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GRowth

Active
Private limited companyfounded 20197 yrs activeAvenue de l'Argoat 3, 1380 Lasne, BelgiumKBO/BCE: BE 0719.470.378
Summary

The computed 12-month bankruptcy probability of GRowth is 2.2% (moderate). The 2025 annual accounts show equity of €220,807 and a net result of €36,080. Equity is growing by ~13.5% per year across the filed fiscal years. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability52▲+6
Solvency60▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
2.2% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €11,000 at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.44 in 2024; short-term debt: 64.6% and cash: 22.1% of total assets), but 64.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
35.4%
Return on assets
5.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-07-2026, 12 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
12 d early
2024
12 d late
2023
25 d early
2022
14 d late
2021
24 d late
2020
5 d early
2019
24 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 5 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 12 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 28 January 2019, GRowth was incorporated.1 Total assets went from EUR 106,828 in 2019 to EUR 623,317 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€36,080▲ 86.0%
2024 · €19,393
Working capital
€212,407▲ 20.5%
2024 · €176,327
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€2,261▲ 37.7%-€3,432▼ 51.8%-€7,503▼ 119%-€4,760▲ 36.6%-€3,668▲ 23.0%
Net result€4,314▼ 39.9%€11,078▲ 157%€38,699▲ 249%€19,393▼ 49.9%€36,080▲ 86.0%
Equity€115,557▲ 3.9%€126,635▲ 9.6%€165,334▲ 30.6%€184,727▲ 11.7%€220,807▲ 19.5%
Total assets€517,272▲ 0.9%€528,001▲ 2.1%€566,690▲ 7.3%€586,941▲ 3.6%€623,317▲ 6.2%
Debt€401,715▲ 0.1%€401,366▼ 0.1%€401,355=€402,214▲ 0.2%€402,509▲ 0.1%
Working capital€107,593▲ 4.2%€118,235▲ 9.9%€156,934▲ 32.7%€176,327▲ 12.4%€212,407▲ 20.5%
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: -€2,261-€2,261Net result 2021: €4,314€4,314Operating result 2022: -€3,432-€3,432Net result 2022: €11,078€11,078Operating result 2023: -€7,503-€7,503Net result 2023: €38,699€38,699Operating result 2024: -€4,760-€4,760Net result 2024: €19,393€19,393Operating result 2025: -€3,668-€3,668Net result 2025: €36,080€36,08020212022202320242025-€20,000€0€20,000€40,000Operating result 2023: -€7,503-€7,500Net result 2023: €38,699€38,700Operating result 2024: -€4,760-€4,760Net result 2024: €19,393€19,400Operating result 2025: -€3,668-€3,670Net result 2025: €36,080€36,100202320242025
The operating result stays negative: a loss of €3,668 in 2025 against €4,760 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €623,317
Fixed assets €8,400 =
Current assets €614,917 ▲ 6.3%
Equity and liabilities €623,317
Equity €220,807 ▲ 19.5%
Debt €402,509 ▲ 0.1%
Debt's share of the balance-sheet total falls from 68.5% to 64.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.53▲
2024 · 1.44
Debt to equity
1.82▼
2024 · 2.18
ROE
16.3%▲
2024 · 10.5%
ROA
5.8%▲
2024 · 3.3%
Debt ≤ 1 year
€402,509▲
2024 · €402,214
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,781 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.6% went bankrupt
2.7% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 2.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,781 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€586,941€623,317▲
Fixed assets21/28€8,400€8,400=
Financial fixed assets28€8,400€8,400=
Current assets29/58€578,541€614,917▲
Amounts receivable within one year40/41€4,200€16,335▲
Other amounts receivable41€4,200€16,335▲
Current investments50/53€439,353€460,834▲
Cash at bank and in hand54/58€134,987€137,748▲
Equity and liabilities
Total equity and liabilities10/49€586,941€623,317▲
Equity10/15€184,727€220,807▲
Contributions10/11€100,000€100,000=
Profit (loss) carried forward14€84,727€120,807▲
Amounts payable17/49€402,214€402,509▲
Amounts payable within one year42/48€402,214€402,509▲
Trade debts44€358€594▲
Suppliers440/4€358€594▲
Other amounts payable47/48€401,855€401,915=
Income statement Code20242025
Other operating charges640/8€387-
Gross operating margin9900-€4,373-€3,668▲
Operating profit (loss)9901-€4,760-€3,668▲
Financial income75/76B€26,527€42,497▲
Recurring financial income75€26,527€42,497▲
Financial charges65/66B€2,374€2,749▲
Recurring financial charges65€2,374€2,749▲
Profit (loss) for the period before taxes9903€19,393€36,080▲
Profit (loss) for the period9904€19,393€36,080▲
Profit (loss) for the period to be appropriated9905€19,393€36,080▲
Appropriation of the result
Profit (loss) to be appropriated9906€84,727€120,807▲
Profit (loss) brought forward from the previous period14P€65,334€84,727▲

