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GUNNU

Active
Private limited companyfounded 20233 yrs activeChaussée de Tournai(R-C) 10, 7520 Tournai, BelgiumKBO/BCE: BE 0802.305.311
Summary

The computed 12-month bankruptcy probability of GUNNU is 1.8% (moderate). The 2025 annual accounts show equity of €4,249 and a net result of €7,801. Equity is growing by ~127.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 2601 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability86▲+24
Solvency33▲+15
Growth85=
Track record94
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2601 sector peers (2025).
NBB · sector comparison
Position among 2601 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
on the day
2024
5 d late
2023
36 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 10 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 July (3 of the last 3 filed years within 35 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GUNNU was incorporated on 1 June 2023 as a Private limited company.1 Total assets rose from EUR 15,253 in 2023 to EUR 55,316 in 2025 and headcount from 2 to 3.3 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

Go further with this company

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Turnover
€140,445▲ 303%
2023 · €34,865
EBIT margin
2.3%▲ 29.8pp
2023 · -27.5%
Net result
€7,801▲ 156%
2024 · €3,049
Working capital
-€2,300▲ 74.9%
2024 · -€9,164
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Turnover€34,865-€140,445▲ 303%
Operating result-€9,584-€3,206€9,792▲ 205%
Net result-€9,601below the sector's middle half-€3,049within the sector's middle half€7,801within the sector's middle half▲ 156%
EBIT margin-27.5%-2.3%▲ 29.8pp
Equity-€6,601below the sector's middle half--€3,552below the sector's middle half▲ 46.2%€4,249below the sector's middle half
Total assets€15,253below the sector's middle half-€47,378below the sector's middle half▲ 211%€55,316below the sector's middle half▲ 16.8%
Debt€21,855-€50,930▲ 133%€51,067▲ 0.3%
Working capital-€9,749within the sector's middle half--€9,164within the sector's middle half▲ 6.0%-€2,300within the sector's middle half▲ 74.9%
Solvency-43.3%below the sector's middle half--7.5%below the sector's middle half▲ 35.8pp7.7%below the sector's middle half▲ 15.2pp
Current ratio0.55below the sector's middle half-0.82within the sector's middle half▲ 0.270.95within the sector's middle half▲ 0.13
Return on assets (ROA)-62.9%below the sector's middle half-6.4%within the sector's middle half▲ 69.4pp14.1%within the sector's middle half▲ 7.7pp
Staff (FTE)2-4.2▲ 110%3.3▼ 21.4%
above within below the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2023: -€9,584-€9,584Net result 2023: -€9,601-€9,601Operating result 2024: €3,206€3,206Net result 2024: €3,049€3,049Operating result 2025: €9,792€9,792Net result 2025: €7,801€7,801202320242025-€10,000-€5,000€0€5,000€10,000Operating result 2023: -€9,584-€9,580Net result 2023: -€9,601-€9,600Operating result 2024: €3,206€3,210Net result 2024: €3,049€3,050Operating result 2025: €9,792€9,790Net result 2025: €7,801€7,800202320242025
The operating result has risen two years in a row; 2025 is 205% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €55,316
Fixed assets €6,549 ▲ 16.7%
Current assets €48,767 ▲ 16.8%
Equity and liabilities €55,316
Equity €4,249
Debt €51,067
Debt finances 92.3% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€12,161▲
2024 · €4,065
Cash flow
€10,170▲
2024 · €3,908
Quick ratio
0.89▲
2024 · 0.60
Debt to equity
12.02▲
2024 · -14.34
ROE
183.6%
Interest coverage
62.38▲
2024 · 24.31
Debt ≤ 1 year
€51,067▲
2024 · €50,930
Income taxes
€1,796
Staff costs
€51,702▼
2024 · €67,943
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,155 companies that looked in July 2024 the way this one looks now, 2.6% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a profit of 5% of the balance sheet or more
2.6% went bankrupt
2.6% stopped otherwise
94% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,155 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€47,378€55,316▲
Fixed assets21/28€5,612€6,549▲
Tangible fixed assets22/27€5,612€6,549▲
Furniture and vehicles24€5,612€6,549▲
Current assets29/58€41,766€48,767▲
Stocks and contracts in progress3€10,981€3,259▼
Stocks30/36€10,981€3,259▼
Amounts receivable within one year40/41€26,694€23,436▼
Trade receivables40€26,694€23,436▼
Cash at bank and in hand54/58€4,091€22,041▲
Deferred charges and accrued income490/1-€31
Equity and liabilities
Total equity and liabilities10/49€47,378€55,316▲
Equity10/15-€3,552€4,249▲
Contributions10/11€3,000€3,000=
Profit (loss) carried forward14-€6,552€1,249▲
Amounts payable17/49€50,930€51,067▲
Amounts payable within one year42/48€50,930€51,067▲
Trade debts44€35,422€24,918▼
Suppliers440/4€35,422€24,918▼
