GUGGLY
ActiveSummary
The computed 12-month bankruptcy probability of GUGGLY is 2.2% (moderate). The 2024 annual accounts show equity of €12k and a net result of €16k. Its solvency ranks better than 61% of 26043 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability84
Solvency70
Growth-
Track record79
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 13.7; short-term debt: 6.8% and cash: 7.5% of total assets), but 54.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
45.5%
Return on assets
61.9%
Age of the figures
21 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-01-2026, 183 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 1 filingDeviation from the deadline
2024
183 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€213k
EBIT margin
7.9%
Net result
€16k
Working capital
€22k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €26k
Fixed assets
€2k
Current assets
€24k
Equity and liabilities €26k
Equity
€12k
Debt
€14k
Debt finances 54.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€17k
Cash flow
€16k
Current ratio
13.70
Quick ratio
1.11
Debt to equity
1.20
ROE
136.2%
ROA
61.9%
Interest coverage
18.86
Debt ≤ 1 year
€2k
Annual accounts
| Line | 2024 |
|---|---|
| Turnover70 | €213k |
| Goods, raw materials, services and sundry goods60/61 | €196k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €0 |
| Other operating charges640/8 | €592 |
| Gross operating margin9900 | €17k |
| Operating profit (loss)9901 | €17k |
| Financial charges65/66B | €889 |
| Recurring financial charges65 | €889 |
| Profit (loss) for the period before taxes9903 | €16k |
| Profit (loss) for the period9904 | €16k |
| Profit (loss) for the period to be appropriated9905 | €16k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €26k | |
| Fixed assets21/28 | €2k | |
| Financial fixed assets28 | €2k | |
| Current assets29/58 | €24k | |
| Stocks and contracts in progress3 | €22k | |
| Stocks30/36 | €22k | |
| Cash at bank and in hand54/58 | €2k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €26k | |
| Equity10/15 | €12k | |
| Contributions10/11 | €2k | |
| Capital10 | €2k | |
| Issued capital100 | €2k | |
| Profit (loss) carried forward14 | €10k | |
| Amounts payable17/49 | €14k | |
| Amounts payable within one year42/48 | €2k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Accrued charges and deferred income492/3 | €12k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €16k |
| + Depreciation and write-downs630 | €0 |
| Operating cash flow (approximation) | €16k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 183 days late
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2022
Ground area
186 m²
Building footprint
184 m²
Volume, LiDAR
2,512 m³
Parcel 24504E0528/00E000, Flanders · tallest building 19.5 m, ±5 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Sint-Jacobsplein 9, 3000 Leuven
since 20222.331.715.989
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24504E0528/00E000 | Flanders | 186 m² | 1 · 184 m² | 19.5 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.331.715.989
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RMA
BE 0502.316.775
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Of 10,506 companies in sector 47110 we hold annual accounts for 5,848. 3,625 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded24-05-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
47242Retail sale of chocolate and confectionery
47251Retail sale of wines and spirits
47260Retail trade
47271Retail trade
47279Other retail sale of food
Scores and ratios are computed by Checked and are not a credit decision.