Financials
- Fiscal year
- 2025
- Total assets
- €613,725
- Loss
- -€42,057
- Solvency
- 91.2%
Total assets▲ 1.6%
20252025
GruuthuseCap
ActiveSummary
GruuthuseCap has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €559,951 and a net result of -€42,057. The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
What they do
Activity not known1 site
How big
€613,725total assets 2025
- Equity
- €559,951
- Loss
- -€42,057
Who decides
Accounts filed 31 d late0 of 1 deed read
Why 85- Latest accounts 31 days late; 1 of the last 3 late- Loss of €42,057 (FY 2025)+ Size: total assets €613,725+ No main activity registeredShow the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Better than 48% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength
Average
Solvency
100
equity 91.2% of total assets
Liquidity
53
short-term debt 8.5% · cash 2.1%
Profitability
20
return on assets -6.9%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Size: total assets €613,725 lowers the probability for this profile
- No main activity registered lowers the probability
- Latest accounts 31 days late; 1 of the last 3 late raises the probability
- Loss of €42,057 (FY 2025) raises the probability
Credit up to €45,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.26; short-term debt: 8.5% and cash: 2.1% of total assets), and 8.8% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 47%, profitability 17%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2025
182 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2025 · unclassified…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
- 31-08-2026Annual accounts filed
- 06-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 07-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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