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GURNANAK

Active
Private limited companyfounded 2017active for 8 yearsOostmalsebaan 1C, 2960 Brecht, BelgiumKBO/BCE: BE 0684.596.801
Summary

GURNANAK has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€1,187) and a net result of -€11,645. Equity has been shrinking by about 32% per year since 2018. Its solvency ranks better than 17% of 3,304 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).

Overview

Official details

Source: KBO
Status
Active since 10-11-2017 Normal situation
Registered office
16 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
Washing and cleaning of motor vehicles NACE 95316and 2 others
Establishment unit
2.270.448.019 2960 Brecht, since 10-11-2017
Financial year end
31 December
Peppol
Reachable since 03-12-2025

Board and ownership

Board

Financial position

53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Annual accounts 2025
Turnover
€161,299
Loss
€11,645
Equity
-€1,187
Total assets
€41,515
▲ 20.1%
Staff
≈ 0.9 FTE
estimated
  • Negative equity on 31-12-2025
  • 2025 accounts filed 10 days after the deadline
Filed on 10-08-2026
Score breakdownraises riskCapped at 59: negative equityNegative equity -€1,187Loss of €11,645 (financial year 2025)lowers riskSize: turnover €161,299, total assets €41,515Liquidity: current ratio 0.72, cash €24,853Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 18% of micro companies in repair of computers and personal goods (NACE 95)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 22-33
equity -2.9% of total assets
Liquidity 50-13
short-term debt 102.9% · cash 59.9%
Profitability 0-100
return on assets -28.1%
Bankruptcy probability within 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,128 companies, NACE 95, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 2.0%▲ +0.1 percentage points vs 02-2025 04-2025: 2.0%● unchanged vs 03-2025 05-2025: 1.9%▼ -0.1 percentage points vs 04-2025 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.9%● unchanged vs 06-2025 08-2025: 2.7%▲ +0.8 percentage points vs 07-2025highest value 09-2025: 0.8%▼ -1.9 percentage points vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.7%▼ -0.1 percentage points vs 11-2025 01-2026: 0.6%▼ -0.1 percentage points vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026lowest value 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.4 percentage points vs 07-2026 09-2026: 1.5%▲ +0.5 percentage points vs 08-2026 10-2026: 1.5%● unchanged vs 09-2026 11-2026: 1.5%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.72 (1.16 in 2024), below 1. Short-term debt is 102.9% and cash 59.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 15% of them on solvency, 47% on liquidity, 5% on profitability and 4% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: turnover €161,299, total assets €41,515
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€1,187
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.72, cash €24,853
NBB · annual accounts
raises risk · Loss of €11,645 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€1,187
raises risk · 2025 accounts filed 10 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filings
Deviation from the deadline
2025
10 days late
2024
21 days late
2023
31 days late
2022
30 days late
2021
30 days late
2020
19 days early
2019
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 12 days after the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€1,187 View
  • Caution: Lower net result than 87% of companies in repair of computers and personal goodssector median €8,472 · 3,303 companies -€11,645 View

Recent changes

  1. · Gazette deed Change of role: KULDEEP Kaur, from manager to director
  2. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as GURNANAK: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €30,800 and €66,200, founded between 2015 and 2019.

CompanyTotal assetsGross margin
GURNANAK Brecht€41,515€31,695
CARISMATICS Brecht€66,179€35,287
Abdul Mechelen€30,824€39,360
GSD GROEP Hoogstraten€41,859€39,780
DAMAN Lier€54,795€24,446
CAR CLEAN ONE Elsene€40,039€38,113
KUNDUZ EXPRESS Fontaine-l'Evêque€34,096€41,170
Full comparison

Key facts about GURNANAK

What is the company number of GURNANAK?
The company number of GURNANAK is 0684.596.801. The VAT number is the same number with BE in front: BE 0684.596.801.
Where is GURNANAK based?
The registered office is at Oostmalsebaan 1C, 2960 Brecht.Company details
What does GURNANAK do?
According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
What is the legal form of GURNANAK?
The legal form of GURNANAK is Private limited company (BV).
When was GURNANAK founded?
GURNANAK was founded on 10-11-2017.
Is GURNANAK still active?
Yes, GURNANAK is an active enterprise in the KBO register.
How many employees does GURNANAK have?
GURNANAK had an average of 1.1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of GURNANAK?
The turnover of GURNANAK was €161,299 in financial year 2025, according to the filed annual accounts.
Is GURNANAK profitable?
In financial year 2025, GURNANAK made a loss of €11,645.
Where can I find the annual accounts of GURNANAK?
GURNANAK filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GURNANAK due?
GURNANAK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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