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Guido Lamal

Active
Private limited companyfounded 1999active for 27 yearsMankevosstraat 87, 1860 Meise, BelgiumKBO/BCE: BE 0466.234.854

From the official registers: KBO 26 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Guido Lamal has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €542,731 and a net result of €130,954. Equity has been shrinking by about 13% per year since 2018. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 03-06-1999 Normal situation
Legal form
Private limited company
Registered office
Mankevosstraat 87, 1860 Meise
Activity
No activity registered in the KBO
Financial year end
31 December
Peppol
Not found in the Peppol Directory

Board and ownership

Board
  • Lamal GuidoDirector

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
€188,038
▲ 51.3%
Turnover
≈ €470,000
estimated
Profit
€130,954
▲ 55.5%
Equity
€542,731
▲ 10.0%
Total assets
€629,901
▲ 14.3%
2025 accounts filed 38 days after the deadline
Filed on 07-09-2026at the National Bank
Score breakdownraises riskLast filed accounts filed 38 days late; 3 of the last 3 accounts lateNo registered site in the KBOlowers riskSize: total assets €629,901Liquidity: current ratio 6.71, cash €159,856Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies without a NACE code
Financial strength · tick: 2024
Strong
Solvency 100=
equity 86.2% of total assets
Liquidity 79-14
short-term debt 13.8% · cash 25.4%
Profitability 89+1
return on assets 20.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.6% 12-2024: 0.9%▲ +0.3 percentage points vs 11-2024 01-2025: 2.7%▲ +1.8 percentage points vs 12-2024 02-2025: 2.7%● unchanged vs 01-2025 03-2025: 2.7%● unchanged vs 02-2025 04-2025: 2.5%▼ -0.2 percentage points vs 03-2025 05-2025: 2.5%● unchanged vs 04-2025 06-2025: 2.5%● unchanged vs 05-2025 07-2025: 2.5%● unchanged vs 06-2025 08-2025: 2.8%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 2.8%● unchanged vs 08-2025highest value 10-2025: 2.8%● unchanged vs 09-2025highest value 11-2025: 0.2%▼ -2.6 percentage points vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value
Credit of up to €50,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 6.71 (8.5 in 2024), above the usual 1.5. Short-term debt is 13.8% and cash 25.4% of total assets. 13.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 73% on liquidity, 72% on profitability and 67% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Size: total assets €629,901
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 38 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Liquidity: current ratio 6.71, cash €159,856
NBB · annual accounts
raises risk · 2025 accounts filed 38 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
38 days late
2024
58 days late
2023
436 days late
2022
67 days late
2021
32 days late
2020
26 days early
2019
13 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 7 accounts on average 88 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 8 profitable years in a rowprofit 2025: €130,954 8 years View

Documents

Annual accounts at the NBB

All 26 annual accounts

Articles and registers

Key facts about Guido Lamal

What is the company number of Guido Lamal?
The company number of Guido Lamal is 0466.234.854. The VAT number is the same number with BE in front: BE 0466.234.854.
Where is Guido Lamal based?
The registered office is at Mankevosstraat 87, 1860 Meise.Company details
What is the legal form of Guido Lamal?
The legal form of Guido Lamal is Private limited company (BV).
When was Guido Lamal founded?
Guido Lamal was founded on 03-06-1999.
Is Guido Lamal still active?
Yes, Guido Lamal is an active enterprise in the KBO register.
What is the turnover of Guido Lamal?
The turnover in financial year 2025 is ≈ €470,000. This figure is estimated from the gross margin of €188,038 and 2,213 comparable companies of the same size. It probably lies between €320,000 and €730,000. It is a rough estimate.Financials
Is Guido Lamal profitable?
In financial year 2025, Guido Lamal made a profit of €130,954.
Where can I find the annual accounts of Guido Lamal?
Guido Lamal filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Guido Lamal due?
Guido Lamal must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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