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GUCHEM

Active Risk: not assessed
Private limited companyfounded 201312 yrs activeGoede Luchtlaan 20, 1640 Sint-Genesius-Rode, BelgiumKBO/BCE: BE 0542.339.965
Summary

GUCHEM has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €478,398 and a net result of €83,032. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 8765 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €478,398
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
24 d late
2024
27 d late
2023
29 d late
2022
29 d late
2021
12 d late
2020
59 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 39 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 19 November 2013, GUCHEM was incorporated.1 Total assets went from EUR 241,589 in 2018 to EUR 2.5 million in 2025 and headcount from 1.7 full-time equivalents in 2018 to 1 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2021 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€83,032
2024 · -€15,075
Working capital
€51,611▲ 74.2%
2024 · €29,622
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€56,706▼ 99.0%-€63,749▼ 12.4%-€15,615▲ 75.5%-€14,693▲ 5.9%-€4,575▲ 68.9%
Net result-€57,892below the sector's middle half▼ 93.0%-€65,035below the sector's middle half▼ 12.3%€534,200above the sector's middle half-€15,075below the sector's middle half€83,032within the sector's middle half
Equity-€58,725below the sector's middle half▼ 6,950%-€123,759below the sector's middle half▼ 111%€410,441within the sector's middle half€395,366within the sector's middle half▼ 3.7%€478,398within the sector's middle half▲ 21.0%
Total assets€1.8mwithin the sector's middle half▼ 2.9%€1.8mwithin the sector's middle half▼ 1.4%€3.0mwithin the sector's middle half▲ 68.6%€2.4mwithin the sector's middle half▼ 17.6%€2.5mabove the sector's middle half▲ 1.2%
Debt€1.8m▲ 0.3%€1.9m▲ 2.2%€2.6m▲ 35.7%€2.0m▼ 19.8%€2.0m▼ 2.7%
Working capital-€1.8mbelow the sector's middle half▼ 3.1%-€14,025within the sector's middle half▲ 99.2%€551,643within the sector's middle half€29,622within the sector's middle half▼ 94.6%€51,611within the sector's middle half▲ 74.2%
Solvency-3.3%below the sector's middle half▼ 3.2pp-7.0%below the sector's middle half▼ 3.7pp13.8%below the sector's middle half▲ 20.9pp16.2%below the sector's middle half▲ 2.3pp19.4%below the sector's middle half▲ 3.2pp
Current ratio0.01below the sector's middle half▼ 0.020.30below the sector's middle half▲ 0.2919.88above the sector's middle half10.93above the sector's middle half▼ 8.95
Return on assets (ROA)-3.2%below the sector's middle half▼ 1.6pp-3.7%below the sector's middle half▼ 0.5pp18.0%above the sector's middle half▲ 21.7pp-0.6%below the sector's middle half▼ 18.6pp3.4%within the sector's middle half▲ 4.0pp
Staff (FTE)1within the sector's middle half=
above within below the middle half (P25 to P75) of NACE 70, Activities of head offices; management consultancy activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€200,000€0€200,000€400,000€600,000Operating result 2021: -€56,706-€56,706Net result 2021: -€57,892-€57,892Operating result 2022: -€63,749-€63,749Net result 2022: -€65,035-€65,035Operating result 2023: -€15,615-€15,615Net result 2023: €534,200€534,200Operating result 2024: -€14,693-€14,693Net result 2024: -€15,075-€15,075Operating result 2025: -€4,575-€4,575Net result 2025: €83,032€83,03220212022202320242025-€200,000€0€200,000€400,000€600,000Operating result 2023: -€15,615-€15,600Net result 2023: €534,200€534,000Operating result 2024: -€14,693-€14,700Net result 2024: -€15,075-€15,100Operating result 2025: -€4,575-€4,580Net result 2025: €83,032€83,000202320242025
The operating result stays negative: a loss of €4,575 in 2025 against €14,693 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.5m
