GTO Finances
ActiveSummary
GTO Finances has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€227,493) and a net result of -€66,760. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 10% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Overview
Official details
Source: KBO- Status
- Active since 16-01-2006 Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 4 others
- Establishment unit
- 2.205.267.383 1190 Vorst, since 17-11-2011
- Financial year end
- 31 October
- Peppol
- Reachable since 12-12-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.6%
- Gross margin
- €32,015
- ▼ 69.3%
- Turnover
- ≈ €52,000
- estimated
- Loss
- €66,760
- ▼ 61.6%
- Equity
- -€227,493
- ▼ 41.5%
- Total assets
- €1.1m
- ▼ 6.3%
- Negative equity on 31-10-2025
Score breakdownraises riskCapped at 59: negative equityNegative equity -€227,493Loss of €66,760, the second in a row (financial year 2025)lowers riskSize: total assets €1.1mSector: Real estate activities (NACE 68)Show the evidence
Checked score
About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 10% of them on solvency, 56% on liquidity, 18% on profitability and 14% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 38 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Key points
- Risk: Negative equitydebts exceed assets in financial year 2025 -€227,493 View
- Caution: Less equity than 95% of companies in real estatesector median €73,313 · 17,134 companies -€227,493 View
- Caution: Equity fell in 2025from -€160,732 to -€227,493 ▼ 41.5% View
- Caution: 2 loss-making years in a rowloss in financial year 2025 -€66,760 View
Comparable companies
These companies have the same main activity as GTO Finances: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €783,000 and €1.2m, founded between 2003 and 2007.
| Company | Total assets | Gross margin |
|---|---|---|
| GTO Finances Vorst | €1.1m | €0.03m |
| KRP Knokke-Heist | €1.2m | €0.03m |
| SAMGIL Brussel | €1.0m | €0.04m |
| FUNIMMO Ukkel | €0.8m | €0.03m |
| KBK GROUP Sint-Pieters-Woluwe | €1.0m | €0.02m |
| LOJA IMMO Elsene | €1.0m | €0.02m |
| JAVA-Invest Bilzen-Hoeselt | €0.9m | €0.03m |
Key facts about GTO Finances
- What is the company number of GTO Finances?
- The company number of GTO Finances is 0878.635.896. The VAT number is the same number with BE in front: BE 0878.635.896.
- Where is GTO Finances based?
- The registered office is at G. Van Haelenlaan 142, 1190 Vorst.Company details
- What does GTO Finances do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of GTO Finances?
- The legal form of GTO Finances is Private limited company (BV).
- When was GTO Finances founded?
- GTO Finances was founded on 16-01-2006.
- Is GTO Finances still active?
- Yes, GTO Finances is an active enterprise in the KBO register.
- How many employees does GTO Finances have?
- GTO Finances had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- What is the turnover of GTO Finances?
- The turnover in financial year 2025 is ≈ €52,000. This figure is estimated from the gross margin of €32,015 and 51 comparable companies (NACE 682). It probably lies between €39,000 and €76,000.
- Is GTO Finances profitable?
- In financial year 2025, GTO Finances made a loss of €66,760.
- Where can I find the annual accounts of GTO Finances?
- GTO Finances filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of GTO Finances due?
- GTO Finances must file the annual accounts for financial year 2026 by 31-05-2027.Timeline
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