GROVER EN GROVER

Active

Private limited companyfounded 2017active for 9 yearsOfferandestraat 82, 2060 Antwerpen, BelgiumKBO/BCE: BE 0680.436.489

Summary

GROVER EN GROVER has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,063 and a net result of -€3,754. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 92% of 22,554 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

GROVER EN GROVERActiveChecked score 81/100

Risk analysis Report Compare

Activity

Retail sale of information and communication equipment

NACE 47400

1 site

Size

€24,287total assets 2025

Equity: €21,063
Loss: -€3,754

Turnover not published (micro format)

Financial health

81 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

GROVER Harmeet SinghDirector

2025 accounts 38 days early2 of 4 deeds summarised

Why 81raises riskLoss of €3,754 (financial year 2025)Sector: Retail trade (NACE 47)lowers riskEquity €21,063 (86.7% of total assets)Liquidity: current ratio 6.42, cash €4,424, halvedShow the evidence

Checked score

Score 2025

81 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 50% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 100=

equity 86.7% of total assets

Liquidity 71-22

short-term debt 13.3% · cash 18.2%

Profitability 0-71

return on assets -15.5%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,231 companies, NACE 47, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.8%▲ +0.2 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.6 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.2%▼ -0.1 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.3 percentage points vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity ample (current ratio 6.42, compared with 11.75 in 2024, above the usual 1.5; short-term debt: 13.3% and cash: 18.2% of total assets), and 13.3% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 92% on solvency, 77% on liquidity, 6% on profitability and 23% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Loss of €3,754 (financial year 2025)

NBB · annual accounts

Equity €21,063 (86.7% of total assets)

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Liquidity: current ratio 6.42, cash €4,424, halved

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 8 filings

Deviation from the deadline

2025

38 days early

2024

22 days early

2023

22 days early

2022

20 days early

2021

23 days early

2020

37 days early

2019

38 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 29 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

23-06-2026 Annual accounts filedfinancial year 2025 · micro…
09-07-2025 Annual accounts filedfinancial year 2024 · micro…
09-07-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Positive: Among the best 8% on solvencysector median 33.3% · 22,554 companies 86.7% View
Positive: Always filed on timeaccounts within the deadline every year 8 years View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Total assets: €24,287
Loss: -€3,754
Solvency: 86.7%

Total assets▼ 9.3%

Net result

20182025

Go to Financials

Board & ownership

Board: 1 member

GROVER Harmeet SinghDirector

Go to Board & ownership

Timeline

Events: 15
Since: 2019
Next accounts: by 31-07-2027

11-06-2024Resignation: GROVER Harmeet Singh (enige niet statutaire…
14-07-2023Registered office
11-07-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of information and communication equipmentNACE 47400
Founded: 25-08-2017
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 30

Annual meeting: Third Thursday of June at 14:00
Purpose: “GSM-winkel; De aan- en verkoop, groot- en kleinhandel, import en export van alle soorten…” (deed in Dutch)

Go to Articles of association

Key facts about GROVER EN GROVER

What is the company number of GROVER EN GROVER?: 0680.436.489. In Belgium the VAT number is the company number with BE in front: BE 0680.436.489.
Where is GROVER EN GROVER based?: The registered office is at Offerandestraat 82, 2060 Antwerpen.Company details
What does GROVER EN GROVER do?: According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of GROVER EN GROVER?: Private limited company (BV).
When was GROVER EN GROVER founded?: On 25-08-2017.
Is GROVER EN GROVER still active?: Yes, GROVER EN GROVER is an active enterprise in the KBO register.
What is the turnover of GROVER EN GROVER?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is GROVER EN GROVER profitable?: In financial year 2025, GROVER EN GROVER made a loss of €3,754.
Where can I find the annual accounts of GROVER EN GROVER?: GROVER EN GROVER filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GROVER EN GROVER due?: By 31-07-2027, for financial year 2026.Timeline