Taxes, remuneration and social security45€15,508€26,149▲
Taxes450/3€13,100€19,297▲
Remuneration and social security454/9€2,408€6,852▲
Income statement Code20242025
Turnover70€140,445-
Goods, raw materials, services and sundry goods60/61€66,043-
Remuneration, social security and pensions62€67,943€51,702▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€859€2,369▲
Other operating charges640/8€4,061€2,264▼
Gross operating margin9900€76,069€66,128▼
Operating profit (loss)9901€3,206€9,792▲
Financial income75/76B€11-
Recurring financial income75€11-
Financial charges65/66B€167€195▲
Recurring financial charges65€167€195▲
Profit (loss) for the period before taxes9903€3,049€9,597▲
Income taxes67/77-€1,796
Profit (loss) for the period9904€3,049€7,801▲
Profit (loss) for the period to be appropriated9905€3,049€7,801▲
Appropriation of the result
Profit (loss) to be appropriated9906-€6,552€1,249▲
Profit (loss) brought forward from the previous period14P-€9,601-€6,552▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Turnover70€34,865€140,445--
Goods, raw materials, services and sundry goods60/61€14,875€66,043--
Remuneration, social security and pensions62€29,265€67,943€51,702▼ 23.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€353€859€2,369▲ 176%
Other operating charges640/8€384€4,061€2,264▼ 44.2%
Gross operating margin9900€20,419€76,069€66,128▼ 13.1%
Operating profit (loss)9901-€9,584€3,206€9,792▲ 205%
Financial income75/76B-€11--
Recurring financial income75-€11--
Financial charges65/66B€18€167€195▲ 16.6%
Recurring financial charges65€18€167€195▲ 16.6%
Profit (loss) for the period before taxes9903-€9,601€3,049€9,597▲ 215%
Income taxes67/77--€1,796-
Profit (loss) for the period9904-€9,601€3,049€7,801▲ 156%
Profit (loss) for the period to be appropriated9905-€9,601€3,049€7,801▲ 156%
Line202320242025Change
Assets
Total assets20/58€15,253€47,378€55,316▲ 16.8%
Fixed assets21/28€3,147€5,612€6,549▲ 16.7%
Tangible fixed assets22/27€3,147€5,612€6,549▲ 16.7%
Furniture and vehicles24€3,147€5,612€6,549▲ 16.7%
Current assets29/58€12,106€41,766€48,767▲ 16.8%
Stocks and contracts in progress3-€10,981€3,259▼ 70.3%
Stocks30/36-€10,981€3,259▼ 70.3%
Amounts receivable within one year40/41€11,570€26,694€23,436▼ 12.2%
Trade receivables40€11,570€26,694€23,436▼ 12.2%
Cash at bank and in hand54/58€536€4,091€22,041▲ 439%
Deferred charges and accrued income490/1--€31-
Equity and liabilities
Total equity and liabilities10/49€15,253€47,378€55,316▲ 16.8%
Equity10/15-€6,601-€3,552€4,249▲ 220%
Contributions10/11€3,000€3,000€3,000=
Profit (loss) carried forward14-€9,601-€6,552€1,249▲ 119%
Amounts payable17/49€21,855€50,930€51,067▲ 0.3%
Amounts payable within one year42/48€21,855€50,930€51,067▲ 0.3%
Trade debts44€14,097€35,422€24,918▼ 29.7%
Suppliers440/4€14,097€35,422€24,918▼ 29.7%
Taxes, remuneration and social security45€7,757€15,508€26,149▲ 68.6%
Taxes450/3€5,028€13,100€19,297▲ 47.3%
Remuneration and social security454/9€2,729€2,408€6,852▲ 185%
Line202320242025Change
Profit (loss) for the period9904-€9,601€3,049€7,801▲ 156%
+ Depreciation and write-downs630€353€859€2,369▲ 176%
Operating cash flow (approximation)-€9,249€3,908€10,170▲ 160%
Investment in fixed assets (approximation)--€3,324-€3,306▲ 0.5%
Change in cash-€3,556€17,950▲ 405%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2023net €7,801 ▲156%
Operating result €9,792, net result €7,801, both a record.
05-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
31-12
Financial Back to profitnet €3,049
Net result €3,049 after one loss-making year.
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 2 establishment units since 2023
seat establishment All 2 establishment units on the map
Ground area
1,901 m²
Building footprint
305 m²
Volume, LiDAR
2,603 m³
2 parcels, Wallonia · tallest building 14.0 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
GUNNU
Chaussée de Tournai(R-C) 10, 7520 TournaiNACE 45206
since 20232.346.895.796
GUNNU
Avenue d'Audenarde(K) 208, 7540 TournaiRetail trade
since 20242.364.636.504
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57069C0273/00V000 Wallonia 1,535 m² 1 · 260 m² 14.0 m · 3 fl.
57042B0553/00H000 Wallonia 366 m² 1 · 45 m² 10.5 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tournai2.364.636.504
1 permission
Toelating · Detailhandel · since 10-10-2024

Similar companies · same sector, comparable size

Of 3,205 companies in sector 95316 we hold annual accounts for 754. 369 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded01-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
95316Washing and cleaning of motor vehicles
47110Non-specialised retail sale with food, beverages or tobacco predominating
E-invoicing
Reachable via Peppol
Peppol ID 0208:0802305311
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.