GROWING THREES
ActiveGROWING THREES has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-29k) and a net result of €-3k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+14
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.0 in 2024; short-term debt: 313.7% and cash: 0.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-213.7%
Return on assets
-20.3%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-29k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
20 d late
2024
27 d early
2023
28 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-29k▼ 10.5%
2024 · €-26k
2018: €22k
2019: €22k
2020: €23k
2021: €42k
2022: €6k
2023: €-20k
2024: €-26k
2018 → 2025
Total assets
€13k▲ 6.8%
2024 · €13k
2018: €70k
2019: €84k
2020: €58k
2021: €157k
2022: €96k
2023: €29k
2024: €13k
2018 → 2025
Net result
€-3k▲ 57.9%
2024 · €-6k
2018: €9k
2019: €76
2020: €742
2021: €20k
2022: €-36k
2023: €-26k
2024: €-6k
2018 → 2025
Working capital
€-38k▼ 47.9%
2024 · €-26k
2018: €844
2019: €-16k
2020: €-10k
2021: €-3k
2022: €-21k
2023: €-8k
2024: €-26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€42k-€6k▼ 85.6%€-20k€-26k▼ 33.2%€-29k▼ 10.5%
Operating result€31k-€-34k€-25k▲ 27.3%€-5k▲ 78.0%€-2k▲ 65.2%
Net result€20k-€-36k€-26k▲ 29.3%€-6k▲ 74.7%€-3k▲ 57.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €5k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13k
Fixed assets
€9k▼ 25.9%
Current assets
€4k▲ 164,263%
Key figures and ratios
EBITDA
€1k▲
2024 · €-2k
Cash flow
€530▲
2024 · €-3k
Solvency
-213.7%▼
2024 · -206.7%
Current ratio
0.10▲
2024 · 0.00
Quick ratio
0.10▲
2024 · 0.00
Debt / equity
-1.47▲
2024 · -1.48
ROA
-20.3%▲
2024 · -51.5%
Interest coverage
1.64▲
2024 · -1.99
Debt
€42k▲
2024 · €39k
Debt ≤ 1 year
€42k▲
2024 · €26k
Debt > 1 year
€0▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€13k€13k▲
Fixed assets21/28€13k€9k▼
Tangible fixed assets22/27€13k€9k▼
Furniture and vehicles24€779€322▼
Other tangible fixed assets26€12k€9k▼
Current assets29/58€3€4k▲
Amounts receivable after more than one year29€0-
Trade receivables290€0-
Amounts receivable within one year40/41€0€4k▲
Trade receivables40€0€3k▲
Other amounts receivable41€0€1k▲
Current investments50/53€2€2=
Cash at bank and in hand54/58€1€80▲
Deferred charges and accrued income490/1€0€205▲
Equity and liabilities
Total equity and liabilities10/49€13k€13k▲
Equity10/15€-26k€-29k▼
Contributions10/11€14k€14k=
Reserves13€20k€20k=
Distributable reserves133€20k€20k=
Profit (loss) carried forward14€-60k€-63k▼
Amounts payable17/49€39k€42k▲
Amounts payable after more than one year17€13k€0▼
Financial debts170/4€13k€0▼
Amounts payable within one year42/48€26k€42k▲
Current portion of amounts payable after more than one year42€15k€13k▼
Financial debts43€3k€4k▲
Credit institutions430/8€3k€4k▲
Trade debts44€3k€10k▲
Suppliers440/4€3k€10k▲
Taxes, remuneration and social security45€563€3▼
Taxes450/3€563€3▼
Other amounts payable47/48€4k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€0€387▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-2k€2k▲
Operating profit (loss)9901€-5k€-2k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€1k€821▼
Recurring financial charges65€1k€821▼
Profit (loss) for the period before taxes9903€-6k€-3k▲
Profit (loss) for the period9904€-6k€-3k▲
Profit (loss) for the period to be appropriated9905€-6k€-3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-60k€-63k▼
Profit (loss) brought forward from the previous period14P€-53k€-60k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-36k ▼284%
Net result drops to €-36k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2018net €20k ▲2546%
Operating result €31k, net result €20k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zwaluwenlaan 361650 BeerselGround area
1,081 m²
Building footprint
188 m²
Volume, LiDAR
1,013 m³
Parcel 23003B0081/00S004, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GROWING THREES
since 20172.266.533.276
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0081/00S004 | Flanders | 1,081 m² | 1 · 188 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,562. 2,151 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2017
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.