Fixed assets €2.4m ▲ 0.1%
Current assets €56,810 ▲ 82.1%
Equity and liabilities €2.5m
Equity €478,398 ▲ 21.0%
Debt €2.0m ▼ 2.7%
Debt's share of the balance-sheet total falls from 83.8% to 80.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
17.4%▲
2024 · -3.8%
Debt ≤ 1 year
€5,198▲
2024 · €1,569
Debt > 1 year
€2.0m▼
2024 · €2.0m
Income taxes
€243▼
2024 · €246
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.4m€2.5m▲
Fixed assets21/28€2.4m€2.4m▲
Tangible fixed assets22/27€1,644€4,501▲
Furniture and vehicles24€1,644€4,501▲
Financial fixed assets28€2.4m€2.4m=
Current assets29/58€31,191€56,810▲
Amounts receivable within one year40/41€18,198€35,490▲
Other amounts receivable41€18,198€35,490▲
Cash at bank and in hand54/58€11,547€21,320▲
Deferred charges and accrued income490/1€1,447€0▼
Equity and liabilities
Total equity and liabilities10/49€2.4m€2.5m▲
Equity10/15€395,366€478,398▲
Contributions10/11€50,000€50,000=
Reserves13€51,231€51,231=
Distributable reserves133€51,231€51,231=
Profit (loss) carried forward14€294,135€377,167▲
Amounts payable17/49€2.0m€2.0m▼
Amounts payable after more than one year17€2.0m€2.0m▼
Other amounts payable178/9€2.0m€2.0m▼
Amounts payable within one year42/48€1,569€5,198▲
Trade debts44€1,324€1,168▼
Suppliers440/4€1,324€1,168▼
Taxes, remuneration and social security45€246€1,445▲
Taxes450/3€246€1,445▲
Other amounts payable47/48-€2,585
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€265€1,671▲
Other operating charges640/8€1,282€2,636▲
Gross operating margin9900-€13,146-€268▲
Operating profit (loss)9901-€14,693-€4,575▲
Financial income75/76B€1€88,000▲
Recurring financial income75€1€88,000▲
Financial charges65/66B€138€150▲
Recurring financial charges65€138€150▲
Profit (loss) for the period before taxes9903-€14,829€83,275▲
Income taxes67/77€246€243▼
Profit (loss) for the period9904-€15,075€83,032▲
Profit (loss) for the period to be appropriated9905-€15,075€83,032▲
Appropriation of the result
Profit (loss) to be appropriated9906€294,135€377,167▲
Profit (loss) brought forward from the previous period14P€309,210€294,135▼

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Remuneration, social security and pensions62€40,236-€162----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13,768€12,284€1,291€265€1,671▲ 530%
Other operating charges640/8€1,565€2,649€1,397€1,282€2,636▲ 106%
Gross operating margin9900-€1,137-€48,978-€12,927-€13,146-€268▲ 98.0%
Operating profit (loss)9901-€56,706-€63,749-€15,615-€14,693-€4,575▲ 68.9%
Financial income75/76B€2€1€550,000€1€88,000▲ 8,888,799%
Recurring financial income75€2€1€550,000€1€88,000▲ 8,888,799%
Financial charges65/66B€473€709€184€138€150▲ 9.0%
Recurring financial charges65€473€709€184€138€150▲ 9.0%
Profit (loss) for the period before taxes9903-€57,177-€64,457€534,200-€14,829€83,275▲ 662%
Income taxes67/77€715€577-€0€246€243▼ 1.0%
Profit (loss) for the period9904-€57,892-€65,035€534,200-€15,075€83,032▲ 651%
Profit (loss) for the period to be appropriated9905-€57,892-€65,035€534,200-€15,075€83,032▲ 651%
Line20212022202320242025Change
Assets
Total assets20/58€1.8m€1.8m€3.0m€2.4m€2.5m▲ 1.2%
Fixed assets21/28€1.8m€1.8m€2.4m€2.4m€2.4m▲ 0.1%
Tangible fixed assets22/27€13,575€1,291-€1,644€4,501▲ 174%
Furniture and vehicles24€10,993--€1,644€4,501▲ 174%
Other tangible fixed assets26€2,582€1,291----
Financial fixed assets28€1.8m€1.8m€2.4m€2.4m€2.4m=
Current assets29/58€19,080€5,976€553,556€31,191€56,810▲ 82.1%
Amounts receivable within one year40/41€7,071€5,317€3,198€18,198€35,490▲ 95.0%
Trade receivables40€3,957€2,541----
Other amounts receivable41€3,114€2,776€3,198€18,198€35,490▲ 95.0%
Cash at bank and in hand54/58€11,191€560€550,261€11,547€21,320▲ 84.6%
