GUIMATEX
ActiveGUIMATEX has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-499. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 12% of 174 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency18=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 1.12 in 2024), and 94.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 13
Relative position
BE, all sectors
reference
Sector 13
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 174 sector peers (2025).
NBB · sector comparisonPosition among 174 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-04-2026, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
20 d early
2024
27 d late
2023
on the day
2022
2 d early
2021
1 d early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€50k▼ 1.0%
2024 · €51k
2018: €191k
2019: €46k
2020: €53k
2021: €50k
2022: €60k
2023: €54k
2024: €51k
2018 → 2025
Total assets
€921k▲ 27.2%
2024 · €724k
2018: €1.52M
2019: €1.41M
2020: €883k
2021: €1,000k
2022: €889k
2023: €851k
2024: €724k
2018 → 2025
Net result
€-499▲ 83.0%
2024 · €-3k
2018: €-59k
2019: €-145k
2020: €2k
2021: €-3k
2022: €10k
2023: €-7k
2024: €-3k
2018 → 2025
Working capital
€80k▲ 51.9%
2024 · €53k
2018: €155k
2019: €-50k
2020: €171k
2021: €156k
2022: €98k
2023: €75k
2024: €53k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€60k▲ 20.6%€54k▼ 11.1%€51k▼ 5.5%€50k▼ 1.0%
Operating result€-10k-€-2k▲ 75.8%€-4k▼ 55.6%€46k€22k▼ 53.4%
Net result€-3k-€10k€-7k€-3k▲ 56.3%€-499▲ 83.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 53% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €921k
Fixed assets
€283k▲ 18.4%
Current assets
€638k▲ 31.5%
Equity and liabilities €921k
Equity
€50k▼ 1.0%
Provisions
€0▼ 100%
Debt
€871k▲ 29.4%
The debt ratio rises from 92.9% to 94.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€78k▼
2024 · €87k
Cash flow
€56k▲
2024 · €38k
Solvency
5.4%▼
2024 · 7.0%
Current ratio
1.14▲
2024 · 1.12
Quick ratio
0.59▼
2024 · 0.61
Debt / equity
17.37▲
2024 · 13.29
ROE
-1.0%▲
2024 · -5.8%
ROA
-0.1%▲
2024 · -0.4%
Interest coverage
2.55▲
2024 · 1.63
Debt
€871k▲
2024 · €673k
Debt ≤ 1 year
€558k▲
2024 · €432k
Debt > 1 year
€313k▲
2024 · €241k
Income taxes
€1k▼
2024 · €3k
Staff costs
€121k▲
2024 · €96k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€724k€921k▲
Fixed assets21/28€239k€283k▲
Intangible fixed assets21-€22k
Tangible fixed assets22/27€239k€261k▲
Land and buildings22€174k€152k▼
Plant, machinery and equipment23€57k€103k▲
Furniture and vehicles24€8k€5k▼
Current assets29/58€485k€638k▲
Stocks and contracts in progress3€220k€307k▲
Stocks30/36€220k€307k▲
Amounts receivable within one year40/41€140k€75k▼
Trade receivables40€111k€74k▼
Other amounts receivable41€29k€1k▼
Cash at bank and in hand54/58€124k€252k▲
Deferred charges and accrued income490/1€2k€4k▲
Equity and liabilities
Total equity and liabilities10/49€724k€921k▲
Equity10/15€51k€50k▼
Contributions10/11€19k€19k=
Reserves13€32k€32k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Tax-exempt reserves132€2k€0▼
Distributable reserves133€30k€32k▲
Provisions and deferred taxes16€742€0▼
Deferred taxes168€742€0▼
Amounts payable17/49€673k€871k▲
Amounts payable after more than one year17€241k€313k▲
Financial debts170/4€241k€313k▲
Amounts payable within one year42/48€432k€558k▲
Current portion of amounts payable after more than one year42€237k€62k▼
Financial debts43-€250k
Credit institutions430/8-€250k
Trade debts44€0€52k▲
Suppliers440/4€0€52k▲
Taxes, remuneration and social security45€9k€31k▲
Taxes450/3€3k€24k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€186k€163k▼
Income statement
Code20242025
Remuneration, social security and pensions62€96k€121k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€56k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€8k€8k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€191k€206k▲
Operating profit (loss)9901€46k€22k▼
Financial income75/76B€4k€9k▲
Recurring financial income75€4k€9k▲
Financial charges65/66B€53k€31k▼
Recurring financial charges65€53k€31k▼
Profit (loss) for the period before taxes9903€-3k€165▲
Transfer from deferred taxes780€2k€742▼
Income taxes67/77€3k€1k▼
Profit (loss) for the period9904€-3k€-499▲
Transfer from tax-exempt reserves789€7k€2k▼
Profit (loss) for the period to be appropriated9905€4k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€2k▼
Transfer from equity791/2€0-
Transfer to equity691/2€4k€2k▼
To other reserves6921€4k€2k▼
Social balance
Average headcount (FTE)90873.03.3▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 27 days late
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Weakest financial yearnet €-145k
Net result drops to €-145k, the lowest in the series; recovery starts the following year.
23-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 28 days late
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodewijk de Raetlaan 288870 IzegemGround area
1,751 m²
Building footprint
2,141 m²
Volume, LiDAR
12,117 m³
Parcel 36009A0498/00M000, Flanders · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GUIMATEX
since 19972.084.536.235
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36009A0498/00M000 | Flanders | 1,751 m² | 1 · 2,141 m² | 6.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 2 entries · 28,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 2 | 28,000 EUR | 3,000 EUR |
Schemes
Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet)
Subsidies voor internationaal ondernemen
Similar companies · same sector, comparable size
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ELLAX GOLF
BE 0422.341.661
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PDK FINISHING
BE 0501.560.571
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ROMATEX
BE 0454.845.173
Wevelgem · Eq €35k
Van Houte
BE 0405.071.802
Hamme (Vl.) · Eq €30k
Of 117 companies in sector 13930 we hold annual accounts for 82. 28 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-11-1997
Fiscal year end30-09
Activities, NACEBEL
13930Manufacture of textiles
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.