GUPPIE
ActiveSummary
For the legal form of GUPPIE, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €13k and a net result of €-3k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 52% of 162 sector peers (fiscal year 2025). The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-90
Solvency86▼-2
Growth52▼-26
Track record100
Credit verdict
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 2.43 against 2.52 in 2024; short-term debt: 38.8% and cash: 76.7% of total assets), and 38.8% of the assets are financed with debt.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
2 d early
2023
127 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€13k▼ 18.5%
2024 · €16k
2023: €12klowest in 3 years
2024: €16k▲ +40.0% vs 2023highest in 3 years
2025: €13k▼ -18.5% vs 2024
2023 → 2025
Total assets
€22k▼ 16.2%
2024 · €26k
2023: €20klowest in 3 years
2024: €26k▲ +32.4% vs 2023highest in 3 years
2025: €22k▼ -16.2% vs 2024
2023 → 2025
Net result
€-3k
2024 · €5k
2023: €4k
2024: €5k▲ +8.7% vs 2023highest in 3 years
2025: €-3k▼ -165% vs 2024lowest in 3 years
2023 → 2025
Working capital
€12k▼ 17.1%
2024 · €15k
2023: €11klowest in 3 years
2024: €15k▲ +38.2% vs 2023highest in 3 years
2025: €12k▼ -17.1% vs 2024
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€12k-€16k▲ 40.0%€13k▼ 18.5%
2023: €12klowest in 3 years
2024: €16k▲ +40.0% vs 2023highest in 3 years
2025: €13k▼ -18.5% vs 2024
Operating result€4k-€5k▲ 8.8%€-2k
2023: €4k
2024: €5k▲ +8.8% vs 2023highest in 3 years
2025: €-2k▼ -139% vs 2024lowest in 3 years
Net result€4k-€5k▲ 8.7%€-3k
2023: €4k
2024: €5k▲ +8.7% vs 2023highest in 3 years
2025: €-3k▼ -165% vs 2024lowest in 3 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €22k
Fixed assets
€1k ▼ 30.4%
Current assets
€21k ▼ 15.2%
Equity and liabilities €22k
Equity
€13k ▼ 18.5%
Debt
€8k ▼ 12.3%
Debt's share of the balance-sheet total rises from 37.0% to 38.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-1k▼
2024 · €5k
Cash flow
€-2k▼
2024 · €5k
Current ratio
2.43▼
2024 · 2.52
Quick ratio
2.18▲
2024 · 2.01
Debt to equity
0.63▲
2024 · 0.59
ROE
-22.7%▼
2024 · 28.6%
ROA
-13.9%▼
2024 · 18.0%
Interest coverage
-9.40▼
2024 · 39.91
Debt ≤ 1 year
€8k▼
2024 · €10k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€26k€22k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€24k€21k▼
Stocks and contracts in progress3€5k€2k▼
Stocks30/36€5k€2k▼
Amounts receivable within one year40/41€18k€1k▼
Trade receivables40€18k€1k▼
Other amounts receivable41-€5
Cash at bank and in hand54/58€676€17k▲
Deferred charges and accrued income490/1€575€575=
Equity and liabilities
Total equity and liabilities10/49€26k€22k▼
Equity10/15€16k€13k▼
Contributions10/11€12k€12k=
Reserves13€7k€2k▼
Tax-exempt reserves132€5k-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-3k€-985▲
Amounts payable17/49€10k€8k▼
Amounts payable within one year42/48€10k€8k▼
Trade debts44€3k€602▼
Suppliers440/4€3k€602▼
Taxes, remuneration and social security45€183€1k▲
Taxes450/3€183€1k▲
Other amounts payable47/48€7k€7k▼
Accrued charges and deferred income492/3-€1
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€519€538▲
Other operating charges640/8€2k€400▼
Gross operating margin9900€8k€-919▼
Operating profit (loss)9901€5k€-2k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€133€140▲
Recurring financial charges65€133€140▲
Profit (loss) for the period before taxes9903€5k€-2k▼
Income taxes67/77-€1k
Profit (loss) for the period9904€5k€-3k▼
Transfer from tax-exempt reserves789-€5k
Profit (loss) for the period to be appropriated9905€5k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3k€-985▲
