,050€253,464€236,878€220,292▼ 7.0%
Land and buildings22€286,857€270,050€253,464€236,878€220,292▼ 7.0%
Current assets29/58€2,249€869€808€2,952€2,580▼ 12.6%
Amounts receivable within one year40/41€2,154€315€315€2,865€2,465▼ 14.0%
Trade receivables40€2,000-----
Other amounts receivable41€154€315€315€2,865€2,465▼ 14.0%
Cash at bank and in hand54/58€95€554€132€87€115▲ 32.5%
Deferred charges and accrued income490/1--€361---
Equity and liabilities
Total equity and liabilities10/49€289,106€270,919€254,272€239,830€222,872▼ 7.1%
Equity10/15-€193,544-€214,302-€238,396-€260,349-€280,271▼ 7.7%
Contributions10/11€18,592€18,592€18,592€18,592€18,592=
Reserves13€692€692€692€692€692=
Non-distributable reserves130/1€692€692----
Reserves not available under the articles1311€692€692----
Distributable reserves133--€692€692€692=
Profit (loss) carried forward14-€212,828-€233,586-€257,680-€279,633-€299,555▼ 7.1%
Amounts payable17/49€482,651€485,221€492,668€500,179€503,143▲ 0.6%
Amounts payable after more than one year17€165,328€144,329€126,122€103,883€80,798▼ 22.2%
Financial debts170/4€165,328€144,329€126,122€103,883€80,798▼ 22.2%
Amounts payable within one year42/48€317,322€340,892€366,546€396,296€422,345▲ 6.6%
Current portion of amounts payable after more than one year42€21,500€21,448€20,203€22,196€23,085▲ 4.0%
Trade debts44€1,087---€62-
Suppliers440/4€1,087---€62-
Other amounts payable47/48€294,735€319,443€346,342€374,100€399,198▲ 6.7%
Line20222023202420252026Change
Profit (loss) for the period9904-€21,471-€20,758-€24,094-€21,953-€19,922▲ 9.3%
+ Depreciation and write-downs630€19,169€16,807€16,586€16,586€16,586=
Operating cash flow (approximation)-€2,302-€3,950-€7,508-€5,367-€3,336▲ 37.8%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€460-€422-€45€28▲ 163%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 30-09-2027
2026
26-08
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
27-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
27-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
30-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
28-02
Financial Weakest financial yearnet -€42,182
Net result drops to -€42,182, the lowest in the series; recovery starts the following year.
2020
27-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
27-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
25-09
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
24-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 1999
seat establishment The establishment unit on the map
Ground area
2,381 m²
Building footprint
133 m²
Volume, LiDAR
1,097 m³
Parcel 24016B0123/00S000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Kerkomsesteenweg 142, 3370 Boutersem
Insurance, reinsurance and pension funding, except compulsory social security
since 19992.092.447.871
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24016B0123/00S000 Flanders 2,381 m² 1 · 133 m² 11.1 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded09-06-1999
Fiscal year end28-02
E-invoicing
Reachable via Peppol
Peppol ID 0208:0466214266
Also 9925:BE0466214266

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.