Deferred charges and accrued income490/1€818€99€98€1,447€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.8m€3.0m€2.4m€2.5m▲ 1.2%
Equity10/15-€58,725-€123,759€410,441€395,366€478,398▲ 21.0%
Contributions10/11€50,000€50,000€50,000€50,000€50,000=
Reserves13€51,231€51,231€51,231€51,231€51,231=
Non-distributable reserves130/1€5,000€5,000€5,000---
Reserves not available under the articles1311€5,000€5,000€5,000---
Distributable reserves133€46,231€46,231€46,231€51,231€51,231=
Profit (loss) carried forward14-€159,956-€224,991€309,210€294,135€377,167▲ 28.2%
Amounts payable17/49€1.8m€1.9m€2.6m€2.0m€2.0m▼ 2.7%
Amounts payable after more than one year17€5,232€1.9m€2.6m€2.0m€2.0m▼ 2.8%
Financial debts170/4€5,232-----
Other amounts payable178/9-€1.9m€2.6m€2.0m€2.0m▼ 2.8%
Amounts payable within one year42/48€1.8m€20,001€1,913€1,569€5,198▲ 231%
Current portion of amounts payable after more than one year42€10,355€5,232----
Trade debts44€10,613€10,616€1,913€1,324€1,168▼ 11.8%
Suppliers440/4€10,613€10,616€1,913€1,324€1,168▼ 11.8%
Taxes, remuneration and social security45€9,148€4,153-€246€1,445▲ 488%
Taxes450/3€1,589€710-€246€1,445▲ 488%
Remuneration and social security454/9€7,559€3,443----
Other amounts payable47/48€1.8m---€2,585-
Line20212022202320242025Change
Profit (loss) for the period9904-€57,892-€65,035€534,200-€15,075€83,032▲ 651%
+ Depreciation and write-downs630€13,768€12,284€1,291€265€1,671▲ 530%
Operating cash flow (approximation)-€44,124-€52,750€535,492-€14,810€84,703▲ 672%
Investment in fixed assets (approximation)--€0-€660,000-€1,909-€4,527▼ 137%
Change in cash--€10,631€549,701-€538,714€9,773▲ 102%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 24 days late
2025
31-12
Financial Back to profitnet €83,032
Net result €83,032 after one loss-making year.
27-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 27 days late
2024
29-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial Back to profitnet €534,200
Net result €534,200 after 4 loss-making years.
31-12
Financial Liquidity times 969current ratio 289.37
Current ratio from 0.30 to 289.37; short-term debt falls from €20,001 to €1,913.
31-12
Financial Equity above €200,000Eq €410,441
Equity rises from -€123,759 to €410,441.
29-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
12-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 12 days late
2021
28-09
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 59 days late
2020
30-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
31-12
Financial Weakest financial yearnet -€72,861
Net result drops to -€72,861, the lowest in the series; recovery starts the following year.
Show earlier events
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
28-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2013
seat establishment The establishment unit on the map
Ground area
1.6 ha
Building footprint
1,275 m²
Volume, LiDAR
4,914 m³
2 parcels, Flanders, Wallonia · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
GUCHEM
Avenue du Mont Marcure 5, 1420 Braine-l'AlleudFinancial service activities, except insurance and pension funding
since 20132.224.314.126
2 parcels
Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22552F0001/02D034 Flanders 9,995 m² 1 · 802 m² 12.2 m
25743H0029/00L002 Wallonia 5,845 m² 1 · 474 m² 10.3 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of GUCHEM and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 82,646 companies in sector 70200 we hold annual accounts for 52,627. 35,032 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded19-11-2013
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
64210Activities of holding companies
68322Real estate appraisal on a fee or contract basis
E-invoicing
Reachable via Peppol
Peppol ID 0208:0542339965
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.