Profit (loss) brought forward from the previous period14P€-7k€-3k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €306 | €519 | €538 | ▲ 3.7% |
| Other operating charges640/8 | €384 | €2k | €400 | ▼ 82.9% |
| Gross operating margin9900 | €5k | €8k | €-919 | ▼ 112% |
| Operating profit (loss)9901 | €4k | €5k | €-2k | ▼ 139% |
| Financial income75/76B | €0 | €0 | €3 | ▲ 1,395% |
| Recurring financial income75 | €0 | €0 | €3 | ▲ 1,395% |
| Financial charges65/66B | €119 | €133 | €140 | ▲ 5.2% |
| Recurring financial charges65 | €119 | €133 | €140 | ▲ 5.2% |
| Profit (loss) for the period before taxes9903 | €4k | €5k | €-2k | ▼ 143% |
| Income taxes67/77 | - | - | €1k | - |
| Profit (loss) for the period9904 | €4k | €5k | €-3k | ▼ 165% |
| Transfer from tax-exempt reserves789 | - | - | €5k | - |
| Profit (loss) for the period to be appropriated9905 | €4k | €5k | €2k | ▼ 61.5% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €20k | €26k | €22k | ▼ 16.2% |
| Fixed assets21/28 | €1k | €2k | €1k | ▼ 30.4% |
| Tangible fixed assets22/27 | €1k | €2k | €1k | ▼ 30.4% |
| Furniture and vehicles24 | €1k | €2k | €1k | ▼ 30.4% |
| Current assets29/58 | €18k | €24k | €21k | ▼ 15.2% |
| Stocks and contracts in progress3 | - | €5k | €2k | ▼ 56.7% |
| Stocks30/36 | - | €5k | €2k | ▼ 56.7% |
| Amounts receivable within one year40/41 | €10k | €18k | €1k | ▼ 93.6% |
| Trade receivables40 | €10k | €18k | €1k | ▼ 93.6% |
| Other amounts receivable41 | - | - | €5 | - |
| Cash at bank and in hand54/58 | €8k | €676 | €17k | ▲ 2,366% |
| Deferred charges and accrued income490/1 | €575 | €575 | €575 | = |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €20k | €26k | €22k | ▼ 16.2% |
| Equity10/15 | €12k | €16k | €13k | ▼ 18.5% |
| Contributions10/11 | €12k | €12k | €12k | = |
| Reserves13 | €7k | €7k | €2k | ▼ 71.7% |
| Tax-exempt reserves132 | €5k | €5k | - | - |
| Distributable reserves133 | €2k | €2k | €2k | = |
| Profit (loss) carried forward14 | €-7k | €-3k | €-985 | ▲ 64.6% |
| Amounts payable17/49 | €8k | €10k | €8k | ▼ 12.3% |
| Amounts payable within one year42/48 | €8k | €10k | €8k | ▼ 12.3% |
| Trade debts44 | €113 | €3k | €602 | ▼ 76.3% |
| Suppliers440/4 | €113 | €3k | €602 | ▼ 76.3% |
| Taxes, remuneration and social security45 | €901 | €183 | €1k | ▲ 482% |
| Taxes450/3 | €901 | €183 | €1k | ▲ 482% |
| Other amounts payable47/48 | €7k | €7k | €7k | ▼ 1.9% |
| Accrued charges and deferred income492/3 | - | - | €1 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €4k | €5k | €-3k | ▼ 165% |
| + Depreciation and write-downs630 | €306 | €519 | €538 | ▲ 3.7% |
| Operating cash flow (approximation) | €5k | €5k | €-2k | ▼ 148% |
| Investment in fixed assets (approximation) | - | €-1k | €0 | ▲ 100% |
| Change in cash | - | €-7k | €16k | ▲ 332% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €5k ▲8.7%
Operating result €5k, net result €5k, both a record.
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven
Ground area
409 m²
Building footprint
106 m²
Volume, LiDAR
681 m³
Parcel 24505I0081/00K003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24505I0081/00K003 | Flanders | 409 m² | 1 · 106 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 719 companies in sector 60310 we hold annual accounts for 157. 87 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formBesloten Vennootschap van publiek recht
Founded29-01-2001
Fiscal year end31-12
Activities, NACEBEL 2025
60310News agency activities
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.