Skip to content

GSC

Active
Private limited company·Kappers- en barbiersactiviteiten· 7 yrs active
Open bankruptcy
KBO/BCE: BE 0712.551.112
Watch Print / PDF
Age7 yrs
Board1
Staff (FTE)8.3

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for GSC according to publications in the Belgian State Gazette. The file additionally contains 1 administrative flag. The 2023 annual accounts show negative equity (€-207k) and a net result of €-132k.

Based on the State Gazette, CBE and 5 annual accounts.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

2 events
02-08-2024
KBO administration Address struck
16-05-2024
Bankruptcy Opening
Date: 29-04-2024 · Tribunal de l’entreprise du Hainaut, division Mons · GSC SRL RUE DES GRANDS PRES 1/6, 7000 MONS · Publications in State Gazette ↗

Filing behaviour

From the deposit records, complete market-wide
Filing behaviour not assessed
The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.
Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 04-04-2024, 118 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.
How we compute the deadline
The year end is derived from 5 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2023, that is 31-07-2024.
Deadline per financial year
Year closed Due by Filed Variance Reference
31-12-2025 31-07-2026 nothing on record not filed -
31-12-2024 31-07-2025 nothing on record not filed -
31-12-2023 31-07-2024 04-04-2024 118 d early 2024-00056868
31-12-2022 31-07-2023 19-06-2023 42 d early 2023-00140770
31-12-2021 31-07-2022 04-05-2022 88 d early 2022-20021129
31-12-2020 31-07-2021 15-06-2021 46 d early 2021-20600570
31-12-2019 31-07-2020 09-06-2020 52 d early 2020-16000111

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals
Register: open bankruptcy
The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.
Open bankruptcy
Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

1 event
Address struck

Financials

Turnover€472k-3.6%
EBIT margin-26.2%-16.1pp
Net result€-132k-137.8%
Working capital€-209k-234.8%
Directors1

Annual accounts & ratios

Source: NBB · 2023
Annual accounts filed on 04-04-2024 with the NBB · fiscal year 2023 · micro
€-200k€0€200k€400kRevenue 2019: €488k€488kOperating result 2019: €-25k€-25kNet result 2019: €-31k€-31kRevenue 2020: €318k€318kOperating result 2020: €-29k€-29kNet result 2020: €-65k€-65kRevenue 2021: €381k€381kOperating result 2021: €26k€26kNet result 2021: €21k€21kRevenue 2022: €490k€490kOperating result 2022: €-49k€-49kNet result 2022: €-56k€-56kRevenue 2023: €472k€472kOperating result 2023: €-124k€-124kNet result 2023: €-132k€-132k20192020202120222023
RevenueOperating resultNet result
Revenue
€472k
-3.6% 19-23
EBITDA
€-116k
-175.6% 19-23
Net profit
€-132k
-137.8% 19-23
Cash flow
€-125k
-158.3% 19-23
Total assets
€125k
+12.8% 19-23
Equity
€-207k
-178.3% 19-23
Working capital
€-209k
-234.8% 19-23
Employees (FTE)
8
+2.5% 19-23
Staff costs
€295k
+4.4% 19-23
Income taxes
€132
+10.0% 19-23
Debt
€332k
+79.2% 19-23
Debt ≤ 1y
€298k
+123.0% 19-23
Debt > 1y
€34k
-34.4% 19-23
Current ratio
0.30
-43.9% 19-23
Quick ratio
0.28
-42.3% 19-23
Solvency
-165.5%
-146.8% 19-23
Debt / equity
-1.60
+35.6% 19-23
ROE
64.1%
-14.5% 19-23
ROA
-106.0%
-110.9% 19-23
Net margin
-28.0%
-146.7% 19-23
EBITDA margin
-24.6%
-185.8% 19-23
Interest coverage
-13.50
-93.8% 19-23
Figures by fiscal year
Fiscal year2023
Depositmicro
Revenue€472k
EBITDA€-116k
Net profit€-132k
Cash flow€-125k
Staff costs€295k
Income taxes€132
Dividends-
Total assets€125k
Equity€-207k
Debt€332k
of which ≤ 1y€298k
of which > 1y€34k
Working capital€-209k
Employees (FTE)8.3
Ratios (computed)
2023
Current ratio0.30
Quick ratio0.28
Working capital ratio-167.2%
Solvency-165.5%
Debt / equity-1.60
Long-term debt ratio-0.16
Interest coverage-13.50
Gross margin39.4%
Net margin-28.0%
ROA-106.0%
ROE64.1%
EBITDA margin-24.6%
Days sales outstanding25d
Days payable outstanding236d
Inventory turnover42.01
Days inventory (DSI)9d
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€125k
Fixed assets 21/28€36k
Intangible fixed assets 21€31k
Tangible fixed assets 22/27€4k
Financial fixed assets 28€573
Current assets 29/58€89k
Stocks & contracts in progress 3€7k
Amounts receivable within one year 40/41€32k
Cash & bank 54/58€25k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€125k
Equity 10/15€-207k
Contributions / capital 10/11€25k
Accumulated profits (losses) 14€-232k
Amounts payable 17/49€332k
Amounts payable after one year 17€34k
Amounts payable within one year 42/48€298k
Trade debts payable within one year 44€185k
Income statement
Turnover 70€472k
Gross operating margin 9900€186k
Operating result 9901€-124k
Financial income 75€72
Financial charges 65€9k
Result before taxes 9903€-132k
Income taxes 67/77€132
Net result for the period 9904€-132k
Result to be appropriated 9905€-132k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2023 · computed
0 / 100 Critical
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2023 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

