GROUPVIN
ActiveGROUPVIN has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €474k and a net result of €28k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 52% of 11282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+2
Solvency70▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.36 against 1.0 in 2024; short-term debt: 22.7% and cash: 6.1% of total assets), and 54.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.2%
Return on assets
2.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
52 d early
2024
25 d late
2023
29 d late
2022
23 d late
2021
25 d late
2020
18 d late
2019
12 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€418k
EBIT margin
2.8%
Net result
€28k▲ 268%
2024 · €8k
2018: €-6k
2019: €6k
2020: €5k
2021: €11k
2022: €4k
2023: €-10k
2024: €8k
2018 → 2025
Working capital
€87k
2024 · €-1k
2018: €260k
2019: €308k
2020: €237k
2021: €198k
2022: €244k
2023: €47k
2024: €-1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€444k-€447k▲ 0.8%€438k▼ 2.1%€445k▲ 1.8%€474k▲ 6.4%
Operating result€14k-€9k▼ 37.4%€3k▼ 60.8%€14k▲ 304%€36k▲ 161%
Net result€11k-€4k▼ 68.1%€-10k€8k€28k▲ 268%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 161% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€724k▼ 7.6%
Current assets
€325k▲ 4.1%
Equity and liabilities €1.05M
Equity
€474k▲ 6.4%
Debt
€575k▼ 11.6%
The debt ratio falls from 59.3% to 54.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▲
2024 · €69k
Cash flow
€89k▲
2024 · €63k
Solvency
45.2%▲
2024 · 40.7%
Current ratio
1.36▲
2024 · 1.00
Quick ratio
0.40▲
2024 · 0.29
Debt / equity
1.21▼
2024 · 1.46
ROE
6.0%▲
2024 · 1.7%
ROA
2.7%▲
2024 · 0.7%
Interest coverage
12.62▼
2024 · 54.25
Debt
€575k▼
2024 · €650k
Debt ≤ 1 year
€238k▼
2024 · €314k
Debt > 1 year
€337k=
2024 · €337k
Income taxes
€375▼
2024 · €5k
Staff costs
€90k▲
2024 · €87k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.10M€1.05M▼
Fixed assets21/28€783k€724k▼
Tangible fixed assets22/27€782k€722k▼
Land and buildings22€718k€672k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€57k€44k▼
Financial fixed assets28€1k€2k▲
Current assets29/58€312k€325k▲
Stocks and contracts in progress3€220k€231k▲
Stocks30/36€220k€231k▲
Amounts receivable within one year40/41€21k€26k▲
Trade receivables40€21k€26k▲
Other amounts receivable41€20€39▲
Cash at bank and in hand54/58€66k€64k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.10M€1.05M▼
Equity10/15€445k€474k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Profit (loss) carried forward14€377k€406k▲
Amounts payable17/49€650k€575k▼
Amounts payable after more than one year17€337k€337k=
Other amounts payable178/9€337k€337k=
Amounts payable within one year42/48€314k€238k▼
Trade debts44€30k€32k▲
Suppliers440/4€30k€32k▲
Taxes, remuneration and social security45€45k€46k▲
Taxes450/3€28k€30k▲
Remuneration and social security454/9€16k€17k▲
Other amounts payable47/48€239k€160k▼
Income statement
Code20242025
Remuneration, social security and pensions62€87k€90k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€60k▲
Other operating charges640/8€9k€10k▲
Non-recurring operating charges66A€5k€225▼
Gross operating margin9900€170k€197k▲
Operating profit (loss)9901€14k€36k▲
Financial income75/76B€63€75▲
Recurring financial income75€63€75▲
Financial charges65/66B€1k€8k▲
Recurring financial charges65€1k€8k▲
Profit (loss) for the period before taxes9903€13k€29k▲
Income taxes67/77€5k€375▼
Profit (loss) for the period9904€8k€28k▲
Profit (loss) for the period to be appropriated9905€8k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€377k€406k▲
Profit (loss) brought forward from the previous period14P€370k€377k▲
Social balance
Average headcount (FTE)90871.5-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-06
State Gazette act
RestructuringBoard meeting · Demerger · Accounting effect6 facts ▸
State Gazette act
Restructuring
Board meeting · Demerger · Accounting effect6 facts ▸
- Board meeting, 2026-04-30
- Demerger, Apport de tous les actifs et passifs intéressant l'exploitation de l'activité commerciale de négoce de vins (détail) hors négoce de vins (gros) et activité immo…
- Accounting effect, 2026-01-01
- Net-asset statement, 2025-12-31
- Share issue, 125 actions sans désignation de valeur nominale, libérées à concurrence de 29.785,54 € en apports indisponibles, 2.978,55 € en réserves et 195.102,64 € en résul…
- Corporate purpose, en Belgique et dans tous pays pour son compte ou pour compte d'autrui le commerce en détail de vins ainsi que d'autres boissons, et la mise en bouteille. La soc…
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €28k ▲268%
Operating result €36k, net result €28k, both a record.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-12
Financial
Weakest financial yearnet €-10k ▼369%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 23 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
12-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 12 days late
2019
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 9.69
Current ratio from 3.40 to 9.69; short-term debt falls from €109k to €35k.
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Ie-Division-Marocaine,Ernage 415030 GemblouxGround area
1,515 m²
Building footprint
275 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
Chaussée de Namur 414, 5030 Gembloux
since 19932.063.205.737
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92252A0579/00M000 | Wallonia | 1,043 m² | 1 · 144 m² | - |
| 92011C0254/00S002 | Wallonia | 473 m² | 1 · 131 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
2 transactionsContributed a business line to:GROUPVIN-NEW
Contributed a business line to:GROUPVIN-NEW
Recognitions · licences · registrations
Food safety, FASFC
1 siteGembloux2.063.205.737
Similar companies · same sector, comparable size
GRANDS VINS - Import
BE 0826.776.827
Kortenberg · Eq €472k
VERMEERSCH
BE 0888.142.490
Malle · Eq €472k
WIJNEN FEYS
BE 0435.364.308
Brugge · Eq €470k
ODILON
BE 0832.850.512
Brugge · Eq €469k
Profiel
BE 0440.738.207
Lier · Eq €469k
Of 1,050 companies in sector 46341 we hold annual accounts for 534. 324 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-07-1993
Fiscal year end31-12
Activities, NACEBEL
46341Wholesale of wines and spirits
46349Wholesale of beverages, general range
51340
47252Retail sale of beverages, general range
52250Logistics services
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.