GUPACO
ActiveGUPACO has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €92k and a net result of €18k. Equity is growing by ~36.2% per year across the filed fiscal years. Its solvency ranks better than 70% of 7740 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-14
Solvency97▲+9
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.28 against 2.4 in 2024; short-term debt: 27.6% and cash: 9.7% of total assets), and 27.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.4%
Return on assets
14.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
24 d late
2024
29 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€92k▲ 24.1%
2024 · €74k
2023: €38k
2024: €74k
2023 → 2025
Total assets
€127k▲ 7.3%
2024 · €118k
2023: €65k
2024: €118k
2023 → 2025
Net result
€18k▼ 50.1%
2024 · €36k
2023: €34k
2024: €36k
2023 → 2025
Working capital
€80k▲ 29.4%
2024 · €62k
2023: €25k
2024: €62k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€38k-€74k▲ 93.6%€92k▲ 24.1%
Operating result€48k-€51k▲ 6.3%€26k▼ 49.3%
Net result€34k-€36k▲ 4.5%€18k▼ 50.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €127k
Fixed assets
€12k▼ 3.1%
Current assets
€115k▲ 8.5%
Equity and liabilities €127k
Equity
€92k▲ 24.1%
Debt
€35k▼ 20.8%
The debt ratio falls from 37.4% to 27.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€30k▼
2024 · €54k
Cash flow
€22k▼
2024 · €39k
Solvency
72.4%▲
2024 · 62.6%
Current ratio
3.28▲
2024 · 2.40
Quick ratio
3.28▲
2024 · 2.40
Debt / equity
0.38▼
2024 · 0.60
ROE
19.4%▼
2024 · 48.4%
ROA
14.1%▼
2024 · 30.2%
Interest coverage
91.73▼
2024 · 231.45
Debt
€35k▼
2024 · €44k
Debt ≤ 1 year
€35k▼
2024 · €44k
Income taxes
€8k▼
2024 · €15k
Staff costs
€2k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€127k▲
Fixed assets21/28€12k€12k▼
Tangible fixed assets22/27€12k€12k▼
Land and buildings22€4k€6k▲
Furniture and vehicles24€8k€6k▼
Current assets29/58€106k€115k▲
Amounts receivable within one year40/41€34k€63k▲
Trade receivables40€26k-
Other amounts receivable41€8k€63k▲
Current investments50/53€70k€40k▼
Cash at bank and in hand54/58€501€12k▲
Deferred charges and accrued income490/1€2k-
Equity and liabilities
Total equity and liabilities10/49€118k€127k▲
Equity10/15€74k€92k▲
Contributions10/11€4k€4k=
Reserves13€70k€88k▲
Distributable reserves133€70k€88k▲
Amounts payable17/49€44k€35k▼
Amounts payable within one year42/48€44k€35k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€36k€31k▼
Taxes450/3€36k€31k▼
Other amounts payable47/48€1k€1k▲
Income statement
Code20242025
Remuneration, social security and pensions62€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€57k€33k▼
Operating profit (loss)9901€51k€26k▼
Financial income75/76B€339€453▲
Recurring financial income75€339€453▲
Financial charges65/66B€235€327▲
Recurring financial charges65€235€327▲
Profit (loss) for the period before taxes9903€51k€26k▼
Income taxes67/77€15k€8k▼
Profit (loss) for the period9904€36k€18k▼
Profit (loss) for the period to be appropriated9905€36k€18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€18k▼
Transfer to equity691/2€36k€18k▼
To other reserves6921€36k€18k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Weakest financial yearnet €18k ▼50.1%
Net result drops to €18k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Highest result since 2023net €36k ▲4.5%
Operating result €51k, net result €36k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huldenberg · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tommestraat(OTT) 1473040 HuldenbergGround area
1,105 m²
Building footprint
105 m²
Volume, LiDAR
3 m³
Parcel 24085B0360/00B002, Flanders · tallest building 0.1 m. Linked by address, not a title deed.
1 establishment unit
GUPACO
since 20222.338.996.434
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24085B0360/00B002 | Flanders | 1,105 m² | 1 · 105 m² | 0.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
Ufficio
BE 0674.419.917
Hasselt · Eq €92k
INDUSTRIAL BUSINESS SERVICES CORPORATION
BE 0799.908.520
Koekelberg · Eq €92k
KALOMA
BE 0728.852.753
Berlaar · Eq €92k
AVPRO
BE 0806.783.345
Ukkel · Eq €92k
ZG SOLUTION
BE 0770.363.211
Asse · Eq €92k
Of 24,503 companies in sector 82990 we hold annual accounts for 9,402. 7,185 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:stefanpaulus82@gmail.com