GUV Grond
ActiveSummary
The computed 12-month bankruptcy probability of GUV Grond is 1.9% (moderate). The 2025 annual accounts show equity of €1.04M and a net result of €179k. Equity is growing by ~86.1% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-25
Solvency100▲+29
Growth78=
Track record100
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 7.48 against 1.86 in 2024; short-term debt: 13.4% and cash: 9.7% of total assets), and 13.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.6%
Return on assets
14.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
23 d early
2024
17 d early
2023
19 d early
2022
18 d early
2021
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€1.04M▲ 20.8%
2024 · €861k
2021: €117klowest in 5 years
2022: €145k▲ +23.5% vs 2021
2023: €260k▲ +79.6% vs 2022
2024: €861k▲ +231% vs 2023
2025: €1.04M▲ +20.8% vs 2024highest in 5 years
2021 → 2025
Total assets
€1.20M▼ 35.4%
2024 · €1.86M
2021: €4.38Mhighest in 5 years
2022: €3.63M▼ -17.1% vs 2021
2023: €3.62M▼ -0.2% vs 2022
2024: €1.86M▼ -48.7% vs 2023
2025: €1.20M▼ -35.4% vs 2024lowest in 5 years
2021 → 2025
Net result
€179k▼ 70.2%
2024 · €600k
2021: €57k
2022: €28k▼ -52.0% vs 2021lowest in 5 years
2023: €115k▲ +319% vs 2022
2024: €600k▲ +421% vs 2023highest in 5 years
2025: €179k▼ -70.2% vs 2024
2021 → 2025
Working capital
€1.04M▲ 20.8%
2024 · €861k
2021: €118klowest in 5 years
2022: €145k▲ +22.5% vs 2021
2023: €296k▲ +104% vs 2022
2024: €861k▲ +191% vs 2023
2025: €1.04M▲ +20.8% vs 2024highest in 5 years
2021 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€145k▲ 23.5%€260k▲ 79.6%€861k▲ 231%€1.04M▲ 20.8%
2021: €117klowest in 5 years
2022: €145k▲ +23.5% vs 2021
2023: €260k▲ +79.6% vs 2022
2024: €861k▲ +231% vs 2023
2025: €1.04M▲ +20.8% vs 2024highest in 5 years
Operating result€82k-€38k▼ 53.8%€159k▲ 318%€826k▲ 421%€245k▼ 70.4%
2021: €82k
2022: €38k▼ -53.8% vs 2021lowest in 5 years
2023: €159k▲ +318% vs 2022
2024: €826k▲ +421% vs 2023highest in 5 years
2025: €245k▼ -70.4% vs 2024
Net result€57k-€28k▼ 52.0%€115k▲ 319%€600k▲ 421%€179k▼ 70.2%
2021: €57k
2022: €28k▼ -52.0% vs 2021lowest in 5 years
2023: €115k▲ +319% vs 2022
2024: €600k▲ +421% vs 2023highest in 5 years
2025: €179k▼ -70.2% vs 2024
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.20M
Equity
€1.04M ▲ 20.8%
Debt
€160k ▼ 83.9%
Debt's share of the balance-sheet total falls from 53.7% to 13.4%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
7.48▲
2024 · 1.86
Quick ratio
5.55▲
2024 · 0.21
Debt to equity
0.15▼
2024 · 1.16
ROE
17.2%▼
2024 · 69.8%
ROA
14.9%▼
2024 · 32.3%
Debt ≤ 1 year
€160k▼
2024 · €999k
Income taxes
€65k▼
2024 · €225k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 32 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.86M€1.20M▼
Current assets29/58€1.86M€1.20M▼
Stocks and contracts in progress3€1.65M€311k▼
Stocks30/36€1.65M€311k▼
Amounts receivable within one year40/41€80k€774k▲
Other amounts receivable41€80k€774k▲
Cash at bank and in hand54/58€127k€116k▼
Deferred charges and accrued income490/1€197-
Equity and liabilities
Total equity and liabilities10/49€1.86M€1.20M▼
Equity10/15€861k€1.04M▲
Contributions10/11€60k€60k=
Profit (loss) carried forward14€801k€980k▲
Amounts payable17/49€999k€160k▼
Amounts payable within one year42/48€999k€160k▼
Financial debts43€567k-
Credit institutions430/8€567k-
Trade debts44€141k€95k▼
Suppliers440/4€141k€95k▼
Taxes, remuneration and social security45€225k€65k▼
Taxes450/3€225k€65k▼
Other amounts payable47/48€66k-
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€827k€246k▼
Operating profit (loss)9901€826k€245k▼
Financial charges65/66B€465€316▼
Recurring financial charges65€465€316▼
Profit (loss) for the period before taxes9903€825k€244k▼
Income taxes67/77€225k€65k▼
Profit (loss) for the period9904€600k€179k▼
Profit (loss) for the period to be appropriated9905€600k€179k▼
Appropriation of the result
Profit (loss) to be appropriated9906€801k€980k▲
Profit (loss) brought forward from the previous period14P€200k€801k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | - | - | - | - | - |
