Summary
GROUP LUX is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2026 annual accounts show equity of €8.6m and a net result of €2.7m. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 144 sector peers (fiscal year 2026). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 25-09-2026, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
36 d early
2025
37 d early
2024
36 d early
2023
36 d early
2022
34 d early
2021
34 d early
2020
37 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. Usually files around 25 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-03-2027 close31-10-2027 deadline
History
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Financials · fiscal year 2026, abbreviated schema
Equity
€8.6m▲ 45.6%
2025 · €5.9m
Net result
€2.7m▲ 304%
2025 · €665,525
Total assets
€8.6m▲ 44.8%
2025 · €6.0m
Solvency
99.4%▲ 0.5pp
2025 · 98.9%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20222023202420252026
Operating result€109,848▼ 0.1%€184,920▲ 68.3%€189,587▲ 2.5%€221,282▲ 16.7%€218,108▼ 1.4%
Net result€316,228above the sector's middle half▼ 44.9%€123,206within the sector's middle half▼ 61.0%€627,946above the sector's middle half▲ 410%€665,525above the sector's middle half▲ 6.0%€2.7m▲ 304%
Equity€4.5mabove the sector's middle half▲ 7.6%€4.6mabove the sector's middle half▲ 2.7%€5.2mabove the sector's middle half▲ 13.6%€5.9mabove the sector's middle half▲ 12.7%€8.6m▲ 45.6%
Total assets€5.0mabove the sector's middle half▼ 25.2%€5.1mabove the sector's middle half▲ 3.1%€5.8mabove the sector's middle half▲ 12.7%€6.0mabove the sector's middle half▲ 3.5%€8.6m▲ 44.8%
Debt€478,731▼ 80.6%€511,310▲ 6.8%€531,404▲ 3.9%€68,031▼ 87.2%€56,048▼ 17.6%
Working capital€271,583within the sector's middle half€294,789within the sector's middle half▲ 8.5%€922,735above the sector's middle half▲ 213%€1.6mabove the sector's middle half▲ 72.1%€4.3m▲ 169%
Solvency90.4%above the sector's middle half▲ 27.5pp90.0%above the sector's middle half▼ 0.3pp90.8%above the sector's middle half▲ 0.8pp98.9%above the sector's middle half▲ 8.1pp99.4%▲ 0.5pp
Current ratio1.57within the sector's middle half▲ 0.591.58within the sector's middle half▲ 0.012.74within the sector's middle half▲ 1.1624.35above the sector's middle half▲ 21.6177.31▲ 52.96
Return on assets (ROA)6.4%within the sector's middle half▼ 2.3pp2.4%within the sector's middle half▼ 4.0pp10.9%within the sector's middle half▲ 8.5pp11.1%within the sector's middle half▲ 0.3pp31.1%▲ 19.9pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2026; 2026 is 1% below 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €8.6m
Fixed assets
€4.3m =
Current assets
€4.3m ▲ 162%
Equity and liabilities €8.6m
Equity
€8.6m ▲ 45.6%
Debt
€56,048 ▼ 17.6%
Debt's share of the balance-sheet total falls from 1.1% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
ROE
31.3%▲
2025 · 11.3%
Debt ≤ 1 year
€56,048▼
2025 · €68,031
Income taxes
€62,981▲
2025 · €55,175
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €930 | €930 | €1,022 | €1,030 | €1,060 | ▲ 3.0% |
| Gross operating margin9900 | €110,778 | €185,850 | €190,609 | €222,311 | €219,168 | ▼ 1.4% |
| Operating profit (loss)9901 | €109,848 | €184,920 | €189,587 | €221,282 | €218,108 | ▼ 1.4% |
| Financial income75/76B | €250,000 | €53 | €509,781 | €536,669 | €2.5m | ▲ 373% |
| Recurring financial income75 | €250,000 | €53 | €509,781 | €536,669 | €2.5m | ▲ 373% |
| Financial charges65/66B | €21,544 | €19,375 | €27,572 | €37,251 | €2,757 | ▼ 92.6% |
| Recurring financial charges65 | €21,544 | €19,375 | €27,572 | €37,251 | €2,757 | ▼ 92.6% |
| Profit (loss) for the period before taxes9903 | €338,304 | €165,599 | €671,796 | €720,700 | €2.8m | ▲ 282% |
| Income taxes67/77 | €22,076 | €42,393 | €43,850 | €55,175 | €62,981 | ▲ 14.1% |
| Profit (loss) for the period9904 | €316,228 | €123,206 | €627,946 | €665,525 | €2.7m | ▲ 304% |
| Profit (loss) for the period to be appropriated9905 | €316,228 | €123,206 | €627,946 | €665,525 | €2.7m | ▲ 304% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.0m | €5.1m | €5.8m | €6.0m | €8.6m | ▲ 44.8% |
| Fixed assets21/28 | €4.2m | €4.3m | €4.3m | €4.3m | €4.3m | = |
| Financial fixed assets28 | €4.2m | €4.3m | €4.3m | €4.3m | €4.3m | = |
| Current assets29/58 | €750,314 | €806,098 | €1.5m | €1.7m | €4.3m | ▲ 162% |
| Amounts receivable after more than one year29 | - | - | - | - | €744,583 | - |
| Other amounts receivable291 | - | - | - | - | €744,583 | - |
