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Guiot Xavier

Active
Private limited companyfounded 2025active for 1 yearRue Jennay, Isnes 102, 5032 Gembloux, BelgiumKBO/BCE: BE 1028.040.543
Summary

Guiot Xavier has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €26,801 and a net result of €23,301. Its solvency ranks better than 21% of 545 sector peers (NACE 43, financial year 2026). The computed 12-month bankruptcy probability is 0.7% (low).

Overview

Activity
Specialised construction activities
NACE 43223
1 site
Size
€107,717total assets 2026
Equity
€26,801
Profit
€23,301
Turnover not published (micro format)
Financial health
70 Healthy Checked score 2026
Bankruptcy probabilitywithin 12 months
0.7%
Structure
Accounts 23 days early
Why 70raises riskFounded in 2025Size: total assets €107,717Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 2.25, cash €31,809Show the evidence

Checked score

Score 2026
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 62% of its sector peers (NACE 43, micro)
Financial strength
Strong
Solvency 50
equity 24.9% of total assets
Liquidity 84
short-term debt 15.3% · cash 29.5%
Profitability 92
return on assets 21.6%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,587 companies, NACE 43, micro)
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity ample (current ratio 2.25, above the usual 1.5; short-term debt: 15.3% and cash: 29.5% of total assets), but 75.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 26% on solvency, 81% on liquidity and 78% on profitability.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2025
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 2.25, cash €31,809
NBB · annual accounts
raises risk · Size: total assets €107,717
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 545 sector peers (2026).
NBB · sector comparison
Position among 545 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 08-10-2026, 23 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
23 days early
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2025.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2026 · micro…
  2. IncorporationAppointment: GUIOT Xavier Joseph Jean…

Key points

  • Founded 12 months agofounded 24-09-2025 12 months View
  • One director decidessole director in office 1 View
  • Total assets 2026first financial year filed €107,717 View

By topic

Financials

Financial year
2026
Total assets
€107,717
Profit
€23,301
Solvency
24.9%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Specialised construction activitiesNACE 43223
Founded
24-09-2025
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Who signs
Each director alone
Annual meeting
First Wednesday of September at 18:00
Purpose
“À l’installation, l’entretien, la réparation et le dépannage de systèmes de chauffage…” (deed in French)
Statutory auditor
No statutory auditor
Go to Articles of association

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