GUARDIS
ActiveSummary
The annual accounts of GUARDIS for fiscal year 2025 show a net loss of 94% of total assets and of 55% of the equity at the start of that year. The 2025 annual accounts show equity of €228k and a net result of €-275k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 71% of 17090 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-72
Solvency100=
Growth48▼-14
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.57 against 4.82 in 2024; short-term debt: 22.4% and cash: 51.9% of total assets), and 22.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.6%
Return on assets
-93.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
72 d early
2023
69 d early
2022
94 d early
2021
109 d early
2020
102 d early
2019
88 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€0
2024 · €0
EBIT margin
7.7%▲ 10.1pp
2021 · -2.4%
Net result
€-275k
2024 · €17k
Working capital
€169k▼ 57.0%
2024 · €392k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€482k▲ 14.3%€536k▲ 11.2%€0€0
Operating result€-12k€42k€9k▼ 78.5%€-126k€-275k▼ 118%
Net result€-9k€55k€159k▲ 188%€17k▼ 89.2%€-275k
EBIT margin-2.4%▼ 10.3pp7.7%▲ 10.1pp
Equity€285k▼ 0.3%€359k▲ 26.0%€489k▲ 36.1%€503k▲ 2.9%€228k▼ 54.7%
Total assets€347k▲ 1.7%€411k▲ 18.4%€627k▲ 52.6%€606k▼ 3.3%€294k▼ 51.6%
Debt€62k▲ 12.4%€52k▼ 16.8%€138k▲ 167%€103k▼ 25.6%€66k▼ 36.0%
Working capital€275k▲ 4.7%€308k▲ 12.0%€416k▲ 35.0%€392k▼ 5.7%€169k▼ 57.0%
Staff (FTE)5.4▲ 1.9%5.3▼ 1.9%5▼ 5.7%5=4.4▼ 12.0%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €275k in 2025 against €126k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €294k
Fixed assets
€59k ▼ 46.9%
Current assets
€234k ▼ 52.6%
Equity and liabilities €294k
Equity
€228k ▼ 54.7%
Debt
€66k ▼ 36.0%
Debt's share of the balance-sheet total rises from 16.9% to 22.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-250k▼
2024 · €105k
Cash flow
€-250k▼
2024 · €248k
Current ratio
3.57▼
2024 · 4.82
Debt to equity
0.29▲
2024 · 0.20
ROE
-120.9%▼
2024 · 3.4%
ROA
-93.9%▼
2024 · 2.8%
Interest coverage
-4182.48▼
2024 · 1783.53
Debt ≤ 1 year
€66k▼
2024 · €103k
Income taxes
€411▲
2024 · €-5k
Staff costs
€309k▼
2024 · €356k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €482k | €536k | - | €0 | €0 | - |
| Non-recurring operating income76A | €762 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €148k | €152k | - | €0 | €0 | - |
| Remuneration, social security and pensions62 | €321k | €332k | €362k | €356k | €309k | ▼ 13.1% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €23k | €9k | €177k | €231k | €25k | ▼ 89.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €23k | - |
| Other operating charges640/8 | €2k | €834 | €6k | €6k | €11k | ▲ 85.8% |
| Gross operating margin9900 | €334k | €384k | €554k | €467k | €94k | ▼ 80.0% |
| Operating profit (loss)9901 | €-12k | €42k | €9k | €-126k | €-275k | ▼ 118% |
| Financial income75/76B | €3k | €15k | €159k | €138k | - | - |
| Recurring financial income75 | €3k | €15k | €159k | €138k | - | - |
| Financial charges65/66B | €216 | €159 | €57 | €59 | €60 | ▲ 1.2% |
| Recurring financial charges65 | €216 | €159 | €57 | €59 | €60 | ▲ 1.2% |
| Profit (loss) for the period before taxes9903 | €-8k | €56k | €167k | €12k | €-275k | ▼ 2,436% |
| Income taxes67/77 | €560 | €691 | €8k | €-5k | €411 | ▲ 108% |
| Profit (loss) for the period9904 | €-9k | €55k | €159k | €17k | €-275k | ▼ 1,703% |
| Profit (loss) for the period to be appropriated9905 | €-9k | €55k | €159k | €17k | €-275k | ▼ 1,703% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €347k | €411k | €627k | €606k | €294k | ▼ 51.6% |
| Fixed assets21/28 | €10k | €51k | €73k | €111k | €59k | ▼ 46.9% |
| Intangible fixed assets21 | - | - | €0 | €0 | €0 | - |
| Tangible fixed assets22/27 | €9k | €50k | €72k | €111k | €59k | ▼ 46.9% |
| Plant, machinery and equipment23 | - | - | €2k | €2k | €1k | ▼ 25.7% |
