Financials
- Fiscal year
- 2025
- Total assets
- €123,004
- Profit
- €30,065
- Solvency
- 33.9%
Total assets▲ 73.2%
Net result
20202025
GRUME STUDIO
ActiveSummary
GRUME STUDIO has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €41,642 and a net result of €30,065. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 35% of 30651 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
What they do
Specialised construction activities
NACE 43343Manufacture of furniture NACE 31002NACE 31020
1 site
How big
€123,004total assets 2025
- Staff
- 2 FTE
- Equity
- €41,642
- Profit
- €30,065
Turnover not published (abridged schema)
Who decides
Accounts 2 d early0 of 2 deeds read
Why 84- Founded in 2019- Sector Specialised construction activities (NACE 43)- Size: total assets €123,004+ Liquidity: current ratio 1.83, cash €33,189Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Better than 68% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
59+6
equity 33.9% of total assets
Liquidity
61-1
short-term debt 46.5% · cash 27.0%
Profitability
99-1
return on assets 24.4%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 1.83, cash €33,189 lowers the probability
- Founded in 2019 raises the probability for this profile
- Sector Specialised construction activities (NACE 43) raises the probability
- Size: total assets €123,004 raises the probability for this profile
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.06 in 2024; short-term debt: 46.5% and cash: 27% of total assets), but 66.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 36%, liquidity 59%, profitability 85%, growth against the median 92%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
2 d early
2024
on the day
2023
28 d late
2022
31 d late
2021
31 d late
2020
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2020net €32,458 ▲497%
Key points
By topic
Timeline
- Events
- 9
- Since
- 2021
- Next accounts
- by 31-07-2027
- 29-07-2026Annual accounts filed
- 31-07-2025Annual accounts filed
- 31-12-2024Highest result since 2020
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Specialised construction activitiesNACE 43343
- Founded
- 12-07-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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