Guidon
ActiveGuidon has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €73k and a net result of €24k. Equity is growing by ~7.7% per year across the filed fiscal years. Its solvency ranks better than 35% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+20
Solvency78▼-4
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 3.41 against 4.63 in 2024), but 64.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.6%
Return on assets
12%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
11 d early
2024
2 d early
2023
61 d late
2022
on the day
2021
3 d early
2020
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€73k▼ 11.1%
2024 · €82k
2020: €40k
2021: €65k
2022: €68k
2023: €69k
2024: €82k
2020 → 2025
Total assets
€204k▼ 4.3%
2024 · €213k
2020: €117k
2021: €140k
2022: €179k
2023: €175k
2024: €213k
2020 → 2025
Net result
€24k▲ 87.0%
2024 · €13k
2020: €6k
2021: €25k
2022: €3k
2023: €546
2024: €13k
2020 → 2025
Working capital
€97k▼ 12.6%
2024 · €111k
2020: €66k
2021: €95k
2022: €123k
2023: €103k
2024: €111k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€68k▲ 4.3%€69k▲ 0.8%€82k▲ 19.0%€73k▼ 11.1%
Operating result€38k-€5k▼ 86.3%€3k▼ 44.0%€22k▲ 658%€38k▲ 73.9%
Net result€25k-€3k▼ 89.0%€546▼ 80.5%€13k▲ 2,294%€24k▲ 87.0%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 74% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €204k
Fixed assets
€66k▼ 5.4%
Current assets
€138k▼ 3.0%
Equity and liabilities €204k
Equity
€73k▼ 11.1%
Debt
€131k▼ 0.1%
The debt ratio rises from 61.7% to 64.4%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€54k▲
2024 · €37k
Cash flow
€40k▲
2024 · €28k
Solvency
35.6%▼
2024 · 38.3%
Current ratio
3.41▼
2024 · 4.63
Quick ratio
2.78▼
2024 · 3.87
Debt / equity
1.81▲
2024 · 1.61
ROE
33.6%▲
2024 · 16.0%
ROA
12.0%▲
2024 · 6.1%
Interest coverage
15.20▲
2024 · 10.63
Debt
€131k▼
2024 · €132k
Debt ≤ 1 year
€40k▲
2024 · €31k
Debt > 1 year
€91k▼
2024 · €101k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€204k▼
Formation expenses20€1k€0▼
Fixed assets21/28€70k€66k▼
Tangible fixed assets22/27€70k€66k▼
Plant, machinery and equipment23€8k€7k▼
Furniture and vehicles24€23k€16k▼
Other tangible fixed assets26€39k€43k▲
Current assets29/58€142k€138k▼
Stocks and contracts in progress3€23k€25k▲
Stocks30/36€23k€25k▲
Amounts receivable within one year40/41€21k€33k▲
Trade receivables40€19k€27k▲
Other amounts receivable41€2k€7k▲
Current investments50/53€60k€62k▲
Cash at bank and in hand54/58€37k€15k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€213k€204k▼
Equity10/15€82k€73k▼
Contributions10/11€1k€1k=
Reserves13€81k€72k▼
Distributable reserves133€81k€72k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€132k€131k▼
Amounts payable after more than one year17€101k€91k▼
Financial debts170/4€101k€91k▼
Amounts payable within one year42/48€31k€40k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€10k€14k▲
Suppliers440/4€10k€14k▲
Advances received on contracts in progress46-€917
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€5k€9k▲
Other amounts payable47/48€6k€6k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k▲
Other operating charges640/8€640€1k▲
Gross operating margin9900€37k€56k▲
Operating profit (loss)9901€22k€38k▲
Financial income75/76B€0€860▲
Recurring financial income75€0€860▲
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€19k€36k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€13k€24k▲
Profit (loss) for the period to be appropriated9905€13k€24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€24k▲
Transfer from equity791/2-€33k
Transfer to equity691/2€13k€24k▲
To other reserves6921€13k€24k▲
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €546 ▼80.5%
Net result drops to €546, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 9.06
Current ratio from 4.21 to 9.06; short-term debt falls from €38k to €13k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2020net €25k ▲358%
Net result €25k, the highest in the series.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kruisstraat 259930 LievegemGround area
944 m²
Building footprint
168 m²
Volume, LiDAR
802 m³
Parcel 44080B1043/00N000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Guidon
since 20162.260.294.097
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44080B1043/00N000 | Flanders | 944 m² | 1 · 168 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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WOW Factor
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CORTALIS
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 39,668 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.