| Furniture and vehicles24 | €9k | €50k | €70k | €110k | €58k | ▼ 47.2% |
| Financial fixed assets28 | €974 | €974 | €974 | €0 | - | - |
| Current assets29/58 | €337k | €360k | €554k | €495k | €234k | ▼ 52.6% |
| Amounts receivable within one year40/41 | €88k | €107k | €258k | €98k | €81k | ▼ 16.5% |
| Trade receivables40 | €88k | €105k | €249k | €78k | €62k | ▼ 20.6% |
| Other amounts receivable41 | €213 | €2k | €9k | €20k | €20k | ▼ 0.7% |
| Cash at bank and in hand54/58 | €246k | €251k | €292k | €395k | €152k | ▼ 61.4% |
| Deferred charges and accrued income490/1 | €3k | €2k | €4k | €2k | €779 | ▼ 68.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €347k | €411k | €627k | €606k | €294k | ▼ 51.6% |
| Equity10/15 | €285k | €359k | €489k | €503k | €228k | ▼ 54.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Reserves13 | €2k | €2k | €161k | €178k | €178k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | - | - | €161k | €178k | €178k | = |
| Profit (loss) carried forward14 | €256k | €311k | €310k | €307k | €31k | ▼ 89.8% |
| Investment grants15 | €9k | €28k | €0 | €0 | €0 | - |
| Amounts payable17/49 | €62k | €52k | €138k | €103k | €66k | ▼ 36.0% |
| Amounts payable within one year42/48 | €62k | €52k | €138k | €103k | €66k | ▼ 36.0% |
| Financial debts43 | - | - | €1k | €1k | €3k | ▲ 107% |
| Credit institutions430/8 | - | - | €1k | €1k | €3k | ▲ 107% |
| Trade debts44 | €3k | €2k | €48k | €40k | €26k | ▼ 34.2% |
| Suppliers440/4 | €3k | €2k | €48k | €40k | €26k | ▼ 34.2% |
| Taxes, remuneration and social security45 | €59k | €49k | €86k | €59k | €37k | ▼ 37.3% |
| Taxes450/3 | €20k | €11k | €39k | €13k | €9k | ▼ 28.8% |
| Remuneration and social security454/9 | €39k | €38k | €48k | €46k | €27k | ▼ 39.7% |
| Other amounts payable47/48 | - | - | €2k | €3k | €115 | ▼ 96.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-9k | €55k | €159k | €17k | €-275k | ▼ 1,703% |
| + Depreciation and write-downs630 | €23k | €9k | €177k | €231k | €25k | ▼ 89.0% |
| Operating cash flow (approximation) | €14k | €65k | €336k | €248k | €-250k | ▼ 201% |
| Investment in fixed assets (approximation) | - | €-51k | €-199k | €-269k | €27k | ▲ 110% |
| Change in cash | - | €5k | €40k | €103k | €-242k | ▼ 335% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-275k
Net result drops to €-275k, the lowest in the series.
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €500kEq €503k ▲2.9%
3 profitable years in a row build equity to €503k.
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €159k ▲188%
Net result €159k, the highest in the series.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €55k
Net result €55k after one loss-making year.
13-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
20-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
04-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
30-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
12-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hannut · 1 establishment unit since 2004
Ground area
3,321 m²
Building footprint
1,053 m²
Volume, LiDAR
5,990 m³
Parcel 64009A0558/00H000, Wallonia · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
13
companies at this address
See who is registered here
1 establishment unit
Guardis
since 20042.139.674.795
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 64009A0558/00H000 | Wallonia | 3,321 m² | 1 · 1,052 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 14,393 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-10-2004
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
58290Other software publishing
62900Other information technology and computer services
95100Repair and maintenance of computers and communication equipment
Scores and ratios are computed by Checked and are not a credit decision.