Result
-€47,744 -€47,744
From profit to loss in 2025, after a profit of €112,741 in 2024.
Guide2Property
Lifetime
9 annual accounts with figures on one time axispeak €455,311 (2024)
€367,460▼ 19.3%
lowest -€161,886 (2021)
-€47,744▼ €160,485
peak €144,351 (2024)
€96,607▼ 33.1%
€1.3m▼ 5.5%
peak 3.1 FTE (2021)
2.7 FTE▲ 8.0%
Board5 names since 2018
1 directorASTERIA
Owners
13.04%ASTERIA
Documentsfilings and deeds
20-08-202620 days late
2025abbreviated format
Gross margin from €455,311 to €367,460Loss of €47,744Staff from 2.5 FTE to 2.7 FTEEquity from €144,351 to €96,607Cash from €43,954 to €158,167
Key points
from the 2025 annual accountsTurnover
≈ €970,000 estimated
The accounts state no turnover.
Debts
€1.3m 93% of the balance sheet
Financial debts 42%Suppliers 24%Taxes and wages 4%Other 30%
€810,812 of the debts are secured on the company's own assets. In 2021 that was €873,348.
Staff
2 employees on 31-12-2025
In 2025, 2 people joined and 1 left.
Filings
9 annual accounts 5 late
The 2019 accounts came latest: 31 days after the end of the period.
Position in the sector
-€47,744
Lower net result than 88% of companies in computer programming and consultancy. Sector median €22,956 · 3,406 companies.
Checked score
80
Excellent
Financially stronger than 19% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.8%
01-2025: 0.8%● unchanged vs 12-2024
02-2025: 0.8%● unchanged vs 01-2025
03-2025: 0.8%● unchanged vs 02-2025
04-2025: 0.8%● unchanged vs 03-2025
05-2025: 0.9%▲ +0.1 percentage points vs 04-2025
06-2025: 0.9%● unchanged vs 05-2025
07-2025: 1.0%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.3%▼ -0.7 percentage points vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.4%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.1 percentage points vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026
09-2026: 0.4%▼ -0.3 percentage points vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Equity €96,607 (7.1% of total assets)
Loss of €47,744 (financial year 2025)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 24-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 14% of them on solvency, 24% on liquidity, 19% on profitability and 19% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,037 companies had the same profile as Guide2Property has now. Each dot stands for 3 companies, two years later.
93.7%
were still trading
2.9%
stopped another way
2.9%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of Guide2Property itself is lower: 0.4% within 12 months. It rests on far more data about Guide2Property than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,037 companies, not a prediction for Guide2Property. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 1.0 (0.65 in 2024), below 1. Short-term debt is 34.9% and cash 11.5% of total assets. 92.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 3406 sector peers (2025).
NBB · sector comparisonPosition among 3406 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 9 filingsDeviation from the deadline
2025
20 days late
2024
6 days early
2023
4 days early
2022
2 days early
2021
28 days late
2020
23 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 13 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0659761534
Capital contribution of €200,000
Contribution: Asteria BV · 150,000 new shares · Capital contribution: TWAALFDE BESLISSING:bijkomende inbreng in geld · General meeting of 29-03-2024 · Gazette deed
Appointment: Asteria (sole director)
Permanent representative: Wendy Geeraert · Capital of €61,500, 1,000 shares · General meeting of 26-10-2023 · Gazette deed
Registered office moved from Boekhoute to Ghent
New registered office: Antoinette Vandeputtepad 25 bus 102, 9000 Gent · Previous registered office: Schare 33, 9961 Boekhoute · Board meeting of 01-10-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Guide2Property Ghent | €1.4m | €367,460 | 7.1% | 2.7 |
| ThorbiQ Lokeren | €1.1m | €371,272 | 7.3% | 3.3 |
| StriveCloud Ghent | €1.0m | €284,178 | 65.8% | 2.1 |
| AWELL HEALTH Ghent | €1.4m | €279,764 | 54.2% | 3.1 |
| DongleApps Wortegem-Petegem | €1.1m | €434,130 | 35.1% | 2 |
| COMPLIT NETWORKS Hoogstraten | €1.6m | €420,912 | 67.2% | 2 |
| ENGAGED Zoersel | €1.3m | €425,520 | 34.0% | 2 |
These companies have the same main activity as Guide2Property: computer programming (NACE 62100). They are comparable in size and age: total assets between €999,000 and €1.6m, founded between 2014 and 2018.
Official details
Source: KBO- Status
- Active since 18-07-2016Normal situation
- Activity
- Computer programmingNACE 62100
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.255.208.1319000 Ghent, since 18-07-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 21-11-2025
Insights on Guide2Property
Guide2Property files the abbreviated format. That format states no turnover. The gross margin rose from €15,830 in 2017 to €367,460 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Guide2Property
- What is the company number of Guide2Property?
- The company number of Guide2Property is 0659.761.534. The VAT number is the same number with BE in front: BE 0659.761.534.
- Where is Guide2Property based?
- The registered office is at Antoinette Vandeputtepad 25, 9000 Ghent.Company details
- What does Guide2Property do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of Guide2Property?
- Guide2Property is a private limited company (BV).
- When was Guide2Property founded?
- Guide2Property was founded on 18-07-2016.
- Is Guide2Property still active?
- Yes, Guide2Property is an active enterprise in the KBO register.
- How many employees does Guide2Property have?
- Guide2Property had an average of 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Guide2Property fall under?
- In its 2025 annual accounts, Guide2Property states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of Guide2Property?
- The turnover in financial year 2025 is ≈ €970,000. This figure is estimated from the gross margin of €367,460 and 149 comparable companies (NACE 62). It probably lies between €660,000 and €1.6m.
- Is Guide2Property profitable?
- In financial year 2025, Guide2Property made a loss of €47,744.
- Where can I find the annual accounts of Guide2Property?
- Guide2Property filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Guide2Property due?
- Guide2Property must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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