| Other operating charges640/8 | €807 | €513 | €3k | €1k | €1k | ▲ 3.0% |
| Gross operating margin9900 | €85k | €38k | €161k | €827k | €246k | ▼ 70.3% |
| Operating profit (loss)9901 | €82k | €38k | €159k | €826k | €245k | ▼ 70.4% |
| Financial charges65/66B | €4k | €414 | €1k | €465 | €316 | ▼ 32.0% |
| Recurring financial charges65 | €4k | €414 | €1k | €465 | €316 | ▼ 32.0% |
| Profit (loss) for the period before taxes9903 | €78k | €38k | €157k | €825k | €244k | ▼ 70.4% |
| Income taxes67/77 | €21k | €10k | €42k | €225k | €65k | ▼ 71.0% |
| Profit (loss) for the period9904 | €57k | €28k | €115k | €600k | €179k | ▼ 70.2% |
| Profit (loss) for the period to be appropriated9905 | €57k | €28k | €115k | €600k | €179k | ▼ 70.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.38M | €3.63M | €3.62M | €1.86M | €1.20M | ▼ 35.4% |
| Current assets29/58 | €4.38M | €3.63M | €3.62M | €1.86M | €1.20M | ▼ 35.4% |
| Stocks and contracts in progress3 | €3.07M | €2.86M | €2.83M | €1.65M | €311k | ▼ 81.2% |
| Stocks30/36 | €3.07M | €2.86M | €2.83M | €1.65M | €311k | ▼ 81.2% |
| Amounts receivable within one year40/41 | €706k | €777k | €637k | €80k | €774k | ▲ 869% |
| Trade receivables40 | - | - | €69k | - | - | - |
| Other amounts receivable41 | €706k | €777k | €567k | €80k | €774k | ▲ 869% |
| Cash at bank and in hand54/58 | - | - | €76k | €127k | €116k | ▼ 8.7% |
| Deferred charges and accrued income490/1 | €600k | - | €85k | €197 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.38M | €3.63M | €3.62M | €1.86M | €1.20M | ▼ 35.4% |
| Equity10/15 | €117k | €145k | €260k | €861k | €1.04M | ▲ 20.8% |
| Contributions10/11 | €60k | €60k | €60k | €60k | €60k | = |
| Profit (loss) carried forward14 | €57k | €85k | €200k | €801k | €980k | ▲ 22.4% |
| Amounts payable17/49 | €4.26M | €3.49M | €3.36M | €999k | €160k | ▼ 83.9% |
| Amounts payable within one year42/48 | €4.26M | €3.49M | €3.33M | €999k | €160k | ▼ 83.9% |
| Financial debts43 | €3.62M | €2.81M | €2.31M | €567k | - | - |
| Credit institutions430/8 | €3.62M | €2.81M | €2.31M | €567k | - | - |
| Trade debts44 | €15k | €348 | €88k | €141k | €95k | ▼ 32.3% |
| Suppliers440/4 | €15k | €348 | €88k | €141k | €95k | ▼ 32.3% |
| Taxes, remuneration and social security45 | €21k | €31k | €52k | €225k | €65k | ▼ 71.0% |
| Taxes450/3 | €21k | €31k | €52k | €225k | €65k | ▼ 71.0% |
| Other amounts payable47/48 | €609k | €650k | €881k | €66k | - | - |
| Accrued charges and deferred income492/3 | €949 | - | €36k | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €57k | €28k | €115k | €600k | €179k | ▼ 70.2% |
| + Depreciation and write-downs630 | €2k | - | - | - | - | - |
| Operating cash flow (approximation) | €59k | €28k | €115k | €600k | €179k | ▼ 70.2% |
| Change in cash | - | - | - | €51k | €-11k | ▼ 122% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity quadruplescurrent ratio 7.48
Current ratio from 1.86 to 7.48; short-term debt falls from €999k to €160k.
31-12
Financial
Equity above €1MEq €1.04M ▲20.8%
5 profitable years in a row build equity to €1.04M.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2021net €600k ▲421%
Operating result €826k, net result €600k, both a record.
31-12
Financial
Equity above €500kEq €861k ▲231%
4 profitable years in a row build equity to €861k.
12-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200kEq €260k ▲79.6%
3 profitable years in a row build equity to €260k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €28k ▼52%
Net result drops to €28k, the lowest in the series; recovery starts the following year.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2020
Ground area
789 m²
Building footprint
257 m²
Volume, LiDAR
3,851 m³
Parcel 71022H0530/00R003, Flanders · tallest building 17.6 m, ±5 floors. Linked by address, not a title deed.
57
companies at this address
See who is registered here
1 establishment unit
GUV Grond
since 20202.307.385.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71022H0530/00R003 | Flanders | 789 m² | 1 · 257 m² | 17.6 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded20-08-2020
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.