Guud
ActiveGuud has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-271k) and a net result of €-317k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-30
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.89 against 1.55 in 2024; short-term debt: 60.3% and cash: 27% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-48.2%
Return on assets
-56.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €-271k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
51 d early
2024
41 d early
2023
on the day
2022
3 d early
2021
3 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-271k
2024 · €46k
2020: €24k
2021: €-45k
2022: €-180k
2023: €764k
2024: €46k
2020 → 2025
Total assets
€563k▼ 40.2%
2024 · €942k
2020: €27k
2021: €156k
2022: €257k
2023: €1.29M
2024: €942k
2020 → 2025
Net result
€-317k▲ 55.8%
2024 · €-718k
2020: €-56k
2021: €-69k
2022: €-134k
2023: €-352k
2024: €-718k
2020 → 2025
Working capital
€-38k
2024 · €239k
2020: €16k
2021: €35k
2022: €31k
2023: €903k
2024: €239k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-45k-€-180k▼ 298%€764k€46k▼ 94.0%€-271k
Operating result€-65k-€-77k▼ 19.4%€-292k▼ 279%€-666k▼ 128%€-238k▲ 64.3%
Net result€-69k-€-134k▼ 94.2%€-352k▼ 162%€-718k▼ 104%€-317k▲ 55.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €238k in 2025 against €666k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563k
Fixed assets
€262k▼ 2.5%
Current assets
€301k▼ 55.3%
Key figures and ratios
EBITDA
€-151k▲
2024 · €-607k
Cash flow
€-230k▲
2024 · €-659k
Solvency
-48.2%▼
2024 · 4.9%
Current ratio
0.89▼
2024 · 1.55
Quick ratio
0.55▼
2024 · 1.29
Debt / equity
-3.07▼
2024 · 19.44
ROA
-56.4%▲
2024 · -76.3%
Interest coverage
-2.00▲
2024 · -8.45
Debt
€834k▼
2024 · €896k
Debt ≤ 1 year
€339k▼
2024 · €434k
Debt > 1 year
€494k▲
2024 · €462k
Income taxes
€6k▲
2024 · €-6k
Staff costs
€163k▲
2024 · €142k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€942k€563k▼
Fixed assets21/28€269k€262k▼
Intangible fixed assets21€241k€254k▲
Tangible fixed assets22/27€12k€8k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€9k€6k▼
Financial fixed assets28€15k€0▼
Current assets29/58€673k€301k▼
Stocks and contracts in progress3€112k€115k▲
Stocks30/36€112k€115k▲
Amounts receivable within one year40/41€99k€28k▼
Trade receivables40€42k€2k▼
Other amounts receivable41€57k€26k▼
Current investments50/53€400k€0▼
Cash at bank and in hand54/58€51k€152k▲
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€942k€563k▼
Equity10/15€46k€-271k▼
Contributions10/11€1.38M€1.38M=
Profit (loss) carried forward14€-1.33M€-1.65M▼
Amounts payable17/49€896k€834k▼
Amounts payable after more than one year17€462k€494k▲
Financial debts170/4€462k€494k▲
Amounts payable within one year42/48€434k€339k▼
Current portion of amounts payable after more than one year42€158k€194k▲
Financial debts43€8k€0▼
Credit institutions430/8€8k€0▼
Trade debts44€248k€142k▼
Suppliers440/4€248k€142k▼
Advances received on contracts in progress46€200€148▼
Taxes, remuneration and social security45€19k€2k▼
Taxes450/3€3k€2k▼
Remuneration and social security454/9€17k€0▼
Other amounts payable47/48€0€784▲
Accrued charges and deferred income492/3-€1k
Income statement
Code20242025
Non-recurring operating income76A-€278
Remuneration, social security and pensions62€142k€163k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€60k€87k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€514
Other operating charges640/8€8k€20k▲
Gross operating margin9900€-456k€33k▲
Operating profit (loss)9901€-666k€-238k▲
Financial income75/76B€14k€2k▼
Recurring financial income75€14k€2k▼
Financial charges65/66B€72k€75k▲
Recurring financial charges65€72k€75k▲
Profit (loss) for the period before taxes9903€-724k€-312k▲
Income taxes67/77€-6k€6k▲
Profit (loss) for the period9904€-718k€-317k▲
Profit (loss) for the period to be appropriated9905€-718k€-317k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.33M€-1.65M▼
Profit (loss) brought forward from the previous period14P€-612k€-1.33M▼
Social balance
Average headcount (FTE)90872.42.8▲
The notes to these accounts (24 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-718k
Net result drops to €-718k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 5.01
Current ratio from 1.28 to 5.01.
31-12
Financial
Equity above €500kEq €764k
Equity rises from €-180k to €764k.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 2 establishment units since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jacques Pasturlaan 1581180 UkkelGround area
4,167 m²
Building footprint
409 m²
Volume, LiDAR
3,072 m³
2 parcels, Brussels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Guut
since 20192.294.483.926
Palepelstraat 32, 9830 Sint-Martens-Latem
since 20262.391.923.295
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0559/00C000 | Flanders | 2,810 m² | 1 · 158 m² | 6.1 m · 1 fl. |
| 21614H0056/02T064 | Brussels | 1,357 m² | 1 · 251 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 50,000 EUR awarded · 50,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 25,000 EUR |
| 2022 | 1 | 50,000 EUR | 25,000 EUR |
Schemes
O&O-haalbaarheidsstudie
Recognitions · licences · registrations
Food safety, FASFC
1 siteUkkel2.294.483.926
Similar companies · same sector, comparable size
IQM Solutions
BE 0807.518.169
Merelbeke-Melle · Eq €46k
NMGE
BE 0755.967.421
Welkenraedt · Eq €46k
Nspire
BE 0701.615.351
Vorst · Eq €46k
MARCO SAMPERMANS
BE 0894.358.509
Alken · Eq €47k
OP WIELTJES
BE 0894.207.564
Ranst · Eq €45k
Of 10,466 companies in sector 86995 we hold annual accounts for 885. 675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-2019
Fiscal year end31-12
Activities, NACEBEL
86909Human health activities
86995Nutrition and dietetics services
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
85599Other education
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.