| Amounts receivable within one year40/41 | €14,190 | €14,982 | €327,082 | €35,225 | €138,533 | ▲ 293% |
| Trade receivables40 | €12,100 | €12,100 | €24,200 | €24,200 | €12,100 | ▼ 50.0% |
| Other amounts receivable41 | €2,090 | €2,882 | €302,882 | €11,025 | €126,433 | ▲ 1,047% |
| Current investments50/53 | - | - | €600,000 | €1.1m | €3.3m | ▲ 196% |
| Cash at bank and in hand54/58 | €733,771 | €788,763 | €524,710 | €518,712 | €189,502 | ▼ 63.5% |
| Deferred charges and accrued income490/1 | €2,353 | €2,353 | €2,347 | €2,353 | €2,563 | ▲ 8.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.0m | €5.1m | €5.8m | €6.0m | €8.6m | ▲ 44.8% |
| Equity10/15 | €4.5m | €4.6m | €5.2m | €5.9m | €8.6m | ▲ 45.6% |
| Contributions10/11 | €1.3m | €1.3m | €1.3m | €1.3m | €1.3m | = |
| Reserves13 | €3.1m | €3.1m | €3.9m | €4.5m | €7.0m | ▲ 55.6% |
| Non-distributable reserves130/1 | €130,000 | €130,000 | - | - | - | - |
| Other1319 | €130,000 | €130,000 | - | - | - | - |
| Distributable reserves133 | €3.0m | €3.0m | €3.9m | €4.5m | €7.0m | ▲ 55.6% |
| Profit (loss) carried forward14 | €54,641 | €177,847 | €35,793 | €101,318 | €289,903 | ▲ 186% |
| Amounts payable17/49 | €478,731 | €511,310 | €531,404 | €68,031 | €56,048 | ▼ 17.6% |
| Amounts payable within one year42/48 | €478,731 | €511,310 | €531,404 | €68,031 | €56,048 | ▼ 17.6% |
| Trade debts44 | - | - | - | - | €251 | - |
| Suppliers440/4 | - | - | - | - | €251 | - |
| Taxes, remuneration and social security45 | €9,641 | €29,945 | €28,481 | €12,247 | €8,796 | ▼ 28.2% |
| Taxes450/3 | €7,041 | €27,345 | €25,881 | €11,247 | €7,796 | ▼ 30.7% |
| Remuneration and social security454/9 | €2,600 | €2,600 | €2,600 | €1,000 | €1,000 | = |
| Other amounts payable47/48 | €469,090 | €481,365 | €502,923 | €55,785 | €47,001 | ▼ 15.7% |
| Line | 2022 | 2023 | 2024 | 2025 | 2026 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €316,228 | €123,206 | €627,946 | €665,525 | €2.7m | ▲ 304% |
| Operating cash flow (approximation) | €316,228 | €123,206 | €627,946 | €665,525 | €2.7m | ▲ 304% |
| Investment in fixed assets (approximation) | - | -€100,000 | €0 | €0 | €0 | - |
| Change in cash | - | €54,992 | -€264,053 | -€5,997 | -€329,210 | ▼ 5,389% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2026 · abbreviated schema
31-03
Financial
Highest result since 2019net €2.7m ▲304%
Net result €2.7m, the highest in the series.
31-03
Financial
Liquidity triplescurrent ratio 77.31
Current ratio from 24.35 to 77.31; short-term debt falls from €68,031 to €56,048.
2025
24-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
31-03
Financial
Liquidity times 9current ratio 24.35
Current ratio from 2.74 to 24.35; short-term debt falls from €531,404 to €68,031.
2024
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Equity above €5mEq €5.2m ▲13.6%
4 profitable years in a row build equity to €5.2m.
2023
25-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
27-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
31-03
Financial
Back to profitnet €573,522
Net result €573,522 after one loss-making year.
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
31-03
Financial
Weakest financial yearnet -€54,788
Net result drops to -€54,788, the lowest in the series; recovery starts the following year.
2019
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
20-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 5 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 2011
Ground area
5,323 m²
Building footprint
821 m²
Volume, LiDAR
5,377 m³
Parcel 73031C0231/00F004, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
St.-Truidersteenweg 305, 3840 Tongeren-Borgloon
since 20112.195.050.513
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73031C0231/00F004 | Flanders | 5,323 m² | 1 · 821 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
4 holdingsOwners 0
The accounts to 31-03-2026 list no shareholders, and no other source names one.
Holdings 4
- LX TRANS SLOVAKIASKsubsidiarySourceown accounts 31-03-2026100%
- LX-LOGISTIKDEsubsidiarySourceown accounts 31-03-2026100%
-
99.99%
-
99.87%
According to the annual accounts to 31-03-2026 of GROUP LUX and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPrivate limited company
Founded30-12-2010
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0832614445
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 1 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.