GUIVAN
ActiveGUIVAN has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €433k and a net result of €34k. Equity is shrinking by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 14056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+3
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 12.43 against 11.06 in 2024; short-term debt: 4.8% and cash: 26.3% of total assets), and 14.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.2%
Return on assets
6.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-06-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
60 d early
2024
58 d early
2023
43 d early
2022
48 d early
2021
37 d early
2020
30 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€433k▼ 5.6%
2024 · €459k
2018: €588k
2019: €557k
2020: €514k
2021: €473k
2022: €451k
2023: €438k
2024: €459k
2018 → 2025
Total assets
€509k▼ 7.6%
2024 · €551k
2018: €802k
2019: €687k
2020: €597k
2021: €616k
2022: €565k
2023: €539k
2024: €551k
2018 → 2025
Net result
€34k▲ 60.5%
2024 · €21k
2018: €-84k
2019: €-32k
2020: €-43k
2021: €-41k
2022: €-22k
2023: €-14k
2024: €21k
2018 → 2025
Working capital
€281k▼ 1.5%
2024 · €285k
2018: €216k
2019: €158k
2020: €123k
2021: €135k
2022: €188k
2023: €239k
2024: €285k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€473k-€451k▼ 4.6%€438k▼ 3.0%€459k▲ 4.9%€433k▼ 5.6%
Operating result€-37k-€-23k▲ 37.8%€-13k▲ 42.4%€20k€31k▲ 57.6%
Net result€-41k-€-22k▲ 47.2%€-14k▲ 36.9%€21k€34k▲ 60.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 58% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €509k
Fixed assets
€203k▼ 14.3%
Current assets
€306k▼ 2.6%
Equity and liabilities €509k
Equity
€433k▼ 5.6%
Debt
€75k▼ 17.8%
The debt ratio falls from 16.7% to 14.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€65k▼
2024 · €66k
Cash flow
€68k▲
2024 · €68k
Solvency
85.2%▲
2024 · 83.3%
Current ratio
12.43▲
2024 · 11.06
Quick ratio
12.43▲
2024 · 11.06
Debt / equity
0.17▼
2024 · 0.20
ROE
7.9%▲
2024 · 4.7%
ROA
6.7%▲
2024 · 3.9%
Interest coverage
35.57▲
2024 · 29.18
Debt
€75k▼
2024 · €92k
Debt ≤ 1 year
€25k▼
2024 · €28k
Debt > 1 year
€51k▼
2024 · €63k
Income taxes
€166▲
2024 · €142
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€551k€509k▼
Fixed assets21/28€237k€203k▼
Intangible fixed assets21€345-
Tangible fixed assets22/27€237k€203k▼
Land and buildings22€234k€202k▼
Furniture and vehicles24€2k€2k▼
Current assets29/58€314k€306k▼
Amounts receivable within one year40/41€2k€14k▲
Trade receivables40€715€11k▲
Other amounts receivable41€1k€3k▲
Current investments50/53€155k€155k=
Cash at bank and in hand54/58€155k€134k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€551k€509k▼
Equity10/15€459k€433k▼
Contributions10/11€62k€54k▼
Reserves13€614k€563k▼
Distributable reserves133€614k€563k▼
Profit (loss) carried forward14€-217k€-183k▲
Amounts payable17/49€92k€75k▼
Amounts payable after more than one year17€63k€51k▼
Financial debts170/4€63k€51k▼
Amounts payable within one year42/48€28k€25k▼
Current portion of amounts payable after more than one year42€12k€13k▲
Trade debts44€11k€7k▼
Suppliers440/4€11k€7k▼
Taxes, remuneration and social security45€3k€3k▼
Taxes450/3€753-
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€34k▼
Other operating charges640/8€11k€11k▲
Gross operating margin9900€77k€76k▼
Operating profit (loss)9901€20k€31k▲
Financial income75/76B€4k€5k▲
Recurring financial income75€4k€5k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€22k€34k▲
Income taxes67/77€142€166▲
Profit (loss) for the period9904€21k€34k▲
Profit (loss) for the period to be appropriated9905€21k€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-217k€-183k▲
Profit (loss) brought forward from the previous period14P€-239k€-217k▲
Transfer from equity791/2-€52k
Profit to be distributed694/7-€52k
Return on contributions (dividend)694-€52k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €34k ▲60.5%
Operating result €31k, net result €34k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after 6 loss-making years.
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
08-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
08-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Keizel 583590 DiepenbeekGround area
1,001 m²
Building footprint
214 m²
Volume, LiDAR
956 m³
Parcel 71403H0094/00C002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Keizel 58, 3590 Diepenbeek
since 20012.100.418.895
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71403H0094/00C002 | Flanders | 1,001 m² | 1 · 214 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EXKI
BE 0446.765.271
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BEAUSÉJOUR PASSY
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LKKE
BE 0471.625.876
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Immo de Belmonte
BE 0829.896.168
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Autonoom Gemeentebedrijf Brasschaat
BE 0878.670.837
Brasschaat · Eq €434k
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 4,429 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-07-2001
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.