Guarde
ActiveGuarde has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €29k. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 79% of 14038 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+59
Solvency95▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 2.38 against 2.71 in 2024; short-term debt: 27.5% and cash: 63% of total assets), and 29.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.3%
Return on assets
9.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
34 d early
2023
57 d early
2022
21 d early
2021
34 d early
2020
43 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 15.8%
2024 · €180k
2018: €171k
2019: €178k
2020: €186k
2021: €193k
2022: €201k
2023: €181k
2024: €180k
2018 → 2025
Total assets
€297k▲ 16.4%
2024 · €255k
2018: €234k
2019: €234k
2020: €241k
2021: €244k
2022: €249k
2023: €254k
2024: €255k
2018 → 2025
Net result
€29k▲ 370%
2024 · €6k
2018: €7k
2019: €7k
2020: €8k
2021: €8k
2022: €8k
2023: €6k
2024: €6k
2018 → 2025
Working capital
€113k▼ 6.9%
2024 · €121k
2018: €24k
2019: €45k
2020: €67k
2021: €90k
2022: €111k
2023: €106k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€193k-€201k▲ 3.9%€181k▼ 9.7%€180k▼ 0.6%€209k▲ 15.8%
Operating result€-16k-€-16k▼ 0.8%€-18k▼ 15.2%€-17k▲ 5.7%€47k
Net result€8k-€8k▼ 1.1%€6k▼ 16.6%€6k▼ 4.2%€29k▲ 370%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €47k after a loss of €17k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €297k
Fixed assets
€103k▲ 62.1%
Current assets
€195k▲ 1.4%
Equity and liabilities €297k
Equity
€209k▲ 15.8%
Debt
€88k▲ 17.8%
The debt ratio rises from 29.3% to 29.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€52k▲
2024 · €-3k
Cash flow
€34k▲
2024 · €20k
Solvency
70.3%▼
2024 · 70.7%
Current ratio
2.38▼
2024 · 2.71
Quick ratio
2.38▼
2024 · 2.71
Debt / equity
0.42▲
2024 · 0.42
ROE
13.7%▲
2024 · 3.4%
ROA
9.6%▲
2024 · 2.4%
Interest coverage
12.28▲
2024 · -0.74
Debt
€88k▲
2024 · €75k
Debt ≤ 1 year
€82k▲
2024 · €71k
Income taxes
€15k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€297k▲
Fixed assets21/28€63k€103k▲
Tangible fixed assets22/27€63k€103k▲
Land and buildings22€63k€66k▲
Furniture and vehicles24-€36k
Current assets29/58€192k€195k▲
Amounts receivable within one year40/41-€5k
Trade receivables40-€5k
Other amounts receivable41-€27
Cash at bank and in hand54/58€192k€187k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€255k€297k▲
Equity10/15€180k€209k▲
Contributions10/11€125k€125k=
Reserves13€55k€84k▲
Distributable reserves133€55k€84k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€75k€88k▲
Amounts payable within one year42/48€71k€82k▲
Trade debts44€210€633▲
Suppliers440/4€210€633▲
Taxes, remuneration and social security45€3k€20k▲
Taxes450/3€3k€20k▲
Other amounts payable47/48€67k€61k▼
Accrued charges and deferred income492/3€4k€6k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€5k▼
Other operating charges640/8€387€4k▲
Gross operating margin9900€-3k€56k▲
Operating profit (loss)9901€-17k€47k▲
Financial income75/76B€30k€2k▼
Recurring financial income75€30k€2k▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€8k€44k▲
Income taxes67/77€2k€15k▲
Profit (loss) for the period9904€6k€29k▲
Profit (loss) for the period to be appropriated9905€6k€29k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€29k▲
Transfer from equity791/2€7k€0▼
Transfer to equity691/2€6k€29k▲
To other reserves6921€6k€29k▲
Profit to be distributed694/7€7k€0▼
Directors or managers695€7k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €29k ▲370%
Operating result €47k, net result €29k, both a record.
31-12
Financial
Equity above €200kEq €209k ▲15.8%
8 profitable years in a row build equity to €209k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €6k ▼4.2%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
10-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €201k ▲3.9%
5 profitable years in a row build equity to €201k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
10-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2009
Ground area
309 m²
Building footprint
139 m²
Volume, LiDAR
1,030 m³
Parcel 31804D1303/00E000, Flanders · tallest building 13.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Guarde
since 20092.176.644.069
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31804D1303/00E000 | Flanders | 309 m² | 1 · 139 m² | 13.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PRINCESS KEUKENS REAL ESTATE
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,831 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-01-2009
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68321Property management for co-owned buildings (syndics)
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.