The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8--€732€387--
Gross operating margin9900-€2,261-€3,432-€6,771-€4,373-€3,668▲ 16.1%
Operating profit (loss)9901-€2,261-€3,432-€7,503-€4,760-€3,668▲ 23.0%
Financial income75/76B€8,963€16,310€48,134€26,527€42,497▲ 60.2%
Recurring financial income75€8,963€16,310€48,134€26,527€42,497▲ 60.2%
Financial charges65/66B€2,388€1,800€1,932€2,374€2,749▲ 15.8%
Recurring financial charges65€2,388€1,800€1,932€2,374€2,749▲ 15.8%
Profit (loss) for the period before taxes9903€4,314€11,078€38,699€19,393€36,080▲ 86.0%
Profit (loss) for the period9904€4,314€11,078€38,699€19,393€36,080▲ 86.0%
Profit (loss) for the period to be appropriated9905€4,314€11,078€38,699€19,393€36,080▲ 86.0%
Line20212022202320242025Change
Assets
Total assets20/58€517,272€528,001€566,690€586,941€623,317▲ 6.2%
Fixed assets21/28€8,400€8,400€8,400€8,400€8,400=
Financial fixed assets28€8,400€8,400€8,400€8,400€8,400=
Current assets29/58€508,872€519,601€558,290€578,541€614,917▲ 6.3%
Amounts receivable within one year40/41€2,689€4,893€3,534€4,200€16,335▲ 289%
Other amounts receivable41€2,689€4,893€3,534€4,200€16,335▲ 289%
Current investments50/53€335,485€335,485€365,297€439,353€460,834▲ 4.9%
Cash at bank and in hand54/58€170,698€179,222€189,458€134,987€137,748▲ 2.0%
Equity and liabilities
Total equity and liabilities10/49€517,272€528,001€566,690€586,941€623,317▲ 6.2%
Equity10/15€115,557€126,635€165,334€184,727€220,807▲ 19.5%
Contributions10/11€100,000€100,000€100,000€100,000€100,000=
Profit (loss) carried forward14€15,557€26,635€65,334€84,727€120,807▲ 42.6%
Amounts payable17/49€401,715€401,366€401,355€402,214€402,509▲ 0.1%
Amounts payable within one year42/48€401,279€401,366€401,355€402,214€402,509▲ 0.1%
Trade debts44-€86-€358€594▲ 65.8%
Suppliers440/4-€86-€358€594▲ 65.8%
Other amounts payable47/48€401,279€401,279€401,355€401,855€401,915=
Accrued charges and deferred income492/3€436-----
Line20212022202320242025Change
Profit (loss) for the period9904€4,314€11,078€38,699€19,393€36,080▲ 86.0%
Operating cash flow (approximation)€4,314€11,078€38,699€19,393€36,080▲ 86.0%
Investment in fixed assets (approximation)-€0€0€0€0-
Change in cash-€8,525€10,235-€54,471€2,761▲ 105%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
19-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Equity above €200,000Eq €220,807 ▲19.5%
7 profitable years in a row build equity to €220,807.
12-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 12 days late
2024
06-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Highest result since 2019net €38,699 ▲249%
Net result €38,699, the highest in the series.
31-12
Financial Equity above €150,000Eq €165,334 ▲30.6%
5 profitable years in a row build equity to €165,334.
14-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 14 days late
2022
24-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
26-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
24-08
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
2,265 m²
Building footprint
221 m²
Parcel 25061A0024/00C000, Wallonia. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
GRowth
Avenue de l'Argoat 3, 1380 LasneActivities auxiliary to financial services and insurance activities
since 20192.285.317.624
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25061A0024/00C000 Wallonia 2,265 m² 1 · 221 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 31-12-2025 list no shareholders, and no other source names one.

Holdings 1

According to the 2025 annual accounts of GRowth and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Legal Entity Identifier

875500TS77NIJ5F0DO05
no longer live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded28-01-2019
Fiscal year end31-12
Contact
Phone 000000000Lasne
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.