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GUAN

Active
Public limited companyfounded 198937 yrs activeBosstraat 16, 3294 Diest, BelgiumKBO/BCE: BE 0436.494.951
Summary

GUAN has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €738,303 and a net result of -€15,489. Equity remains stable across the filed fiscal years (±1.7% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability16=
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50,000 at 30 days acceptable
short-term debt: 0.3% and cash: 53.1% of total assets, and 5.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 37 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
94.7%
Return on assets
-2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-06-2026, 36 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
36 d early
2024
37 d early
2023
41 d early
2022
35 d early
2021
30 d early
2020
36 d early
2019
14 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 29 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 25 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

GUAN was incorporated on 12 January 1989.1 Total assets went from EUR 750,541 in 2018 to EUR 779,976 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, micro schema, 2025 accounts filed, figures not processed yet

Equity
€738,303▼ 2.1%
2023 · €753,792
Total assets
€779,976▼ 2.1%
2023 · €796,577
Net result
-€15,489▲ 24.0%
2023 · -€20,380
Working capital
€622,658▼ 2.5%
2023 · €638,447
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result-€20,568▼ 162%€134,692€5,102▼ 96.2%-€18,788-€17,437▲ 7.2%
Net result-€18,963▼ 136%€115,537€3,069▼ 97.3%-€20,380-€15,489▲ 24.0%
Equity€655,566▼ 2.8%€771,103▲ 17.6%€774,172▲ 0.4%€753,792▼ 2.6%€738,303▼ 2.1%
Total assets€717,042▼ 3.4%€851,041▲ 18.7%€815,561▼ 4.2%€796,577▼ 2.3%€779,976▼ 2.1%
Debt€61,476▲ 542%€40,563▼ 34.0%€2,014▼ 95.0%€3,410▲ 69.3%€2,298▼ 32.6%
Working capital€528,531▼ 11.6%€671,299▲ 27.0%€675,114▲ 0.6%€638,447▼ 5.4%€622,658▼ 2.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2020: -€20,568-€20,568Net result 2020: -€18,963-€18,963Operating result 2021: €134,692€134,692Net result 2021: €115,537€115,537Operating result 2022: €5,102€5,102Net result 2022: €3,069€3,069Operating result 2023: -€18,788-€18,788Net result 2023: -€20,380-€20,380Operating result 2024: -€17,437-€17,437Net result 2024: -€15,489-€15,48920202021202220232024-€30,000-€20,000-€10,000€0€10,000Operating result 2022: €5,102€5,100Net result 2022: €3,069€3,070Operating result 2023: -€18,788-€18,800Net result 2023: -€20,380-€20,400Operating result 2024: -€17,437-€17,400Net result 2024: -€15,489-€15,500202220232024
The operating result stays negative: a loss of €17,437 in 2024 against €18,788 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €779,976
Fixed assets €155,020 ▲ 0.2%
Current assets €624,956 ▼ 2.6%
Equity and liabilities €779,976
Equity €738,303 ▼ 2.1%
Provisions €39,375 =
Debt €2,298 ▼ 32.6%
Debt's share of the balance-sheet total falls from 0.4% to 0.3%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
-€12,548▲
2023 · -€14,427
Cash flow
-€10,600▲
2023 · -€16,019
Debt to equity
0.00▼
2023 · 0.00
ROE
-2.1%▲
2023 · -2.7%
ROA
-2.0%▲
2023 · -2.6%
Interest coverage
-9.41▲
2023 · -11.32
Debt ≤ 1 year
€2,298▼
2023 · €3,410
A ratio outside any meaningful range has been withheld (balance sheet total €779,976, equity €738,303).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,612 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,612 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 44 lines
Balance sheet Code20232024
Assets
Total assets20/58€796,577€779,976▼
Fixed assets21/28€154,720€155,020▲
Tangible fixed assets22/27€154,720€155,020▲
Land and buildings22€153,509€153,370▼
Plant, machinery and equipment23€989€1,650▲
Furniture and vehicles24€222-
Current assets29/58€641,857€624,956▼
Amounts receivable within one year40/41€483€2,235▲
Other amounts receivable41€483€2,235▲
Current investments50/53€207,925€208,203▲
Cash at bank and in hand54/58€433,449€414,518▼
Equity and liabilities
Total equity and liabilities10/49€796,577€779,976▼
Equity10/15€753,792€738,303▼
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€691,792€691,792=
Non-distributable reserves130/1€24,789€24,789=
Legal reserve130€24,789€24,789=
Tax-exempt reserves132€118,125€118,125=
Distributable reserves133€548,878€548,878=
Profit (loss) carried forward14--€15,489
Provisions and deferred taxes16€39,375€39,375=
Deferred taxes168€39,375€39,375=
Amounts payable17/49€3,410€2,298▼
Amounts payable within one year42/48€3,410€2,298▼
Current portion of amounts payable after more than one year42€417€467▲
Trade debts44€1,212€50▼
Suppliers440/4€1,212€50▼
Other amounts payable47/48€1,781€1,781=
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,361€4,889▲
Other operating charges640/8€3,255€3,349▲
Gross operating margin9900-€11,172-€9,199▲
Operating profit (loss)9901-€18,788-€17,437▲
Financial income75/76B€1,331€3,282▲
Recurring financial income75€1,331€3,282▲
Financial charges65/66B€1,274€1,334▲
Recurring financial charges65€1,274€1,334▲
Profit (loss) for the period before taxes9903-€18,731-€15,489▲
Income taxes67/77€1,649-
Profit (loss) for the period9904-€20,380-€15,489▲
