GUIAGRI

Active

Public limited companyfounded 199333 yrs activeRue du Village(OB) 94, 6230 Pont-à-Celles, BelgiumKBO/BCE: BE 0449.732.580

Summary

GUIAGRI has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €769,415 and a net result of €35,782. Equity is growing by ~21.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 952 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

GUIAGRIActiveChecked score 87/100

Risk analysis Report Compare

Activity

Freight transport by road

NACE 49410NACE 60242

1 site

Size

€2.4mtotal assets 2025

Equity: €769,415
Profit: €35,782

Financial health

87 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.2%

Structure

Accounts filed 21 d late0 of 5 deeds read

Why 87- Sector Land transport and transport via pipelines (NACE 49)- Liquidity: current ratio 1.05, cash €51,036+ Size: total assets €2.4m+ Founded in 1993Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Better than 46% of its sector peers (NACE 49, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Average

Solvency 57+5

equity 32.1% of total assets

Liquidity 47+4

short-term debt 18.6% · cash 2.1%

Profitability 71-2

return on assets 1.5%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (1,179 companies)

Last 19 months 04-2025: 0.1%lowest value 05-2025: 0.1%▲ +2.8% vs 04-2025 06-2025: 0.1%▲ +24.5% vs 05-2025 07-2025: 0.2%▲ +14.6% vs 06-2025 08-2025: 0.2%▲ +11.5% vs 07-2025 09-2025: 0.2%▲ +16.6% vs 08-2025 10-2025: 0.3%▲ +45.6% vs 09-2025 11-2025: 0.5%▲ +67.7% vs 10-2025highest value 12-2025: 0.1%▼ -76.9% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▲ +1.7% vs 04-2026 06-2026: 0.1%▲ +4.3% vs 05-2026 07-2026: 0.1%▲ +8.2% vs 06-2026 08-2026: 0.1%▲ +7.6% vs 07-2026 09-2026: 0.2%▲ +8.5% vs 08-2026 10-2026: 0.2%▲ +44.2% vs 09-2026

Sector Land transport and transport via pipelines (NACE 49) raises the probability
Size: total assets €2.4m lowers the probability for this profile
Founded in 1993 lowers the probability for this profile
Liquidity: current ratio 1.05, cash €51,036 raises the probability

Credit up to €65,000 at 30 days acceptable

Liquidity tight (current ratio 1.05 against 1.2 in 2024; short-term debt: 18.6% and cash: 2.1% of total assets), and 67.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, small). Better than this share of them on solvency 42%, liquidity 53%, profitability 42%, growth against the median 47%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Land transport and transport via pipelines (NACE 49)

In the bankruptcy model this factor raises the probability.

KBO

Size: total assets €2.4m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Founded in 1993

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Liquidity: current ratio 1.05, cash €51,036

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 21-11-2025, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

21 d late

2024

27 d early

2023

24 d late

2022

5 d early

2021

2 d early

2020

27 d late

2019

23 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 29 October (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

31-03-2026 close03-10-2026 today31-10-2026 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage