Financials
- Financial year
- 2025
- Total assets
- €43,155
- Profit
- €14
- Solvency
- -29.7%
Turnover▲ 5.8%
Net result
20192020
GURAYA
ActiveSummary
GURAYA has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,823) and a net result of €14. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 3,291 sector peers (NACE 95, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Activity
Washing and cleaning of motor vehicles
NACE 95316
1 site
Size
≈ €14,000turnover 2025, estimated
- Equity
- -€12,823
- Profit
- €14
Turnover estimated from the gross margin
Why 53raises riskCapped at 59: negative equityNegative equity -€12,823Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)lowers riskSize: total assets €43,155Founded in 1995Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 17% of its sector peers (NACE 95, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -29.7% of total assets
Liquidity
12-17
short-term debt 118.0% · cash 10.0%
Profitability
35+1
return on assets 0.0%
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%● unchanged vs 11-2024
01-2025: 0.5%● unchanged vs 12-2024
02-2025: 0.5%● unchanged vs 01-2025
03-2025: 0.5%● unchanged vs 02-2025
04-2025: 0.5%● unchanged vs 03-2025
05-2025: 0.5%● unchanged vs 04-2025
06-2025: 0.4%▼ -0.1 percentage points vs 05-2025lowest value
07-2025: 0.6%▲ +0.2 percentage points vs 06-2025
08-2025: 0.5%▼ -0.1 percentage points vs 07-2025
09-2025: 0.5%● unchanged vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.6%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.6%● unchanged vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026highest value
08-2026: 0.6%● unchanged vs 07-2026highest value
09-2026: 0.6%● unchanged vs 08-2026highest value
10-2026: 0.6%● unchanged vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.56, compared with 0.6 in 2024, below 1; short-term debt: 118% and cash: 10% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 6% on solvency, 9% on liquidity, 21% on profitability and 33% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 3291 sector peers (2025).
NBB · sector comparisonPosition among 3291 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
38 days early
2024
8 days early
2023
37 days early
2022
4 days late
2021
2 days late
2020
45 days early
2019
13 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 23 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Key points
By topic
Board & ownership
- Board
- 1 member
- SINGH, TajinderDirector
Timeline
- Events
- 34
- Since
- 1997
- Next accounts
- by 31-07-2027
- 18-01-2024Resignation: SINGH, Tajinder (manager)
- 31-12-2023Highest result from 2018 to 2025
- 04-08-2023Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Washing and cleaning of motor vehiclesNACE 95316
- Founded
- 27-10-1995
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
- Who signs
- Each director alone
- Annual meeting
- Last Friday of May at 20:00
- Purpose
- “Het uitbaten van bakkerij- en banketbakkerij,fabricage van…” (deed in Dutch)
Key facts about GURAYA
- What is the company number of GURAYA?
- 0456.395.886. In Belgium the VAT number is the company number with BE in front: BE 0456.395.886.
- Where is GURAYA based?
- The registered office is at Tiensesteenweg 344, 3800 Sint-Truiden.Company details
- What does GURAYA do?
- According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
- What is the legal form of GURAYA?
- Private limited company (BV).
- When was GURAYA founded?
- On 27-10-1995.
- Is GURAYA still active?
- Yes, GURAYA is an active enterprise in the KBO register.
- How many employees does GURAYA have?
- On average 0.7 full-time equivalents in financial year 2021, according to the filed annual accounts.Financials
- What is the turnover of GURAYA?
- €256,030 in financial year 2020, according to the filed annual accounts.
- Is GURAYA profitable?
- In financial year 2025, GURAYA made a profit of €14.
- Where can I find the annual accounts of GURAYA?
- GURAYA filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GURAYA due?
- By 31-07-2027, for financial year 2026.Timeline
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- TERA TERASint-Truiden
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