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GROUP M&M

Active
Private limited companyfounded 2009active for 16 yearsKerkstraat 48, 3770 Riemst, BelgiumKBO/BCE: BE 0820.590.009
Summary

GROUP M&M has been active since 2009 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160,304 and a net result of -€16,362. Equity has been stable since 2019 (±2.5% per year). Its solvency ranks better than 57% of 9,926 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 17-11-2009 Normal situation
Activity
Electrical installation work in industrial facilities NACE 43212
Joint committee
149.01 Electricians: installation and distribution · annual accounts 30-06-2025
Establishment unit
2.184.255.403 3770 Riemst, since 22-01-2010
Financial year end
30 June
Peppol
Reachable since 29-11-2024

Board and ownership

Board

Financial position

80 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-06-2025
Gross margin
€66,003
▼ 46.5%
Turnover
≈ €230,000
estimated
Loss
€16,362
▲ 106%
Equity
€160,304
▼ 9.3%
Total assets
€323,116
▼ 7.1%
Employees on 30-06-2025
2
=
Score breakdownraises riskLoss of €16,362, the second in a row (financial year 2025)Sector: Specialised construction activities (NACE 43)lowers riskEquity €160,304 (49.6% of total assets)Founded in 2009Show the evidence

Checked score

Score 2025
80 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 75-1
equity 49.6% of total assets
Liquidity 52-7
short-term debt 28.6% · cash 11.1%
Profitability 18-13
return on assets -5.1%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,685 companies, NACE 43, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.2%▼ -0.2 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025lowest value 04-2025: 0.2%● unchanged vs 03-2025lowest value 05-2025: 0.2%● unchanged vs 04-2025lowest value 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.5%▲ +0.2 percentage points vs 01-2026highest value 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.5%● unchanged vs 03-2026 05-2026: 0.5%● unchanged vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (1.72 in 2024), below the usual 1.5. Short-term debt is 28.6% and cash 11.1% of total assets. 50.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 54% of them on solvency, 47% on liquidity, 14% on profitability and 25% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €16,362, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Equity €160,304 (49.6% of total assets)
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2009
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€16,362
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
15 days early
2023
on the day
2022
1 day early
2021
on the day
2020
2 days early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 3 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€16,362 View
  • Caution: Lower net result than 88% of companies in specialised constructionsector median €26,784 · 9,918 companies -€16,362 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Company renamed from M-M TECHNICS to GROUP M&MResignation: MARTENS Stefan (manager) · Reappointment: MARTENS Stefan (director) · “Landschapsverzorging; Diensten in verband met de landbouw,het aanleggen en onderhouden van tuinen; Parken en…” (deed in Dutch)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as GROUP M&M: electrical installation work in industrial facilities (NACE 43212). They are comparable in size and age: total assets between €180,000 and €360,000, founded between 1997 and 2011.

CompanyTotal assetsGross margin
GROUP M&M Riemst€323,116€66,003
Wayfinding België Retie€281,713€127,588
Strickaert Peter Sint-Lievens-Houtem€268,735€73,439
Wilfred.Works Antwerp€180,180€171,118
Pasania Olen€225,721€60,848
CREATECHNIC Kontich€225,434€52,308
LS DIFFUSION Mouscron€359,533€108,085
Full comparison

Key facts about GROUP M&M

What is the company number of GROUP M&M?
The company number of GROUP M&M is 0820.590.009. The VAT number is the same number with BE in front: BE 0820.590.009.
Where is GROUP M&M based?
The registered office is at Kerkstraat 48, 3770 Riemst.Company details
What does GROUP M&M do?
According to the KBO register, the main activity is electrical installation work in industrial facilities (NACE 43212).
What is the legal form of GROUP M&M?
GROUP M&M is a private limited company (BV).
When was GROUP M&M founded?
GROUP M&M was founded on 17-11-2009.
Is GROUP M&M still active?
Yes, GROUP M&M is an active enterprise in the KBO register.
How many employees does GROUP M&M have?
GROUP M&M had an average of 2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does GROUP M&M fall under?
In its 30-06-2025 annual accounts, GROUP M&M states joint committee 149.01 (Electricians: installation and distribution).
What is the turnover of GROUP M&M?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €66,003 and 32 comparable companies (NACE 432). It probably lies between €180,000 and €350,000.
Is GROUP M&M profitable?
In financial year 2025, GROUP M&M made a loss of €16,362.
Where can I find the annual accounts of GROUP M&M?
GROUP M&M filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of GROUP M&M due?
GROUP M&M must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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