Profit (loss) for the period to be appropriated9905-€20,380-€15,489▲
Appropriation of the result
Profit (loss) to be appropriated9906-€20,380-€15,489▲
Transfer from equity791/2€20,380-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Non-recurring operating income76A-€157,500€25,260---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,593€1,848€3,296€4,361€4,889▲ 12.1%
Other operating charges640/8-€3,215€3,053€3,255€3,349▲ 2.9%
Gross operating margin9900-€9,651€139,755€11,451-€11,172-€9,199▲ 17.7%
Operating profit (loss)9901-€20,568€134,692€5,102-€18,788-€17,437▲ 7.2%
Financial income75/76B-€3,055€14€1,331€3,282▲ 147%
Recurring financial income75€121€3,055€14€1,331€3,282▲ 147%
Financial charges65/66B-€1,306€1,280€1,274€1,334▲ 4.7%
Recurring financial charges65€273€1,306€1,280€1,274€1,334▲ 4.7%
Profit (loss) for the period before taxes9903-€20,720€136,441€3,836-€18,731-€15,489▲ 17.3%
Transfer to deferred taxes680-€39,375----
Income taxes67/77€56,373-€18,471€767€1,649--
Profit (loss) for the period9904-€18,963€115,537€3,069-€20,380-€15,489▲ 24.0%
Transfer to tax-exempt reserves689-€118,125----
Profit (loss) for the period to be appropriated9905€93,928-€2,588€3,069-€20,380-€15,489▲ 24.0%
Line20202021202220232024Change
Assets
Total assets20/58€717,042€851,041€815,561€796,577€779,976▼ 2.1%
Fixed assets21/28€127,035€139,179€138,433€154,720€155,020▲ 0.2%
Tangible fixed assets22/27€127,035€139,179€138,433€154,720€155,020▲ 0.2%
Land and buildings22-€136,806€136,641€153,509€153,370▼ 0.1%
Plant, machinery and equipment23-€1,707€1,348€989€1,650▲ 66.8%
Furniture and vehicles24-€666€444€222--
Current assets29/58€590,007€711,862€677,128€641,857€624,956▼ 2.6%
Amounts receivable within one year40/41€1,250€2,166€10,945€483€2,235▲ 363%
Other amounts receivable41-€2,166€10,945€483€2,235▲ 363%
Current investments50/53€205,000€206,170€208,563€207,925€208,203▲ 0.1%
Cash at bank and in hand54/58€383,757€503,039€457,620€433,449€414,518▼ 4.4%
Deferred charges and accrued income490/1-€487----
Equity and liabilities
Total equity and liabilities10/49€717,042€851,041€815,561€796,577€779,976▼ 2.1%
Equity10/15€655,566€771,103€774,172€753,792€738,303▼ 2.1%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10-€62,000€62,000€62,000€62,000=
Issued capital100-€62,000€62,000€62,000€62,000=
Reserves13€593,566€711,691€712,172€691,792€691,792=
Non-distributable reserves130/1-€24,789€24,789€24,789€24,789=
Legal reserve130-€24,789€24,789€24,789€24,789=
Tax-exempt reserves132-€118,125€118,125€118,125€118,125=
Distributable reserves133-€568,777€569,258€548,878€548,878=
Profit (loss) carried forward14-€23,435-€2,588---€15,489-
Provisions and deferred taxes16-€39,375€39,375€39,375€39,375=
Deferred taxes168-€39,375€39,375€39,375€39,375=
Amounts payable17/49€61,476€40,563€2,014€3,410€2,298▼ 32.6%
Amounts payable within one year42/48€61,476€40,563€2,014€3,410€2,298▼ 32.6%
Current portion of amounts payable after more than one year42-€417€417€417€467▲ 12.0%
Trade debts44€190€127-€1,212€50▼ 95.9%
Suppliers440/4-€127-€1,212€50▼ 95.9%
Taxes, remuneration and social security45-€36,653----
Taxes450/3-€36,653----
Other amounts payable47/48-€3,366€1,597€1,781€1,781=
Line20202021202220232024Change
Profit (loss) for the period9904-€18,963€115,537€3,069-€20,380-€15,489▲ 24.0%
+ Depreciation and write-downs630€7,593€1,848€3,296€4,361€4,889▲ 12.1%
Operating cash flow (approximation)-€11,370€117,385€6,365-€16,019-€10,600▲ 33.8%
Investment in fixed assets (approximation)--€13,992-€2,550-€20,648-€5,189▲ 74.9%
Change in cash-€119,282-€45,419-€24,171-€18,931▲ 21.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
25-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
24-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet -€20,380
Net result drops to -€20,380, the lowest in the series; recovery starts the following year.
26-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity times 19current ratio 336.21
Current ratio from 17.55 to 336.21; short-term debt falls from €40,563 to €2,014.
01-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Back to profitnet €115,537
Net result €115,537 after 2 loss-making years.
25-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
14-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 14 days late
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
01-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 1 day late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 1989
seat establishment The establishment unit on the map
Ground area
7,159 m²
Building footprint
867 m²
Volume, LiDAR
4,208 m³
2 parcels, Flanders · tallest building 11.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Langedreef 36, 3271 Scherpenheuvel-Zichem
Insurance, reinsurance and pension funding, except compulsory social security
since 19892.041.843.169
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24073H0119/03E000 Flanders 3,708 m² 1 · 378 m² 11.4 m · 1 fl.
24005A0156/00A000 Flanders 3,451 m² 1 · 489 m² 9.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Company details

Identification
Legal formPublic limited company
Founded12-01-1989
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.