GTC
ActiveGTC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €166k and a net result of €58k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 64% of 90 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
93
/ 100
Excellent▲ +4 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency93▲+16
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.41 in 2024), and 47.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.7%
Return on assets
18.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 29
Relative position
BE, all sectors
reference
Sector 29
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
9 d early
2023
12 d late
2022
29 d late
2021
10 d late
2020
3 d late
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€166k▲ 53.5%
2024 · €108k
2018: €66k
2019: €74k
2020: €89k
2021: €37k
2022: €55k
2023: €108k
2024: €108k
2018 → 2025
Total assets
€316k▲ 32.0%
2024 · €239k
2018: €244k
2019: €236k
2020: €182k
2021: €261k
2022: €195k
2023: €277k
2024: €239k
2018 → 2025
Net result
€58k▼ 13.3%
2024 · €67k
2018: €9k
2019: €8k
2020: €15k
2021: €33k
2022: €17k
2023: €54k
2024: €67k
2018 → 2025
Working capital
€122k▲ 128%
2024 · €54k
2018: €44k
2019: €55k
2020: €47k
2021: €3k
2022: €21k
2023: €38k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€37k-€55k▲ 46.9%€108k▲ 98.4%€108k▲ 0.1%€166k▲ 53.5%
Operating result€45k-€21k▼ 54.5%€67k▲ 223%€84k▲ 26.5%€70k▼ 16.5%
Net result€33k-€17k▼ 47.2%€54k▲ 208%€67k▲ 24.5%€58k▼ 13.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 16% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316k
Fixed assets
€49k▼ 11.0%
Current assets
€267k▲ 44.7%
Equity and liabilities €316k
Equity
€166k▲ 53.5%
Debt
€149k▲ 14.2%
The debt ratio falls from 54.7% to 47.3%: equity grows faster than debt.
Key figures and ratios
EBITDA
€89k▼
2024 · €104k
Cash flow
€77k▼
2024 · €87k
Solvency
52.7%▲
2024 · 45.3%
Current ratio
1.85▲
2024 · 1.41
Quick ratio
1.82▲
2024 · 1.39
Debt / equity
0.90▼
2024 · 1.21
ROE
34.8%▼
2024 · 61.7%
ROA
18.4%▼
2024 · 27.9%
Interest coverage
31.60▲
2024 · 28.43
Debt
€149k▲
2024 · €131k
Debt ≤ 1 year
€145k▲
2024 · €131k
Income taxes
€15k▼
2024 · €18k
Staff costs
€147k▲
2024 · €132k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€239k€316k▲
Fixed assets21/28€55k€49k▼
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€52k€47k▼
Land and buildings22-€846
Plant, machinery and equipment23€14k€19k▲
Furniture and vehicles24€33k€24k▼
Other tangible fixed assets26€4k€3k▼
Current assets29/58€184k€267k▲
Stocks and contracts in progress3€3k€4k▲
Stocks30/36€3k€4k▲
Amounts receivable within one year40/41€172k€258k▲
Trade receivables40€84k€132k▲
Other amounts receivable41€88k€126k▲
Cash at bank and in hand54/58€4k€235▼
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€239k€316k▲
Equity10/15€108k€166k▲
Contributions10/11€19k€19k=
Reserves13€2k€22k▲
Distributable reserves133€2k€22k▲
Profit (loss) carried forward14€88k€126k▲
Amounts payable17/49€131k€149k▲
Amounts payable within one year42/48€131k€145k▲
Current portion of amounts payable after more than one year42€14k€24k▲
Financial debts43-€1k
Credit institutions430/8-€1k
Trade debts44€81k€89k▲
Suppliers440/4€81k€89k▲
Taxes, remuneration and social security45€36k€30k▼
Taxes450/3€26k€20k▼
Remuneration and social security454/9€9k€10k▲
Accrued charges and deferred income492/3-€5k
Income statement
Code20242025
Remuneration, social security and pensions62€132k€147k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€19k▼
Other operating charges640/8€5k€1k▼
Gross operating margin9900€241k€238k▼
Operating profit (loss)9901€84k€70k▼
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€5k€3k▼
Recurring financial charges65€4k€3k▼
Non-recurring financial charges66B€1k-
Profit (loss) for the period before taxes9903€85k€73k▼
Income taxes67/77€18k€15k▼
Profit (loss) for the period9904€67k€58k▼
Profit (loss) for the period to be appropriated9905€67k€58k▼
Appropriation of the result
Profit (loss) to be appropriated9906€155k€146k▼
Profit (loss) brought forward from the previous period14P€88k€88k▲
Transfer to equity691/2-€20k
To other reserves6921-€20k
Profit to be distributed694/7€67k-
Return on contributions (dividend)694€67k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €150kEq €166k ▲53.5%
8 profitable years in a row build equity to €166k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €67k ▲24.5%
Operating result €84k, net result €67k, both a record.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Equity above €100kEq €108k ▲98.4%
6 profitable years in a row build equity to €108k.
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €8k ▼5.9%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halen · 1 establishment unit since 2009
Ground area
2,916 m²
Building footprint
2,016 m²
Volume, LiDAR
11,811 m³
Parcel 71020B0089/00F000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Reydams wagenbouw
since 20092.183.175.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71020B0089/00F000 | Flanders | 2,916 m² | 1 · 2,016 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Buitra
BE 0450.171.951
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MAD INDUSTRIES
BE 0826.539.671
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KAROSSERIE MARC MEESSEN
BE 0807.084.738
Eupen · Eq €169k
FLEXVAN
BE 0801.955.319
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STOREVAN VLAANDEREN
BE 0545.898.776
Wetteren · Eq €157k
Of 248 companies in sector 29201 we hold annual accounts for 120. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-11-2009
Fiscal year end31-12
Activities, NACEBEL
29201Manufacture of motor vehicles, trailers and semi-trailers
29202Manufacture of motor vehicles, trailers and semi-trailers
28220Manufacture of machinery and equipment not elsewhere classified
28300Manufacture of machinery and equipment not elsewhere classified
28920Manufacture of machinery and equipment not elsewhere classified
29100Manufacture of motor vehicles, trailers and semi-trailers
45194
45204
46713Wholesale trade
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.