1 director
Current directors & mandates
  • VENTURA Céline
    Director
    State Gazette act 24376038 (13-03-2024)
    Current
    13-03-2024 → present
    4 events
    • 13-03-2024 Resigned· Manager
    • 13-03-2024 Appointed· Director
    • 13-03-2024 Appointed· Managing director
    • 13-03-2024 Appointed· Personne déléguée à la gestion journalière
Permanent representatives (1)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
  • VENTURA Céline
    Représentant permanent
    State Gazette act 24376038 (13-03-2024)
    Permanent representative
    13-03-2024 → present
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Insolvency mandates

1 mandate
Role Name Tenure Source
Curator LUDIVINE DEWELLE
RUE NOTRE-DAME 67, 7000 MONS- . Date provisoire de cessation de paiement : 29/04/2024
29-04-2024 → present Belgian State Gazette

Legal Structure

NACE primary Kappers- en barbiersactiviteiten(96210)
Legal form Private limited company(610)
Incorporation24-10-2018
StatusActive
Postal code-
First BS signal 16-05-2024
Latest BS signal 16-05-2024

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Establishment units

1 location
L'Atelier de Coiffure
Place des Grands Prés 1, 7000 MonsDetailhandel in kledingaccessoires
since 20182.281.255.007
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels2
Ground area7.1 ha
Buildings2
Building footprint4.4 ha
Volume (LiDAR)360,516 m³
Tallest building14.3 m · ±3 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53402A0191/00H015 Wallonia 7.0 ha 1 · 4.4 ha 14.3 m · 3 fl.
53402A0200/00F002 Wallonia 413 m² 1 · 105 m² 5.5 m · 2 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

2 events from the State Gazette
02-08-2024
KBO administration Address struck
16-05-2024
Bankruptcy Opening
Date: 29-04-2024 · Tribunal de l’entreprise du Hainaut, division Mons · GSC SRL RUE DES GRANDS PRES 1/6, 7000 MONS · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026
COVID lockdownEnergiecrisisECB hikes2021202220232024202520262024-05-16 · Bankruptcy · Opening2024-08-02 · KBO administration · Address struck
Macro context
2020-Q2/Q3 COVID lockdown
2022 energy crisis
2023-2024 ECB rate hikes
Legend
Bankruptcy
Interim / reorg
KBO event

Belgisch Staatsblad · acts

1 acts
All acts · 1 updated 2 years ago
2024
13-03-2024 4 directors appointed, 1 resigning Director changes·Arnaud WILLEMScorrection
  • VENTURA Céline, Bestuurder
  • VENTURA Céline, Gedelegeerd bestuurder
  • VENTURA Céline, Représentant permanent
  • VENTURA Céline, Personne déléguée à la gestion journalière
  • VENTURA Céline, Zaakvoerder
Notary: Arnaud WILLEMS · Jurbise

Analysis

Snowflake analysis

financial profile on 5 axes
Health0Profitability33Solvency33Growth32Stability0
20 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0
Profitability 33
Solvency 33
Growth 32
Stability 0

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

Similar companies

Same sector and region
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 728 of the 21,777 companies in this sector.

Company registry

Company registry (CBE)

Crossroads Bank
Activities
Haarverzorging96021Kappers- en barbiersactiviteiten96210
Primary activity highlighted.
Names & trade names
Legal nameFR GSC
Trade nameFR L'Atelier de Coiffure
Registration history
  1. 02-08-2024 Address struck
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.