GROWINFO
ActiveGROWINFO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €78k and a net result of €25. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 51% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability38=
Solvency85▲+5
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.47 against 2.23 in 2023; short-term debt: 40.5% and cash: 16.7% of total assets), and 40.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
59.5%
Return on assets
0%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-07-2025, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
14 d early
2023
44 d early
2022
24 d early
2021
23 d early
2020
29 d early
2019
56 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€78k=
2023 · €78k
2018: €81k
2019: €81k
2020: €64k
2021: €77k
2022: €77k
2023: €78k
2018 → 2024
Total assets
€131k▼ 7.0%
2023 · €140k
2018: €119k
2019: €114k
2020: €101k
2021: €115k
2022: €98k
2023: €140k
2018 → 2024
Net result
€25▼ 93.0%
2023 · €360
2018: €300
2019: €76
2020: €-17k
2021: €13k
2022: €5k
2023: €360
2018 → 2024
Working capital
€78k=
2023 · €77k
2018: €81k
2019: €81k
2020: €64k
2021: €77k
2022: €77k
2023: €77k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€64k-€77k▲ 20.2%€77k=€78k▲ 0.5%€78k=
Operating result€-17k-€17k€5k▼ 68.6%€778▼ 85.7%€911▲ 17.1%
Net result€-17k-€13k€5k▼ 60.0%€360▼ 93.1%€25▼ 93.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 17% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €131k
Fixed assets
€220=
Current assets
€130k▼ 7.0%
Equity and liabilities €131k
Equity
€78k=
Debt
€53k▼ 15.7%
The debt ratio falls from 44.7% to 40.5%. Debt is lower.
Key figures and ratios
Solvency
59.5%▲
2023 · 55.3%
Current ratio
2.47▲
2023 · 2.23
Quick ratio
2.47▲
2023 · 2.23
Debt / equity
0.68▼
2023 · 0.81
ROE
0.0%▼
2023 · 0.5%
ROA
0.0%▼
2023 · 0.3%
Debt
€53k▼
2023 · €63k
Debt ≤ 1 year
€53k▼
2023 · €63k
Income taxes
€586▲
2023 · €270
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€140k€131k▼
Fixed assets21/28€220€220=
Financial fixed assets28€220€220=
Current assets29/58€140k€130k▼
Amounts receivable within one year40/41€113k€95k▼
Trade receivables40€105k€83k▼
Other amounts receivable41€8k€12k▲
Current investments50/53€13k€13k=
Cash at bank and in hand54/58€13k€22k▲
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€140k€131k▼
Equity10/15€78k€78k=
Contributions10/11€30k€30k=
Reserves13€16k€16k=
Non-distributable reserves130/1€13k€13k=
Own shares acquired1312€13k€13k=
Distributable reserves133€3k€3k=
Profit (loss) carried forward14€32k€32k▲
Amounts payable17/49€63k€53k▼
Amounts payable within one year42/48€63k€53k▼
Trade debts44€62k€52k▼
Suppliers440/4€62k€52k▼
Taxes, remuneration and social security45€270€586▲
Taxes450/3€270€586▲
Other amounts payable47/48€98€80▼
Income statement
Code20232024
Other operating charges640/8€621€1k▲
Gross operating margin9900€1k€2k▲
Operating profit (loss)9901€778€911▲
Financial charges65/66B€149€300▲
Recurring financial charges65€149€300▲
Profit (loss) for the period before taxes9903€629€611▼
Income taxes67/77€270€586▲
Profit (loss) for the period9904€360€25▼
Profit (loss) for the period to be appropriated9905€360€25▼
Appropriation of the result
Profit (loss) to be appropriated9906€45k€32k▼
Profit (loss) brought forward from the previous period14P€44k€32k▼
Transfer to equity691/2€13k-
To other reserves6921€13k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-17k ▼22336%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 56 days late
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lievegem · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meirestraat 59921 LievegemGround area
2,204 m²
Building footprint
250 m²
Volume, LiDAR
1,490 m³
Parcel 44068A0169/00V000, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GROWINFO
since 20042.134.683.750
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44068A0169/00V000 | Flanders | 2,204 m² | 1 · 250 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 39,987 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-12-2003
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.